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Aetna Expects ACA Exchange Membership to Drop at Least 20% in 2025

As CVS Health Corp. looks to revamp its struggling Aetna health insurance business, the company plans to significantly reduce its Affordable Care Act exchange footprint and raise premiums. Speaking at the Wolfe Research Healthcare Conference on...

November 22, 2024
Elevance CFO Anticipates ‘Tale of Two Halves’ in 2025

During the UBS Global Healthcare Conference on Nov. 12, Elevance Health, Inc. Chief Financial Officer Mark Kaye attempted to reassure investors that the company is on the right track despite recent struggles in its managed Medicaid business....

November 15, 2024
On 3Q Earnings Call, CVS Lays Out Path for Aetna Rescue

CVS Health Corp.’s third-quarter 2024 earnings call — which it held on the same morning when many Americans woke up to learn Donald Trump had won the presidency — focused largely on how the firm’s new management aims to turn around its struggling...

November 8, 2024
Insurtechs Continue to Show Progress in 3Q, Expect Growth in 2025

Alignment Healthcare, Inc., Clover Health Investments Corp. and Oscar Health, Inc., which are commonly referred to as “insurtechs” for their focus on technology, each recently posted solid third-quarter financial results, especially compared with...

November 8, 2024
Medicare Advantage Could Flourish Under Second Trump Presidency

Garnering 295 electoral votes as of Nov. 6, Donald Trump is headed for a second term in the White House. Although health care was not a top priority of Trump's campaign, industry analysts agree that major insurers have the most to gain from a...

November 8, 2024
Centene, Molina Beat Expectations in 3Q Amid Medicaid Upheaval

Centene Corp. and Molina Healthcare, Inc., two of the largest managed Medicaid insurers in the U.S., both beat expectations in their third-quarter earnings reports. While the companies saw higher care utilization among their Medicaid members,...

October 25, 2024
Bad Omen: UnitedHealth’s High Costs Portend Rocky 3Q for Payers

UnitedHealth Group, whose earnings reports are often seen as a bellwether for the entire managed care sector, disclosed third-quarter results on Oct. 15 that did not bode well for its fellow publicly traded health insurers. Still, some Wall Street...

October 20, 2024
As Medicaid Unwinding Ends, MCOs Are Left With Lessons, Pressures

With nearly all states having completed the Medicaid “unwinding process” that shed millions of people from the rolls, a new analysis finds that total Medicaid and Children’s Health Insurance Program (CHIP) enrollment is actually higher than it was...

September 27, 2024
HCSC Sees ‘Steady Interest’ in Alternative Employer Plan Design

Health Care Service Corp. (HCSC), which owns Blue Cross Blue Shield plans in Illinois, Montana, New Mexico, Oklahoma and Texas, recently rolled out an “alternative health plan” that combines what essentially is a tiered provider network, price...

September 13, 2024
Most ACA Marketplace Enrollees Are in Narrow Network Plans

Most people enrolled in Affordable Care Act exchange plans had in-network access to fewer than half of clinicians in their area in 2021, according to a KFF study published on Aug. 26. Matthew Rae, the report’s lead author, tells AIS Health the...

August 30, 2024
Summer of Deals Heats Up Integrated MA Market

The summer of 2024 is shaping up to be a hotbed of M&A activity among health systems that operate Medicare Advantage plans. While the year kicked off with Point32Health, Inc.’s planned acquisition of Baystate Health’s Health New England, which...

August 16, 2024
Centene Will Exit MA Market in Six States Next Year

For the 2025 plan year, Centene Corp. will not offer Medicare Advantage plans in Alabama, Massachusetts, New Hampshire, New Mexico, Rhode Island and Vermont, Modern Healthcare reported, citing an Aug. 5 note from investment bank Stephens. ...

August 9, 2024
Headwinds Aside, MCOs Foresee Long-Term Growth in Medicaid

During recent conference calls to discuss second-quarter 2024 earnings, Centene Corp., Elevance Health, Inc. and Molina Healthcare Inc. all discussed the long-term Medicaid growth opportunity despite declining membership resulting from...

August 2, 2024
More Than 24.5M People Lose Medicaid Coverage

According to the latest data from KFF’s Medicaid Enrollment and Unwinding Tracker, more than 24.5 million people have been disenrolled from Medicaid as of July 23. ...

July 27, 2024
Medicaid Utilization Jitters Cloud 'Fine’ 2Q for Elevance

Despite reporting a strong balance sheet for the second quarter of 2024, Elevance Health, Inc. faced a selloff that seemed to be prompted by higher-than-expected utilization in the insurer’s Medicaid book of business. On July 17, the day that...

July 19, 2024
MAOs — Especially CVS/Aetna — Gain With Revamped Star Ratings

CMS’s recent revision of Medicare Advantage Star Ratings made some health insurers, especially CVS Health Corp.’s Aetna, big winners in the eyes of Wall Street. A number of insurers received higher bonus payments from CMS for the 2024 plan year...

July 12, 2024
Experts Challenge Specter of ‘Widespread’ ACA Enrollment Fraud

In recent letters to two federal watchdog agencies, Republican leaders of key House committees demand an investigation into “widespread” improper enrollment in Affordable Care Act exchange plans, citing the findings of a paper from Paragon Health...

July 12, 2024
VNS Health Pursues ‘Near Duals’ MA Growth in NYC and Beyond

Medicare Advantage membership growth during both the 2024 Annual Election Period (AEP) and the Open Enrollment Period (OEP) was largely driven by major insurers (namely, CVS Health Corp.’s Aetna) and some of the insurtechs, according to a recent...

July 5, 2024
Blue Shield-CalPERS Deal Could Alter Employer-Plan Landscape

CalPERS, the California state agency that administers state and local government employees’ benefits and retirement programs, on June 12 selected Blue Shield of California to administer the agency’s statewide PPO plan, which is projected to have...

June 23, 2024
ICHRAs: Poised for Major Growth or Overhyped ‘Niche Market’?

During Oscar Health, Inc.’s recent Investor Day presentation, CEO Mark Bertolini declared that “ICHRA’s time has come,” referring to Individual Coverage Health Reimbursement Arrangements, which the insurer said it believes is the key to expanding...

June 23, 2024
Elevance Execs Dish on ACA Exchange, Commercial Segment Strategies

Although improving Medicare Advantage margins has been the hottest topic recently in managed care, executives at Elevance Health, Inc. at a recent investor conference made some noteworthy comments about the firm’s commercial and Affordable Care...

June 14, 2024
‘We Don’t Need to Do M&A,’ Cigna Chief Financial Officer Says

Months after rumors of a brewing deal with Humana Inc. generated a spate of headlines, The Cigna Group’s chief financial officer is signaling clearly that the company isn’t eager to jump into the mergers and acquisitions game until the conditions...

June 14, 2024
Aetna, Insurtechs Outpaced Medicare Advantage Peers in Quieter OEP

Medicare Advantage enrollment grew by 350,000 members during the 2024 Open Enrollment Period (OEP), according to CMS’s May data release and AIS’s Directory of Health Plans. That’s a 31% drop from last year, which saw 507,000 sign-ups from February...

June 7, 2024
CMS Extends Regs Allowing Medicaid Plans to Assist Renewals

CMS on May 9 extended through June 2025 waivers meant to help states and Medicaid managed care organizations navigate the unwinding of COVID-19 pandemic-related eligibility rules. The waivers, which include provisions allowing MCOs to reach out to...

May 28, 2024
Not in Kansas Anymore: Aetna Gets Left Out of Medicaid Awards

Ousting CVS Health Corp.’s Aetna from the current roster of Medicaid managed care organizations serving the Kansas Medicaid program, Elevance Health, Inc.’s Healthy Blue was chosen as the third insurer for new KanCare contracts starting Jan. 1,...

May 17, 2024
Judge Allows RICO Suit Against Centene to Proceed

A federal judge on May 2 ruled that the majority of claims against Centene Corp. can move forward in a lawsuit that accuses the insurer of defrauding customers via its marketing of Affordable Care Act exchange plans. ...

May 10, 2024
Medicaid MLRs Dent Centene, Molina 1Q Earnings Reports

Higher-than-expected medical loss ratios (MLRs) in Medicaid were a common — albeit minor — pain point for both Centene Corp. and Molina Healthcare, Inc. when the companies reported their first-quarter 2024 financial results. ...

May 5, 2024
High MA Utilization Spurs CVS 1Q Earnings Miss, Selloff

CVS Health Corp.’s poor Medicare Advantage results in the first quarter of 2024 made the diversified health care and retail company the object of Wall Street’s ire. Analysts were highly critical of the firm’s performance, and the company’s stock...

May 5, 2024
Centene Wins Big in Latest Round of Medicaid Contract Awards

For Medicaid-focused insurers facing the headwinds of the post-pandemic disenrollment backlog, a contract win can cause a major sigh of relief. That’s particularly true for Centene Corp., the largest managed Medicaid insurer in the U.S., which...

May 5, 2024
For Humana, Solid Start to 2024 Can’t Mask Looming 2025 Troubles

Although Humana Inc. beat Wall Street’s expectations with its first-quarter 2024 earnings per share (EPS), the recently finalized 2025 Medicare Advantage and Part D rate notice nonetheless cast a shadow over the insurer’s longer-term financial...

April 26, 2024
Bright Health Gave CEO $2M Bonus Despite Owing Insurers Millions

Although NeueHealth Inc. — formerly known as Bright Health Group Inc. — still owes a substantial sum of money to health insurers and is struggling to stay afloat, its CEO received a $1.95 million cash bonus last year, according to a new regulatory...

April 5, 2024
No News Is Bad News for MAOs Hoping to See Pay Hike in 2025

The April 1 release of final rate projections for Medicare Advantage and Part D plans was largely uneventful as CMS maintained the same all-in estimate of what plans can expect to see, on average, in terms of a reimbursement update next year. But...

April 5, 2024
Health Plans Welcome CMS Moves to Curtail Medicaid Coverage Losses

As it marked the 14th anniversary of the Affordable Care Act, the Biden administration in recent days announced several new steps that aim to build on the Medicaid coverage gains achieved by the ACA — and reduce the coverage losses due to Medicaid...

March 29, 2024
Oscar, Clover, Alignment Make Progress Toward Profitability

The software-focused startup insurers known as “insurtechs” last year made tangible strides toward reaching profitability, according to their full-year earnings reports, backing up their executives’ statements that 2024 may see break-even results...

March 15, 2024
UnitedHealth Sets Dates for Restoring Change Healthcare Systems

UnitedHealth Group faces a crisis as the fallout from the hack of its Change Healthcare subsidiary continues to spread. The firm is rumored to have paid $22 million to the hackers who may have caused the breach, even as it faces falling stock...

March 8, 2024
Bigger Footprints, Stable Benefits, Value Adds Assisted AEP Wins

Nearly 33 million individuals were enrolled in Medicare Advantage as of February, demonstrating a year-over-year increase of 7.1% and Annual Election Period growth of 4.0%, according to AIS Health’s analysis of the latest AEP data. Those figures...

March 8, 2024
DOJ to Test UnitedHealth’s ‘Firewall’ With Antitrust Probe

The U.S. Dept. of Justice (DOJ) has opened an antitrust investigation into UnitedHealth Group, according to an internal company document shared with AIS Health and a Wall Street Journal report citing unnamed people familiar with the matter. ...

March 1, 2024
CVS Lowers 2024 Earnings Guidance, Citing Medicare Cost Trends

CVS Health Corp. on Feb. 7 lowered its earnings per share (EPS) guidance for 2024, citing high Medicare Advantage cost trends. Wall Street analysts expected the announcement because other insurers, such as UnitedHealth Group and Humana Inc.,...

February 9, 2024
In Strong Fourth Quarter, Elevance Avoids Utilization Spike

Elevance Health, Inc. reported stronger results for its 2023 fourth quarter earnings than its other publicly traded managed care peers so far, driven by relatively low utilization across its diverse mix of business lines. The results received...

January 26, 2024
Humana’s Slashed Earnings Outlook Stuns Analysts

Although a recent Humana Inc. regulatory filing had already prepared the market for a lackluster fourth-quarter earnings report, Wall Street analysts appeared to be shellshocked on Jan. 25, when the Medicare Advantage-focused insurer detailed just...

January 26, 2024
Utilization Angst Gives Humana, UnitedHealth a Tough Start to 2024

If the market reactions to a Humana Inc. regulatory filing and to UnitedHealth Group’s latest earnings report are any indication, concerns about elevated care utilization that cropped up in the second half of 2023 have followed health insurers...

January 19, 2024
Health Insurers Remain Hungry for Deals, but Headwinds Await

Although executing mergers and acquisitions (M&A) is an important part of health insurers’ growth toolkit, industry insiders tell AIS Health, a division of MMIT, that companies could face challenges completing deals in 2024 due to factors such as...

January 15, 2024
Bright Health Finalizes Sale of MA Business to Molina

Bright Health Group, Inc. finalized the sale of its Medicare Advantage business to Molina Healthcare, Inc. on Jan. 1. On that same day, Bright repaid JP Morgan $298.7 million to close its credit facility with the bank, an amount that Bright...

January 5, 2024
Elevance, BCBS of Louisiana Deal is Back On

After merger talks fizzled in September, Elevance Health, Inc.’s agreement to acquire Blue Cross and Blue Shield of Louisiana is back on, according to the New Orleans Times-Picayune. ...

December 26, 2023
Molina Cuts Purchase Price of Bright Health's California Plans

Bright Health Group, Inc. suffered another blow on Dec. 13, when the foundering startup insurer revealed that Molina Healthcare, Inc. will pay less than originally planned for Bright’s California Medicare Advantage business. Molina now plans to...

December 26, 2023
Centene Bets Big on ICHRAs at Investor Day

During their Dec. 12 investor day, Centene Corp. executives promised 12% to 15% in annual earnings growth and declared victory in their multiyear value creation and cost-cutting plan. Wall Street analysts responded warmly to the firm’s...

December 15, 2023
As CMS Pushes More Duals Integration, D-SNP Market Keeps Growing

Leading up to the 2024 Annual Election Period (AEP) that started on Oct. 15 and concluded on Dec. 7, major Medicare Advantage insurers unveiling geographic expansions signaled their continued pursuit of dually eligible Medicare-Medicaid...

December 8, 2023
ACA Marketplaces See Robust Enrollment, So Far

Nearly 4.6 million people have enrolled in Affordable Care Act marketplace coverage since the start of the 2024 open enrollment period on Nov. 1, a 36% increase compared to the same point during the 2023 OEP, according to CMS. This year’s open...

December 1, 2023
Elevated Outpatient Care, No Recession: 2023 Has Surprised Analysts

Three quarters into 2023, Moody’s Investors Service says the predictions it made at the start of the year for the health insurance sector — namely, earnings growth in the mid-to-high single digits — have largely proven accurate. However, while...

November 27, 2023
Cigna MA Spinoff Rumor Prompts Wall Street Hopes for Megamerger

The Cigna Group could be fielding offers for its Medicare Advantage book, according to a Nov. 6 Reuters report. Experts say that a spinoff is plausible given the small size of Cigna’s MA book and Cigna’s heavy focus on commercial insurance — and...

November 10, 2023
CVS Reports Strong Overall 3Q Results Despite High MA Utilization

In the third quarter, CVS Health Corp. performed well overall, but the firm’s health insurance division was a drag on profits due to higher-than-expected utilization, especially in Medicare Advantage. However, a big gain in MA Star Ratings could...

November 3, 2023
Low MLR Powers Cigna’s Solid 3Q Results

The Cigna Group posted results for the third quarter of 2023 that impressed Wall Street, driven by a lower-than-expected medical loss ratio (MLR). However, Cigna executives faced questioning from analysts on potential PBM regulations. ...

November 3, 2023
Utilization Uptick Dings Humana’s 3Q Results

Humana Inc.’s stock dipped after its third-quarter 2023 earnings report, with analysts largely blaming the firm’s revised estimate of its full-year medical loss ratio (MLR). The Medicare Advantage-focused insurer said that while it had been...

November 3, 2023
UnitedHealthcare to Expand Exchange Presence to Four New States

UnitedHealthcare will offer ACA exchange plans in four new states next year. With the addition of New Jersey, New Mexico, South Carolina and Wisconsin, the insurer said on Oct. 24, its total ACA marketplace footprint will comprise 26 states. ...

October 27, 2023
Centene Reports Marketplace Growth, Medicaid MLR Miss in 3Q

Centene Corp. reported sterling results in the third quarter of 2023, with the firm exceeding its quarterly earnings target and executing $773 million in share repurchases in that time. Executives promised further improvement on Medicare Advantage...

October 27, 2023
UnitedHealth Quells Utilization Fears With 3Q Results

While the managed care stock story in the first half of 2023 revolved around care utilization concerns, the company that first fueled those worries — UnitedHealth Group — eased investors’ minds considerably when reporting third-quarter earnings. ...

October 20, 2023
Elevance Shines with Strong 3Q Results Despite Falling Stars

Elevance Health Inc., the parent company of Anthem, enjoyed a strong third quarter, raising its end-of-year earnings guidance and completing a round of stock buybacks. The firm cited a strategic review — which involved layoffs and slashing real...

October 20, 2023
MA-PD Star Ratings Fall for the Second Consecutive Year

Payer anxieties about lower Star Ratings for the 2024 plan year came to fruition last week with CMS’s release of the annual Part C and Part D quality measurements. The average Medicare Advantage Prescription Drug (MA-PD) contract scored a 4.04,...

October 20, 2023
CMS, States Point Fingers Over Medicaid Redetermination Errors

Medicaid eligibility redeterminations are in full swing, but many states have struggled to fulfill automated enrollment requirements mandated by CMS, leading to finger pointing and — at a minimum — hundreds of thousands of members getting kicked...

October 6, 2023
CMS Says 30 States Pause Medicaid Disenrollments

CMS will reinstate coverage for approximately 500,000 Medicaid and CHIP enrollees, mainly children, after they were improperly disenrolled from the safety net insurance programs.  ...

September 22, 2023
Switchers Are Driving Medicare Advantage Growth, Suggests New Study

Beneficiary switching from fee-for-service (FFS) Medicare to Medicare Advantage more than tripled between 2006 and 2022, contributing to the MA enrollment boom that’s taken shape over the past two decades, according to a study published this month...

September 22, 2023
Centene, Humana Execs Downplay COVID, Redetermination Headwinds

Executives from health insurance firms Centene Corp. and Humana Inc. on Sept. 6 pitched investors on rosy projections for the rest of the year at the 2023 Wells Fargo Healthcare Conference — despite ongoing Medicaid eligibility redeterminations...

September 17, 2023
CMS Warns States to Correct Medicaid Eligibility Problems

CMS is growing increasingly concerned that people, particularly children, are being disenrolled from Medicaid and Children’s Health Insurance Program (CHIP) coverage even though they still meet eligibility requirements. ...

September 1, 2023
ACA Marketplace Business Is Bright Spot in 2Q for Centene, Molina

Although the topic of Medicaid eligibility redeterminations loomed large over the second-quarter earnings calls held by Centene Corp. and Molina Healthcare, Inc., the companies’ Affordable Care Act marketplace business lines offered a positive —...

August 4, 2023
CVS, Humana Report Continued High Utilization, MLR Increases

CVS Health Corp. beat Wall Street’s consensus second-quarter earnings projections, but it raised concerns among analysts by lowering its earnings guidance for 2024. Humana Inc., meanwhile, also beat the Street’s second-quarter earnings estimate....

August 4, 2023
1.5M Medicaid Enrollees Lose Coverage

As of June 27, at least 1.5 million Medicaid enrollees had lost coverage since eligibility redeterminations started back up, according to the Kaiser Family Foundation (KFF) Medicaid Enrollment and Unwinding Tracker. ...

June 30, 2023
Colorado, North Carolina Put Friday Health Into Receivership

North Carolina and Colorado recently became the latest in a string of states that have taken over the reins of Friday Health Plans Management Services Company, Inc.’s subsidiaries in a bid to ensure consumers and providers aren’t harmed by the...

June 23, 2023
Researchers Float California Public Option, With a Twist

Although multiple states have set up some version of a public option — a government-established insurance plan — on their Affordable Care Act exchanges, two researchers are striving to convince policymakers to consider a public option program in...

May 19, 2023
Cigna Touts Low MLR, Enrollment Growth in First Quarter 2023

Although executives during The Cigna Group’s first-quarter 2023 earnings call put a heavy emphasis on the firm’s evolving PBM business model, Cigna’s ability to control health care costs was a noteworthy —albeit less headline-grabbing — highlight...

May 13, 2023
Newly Closed Purchases, ACA Exchange Member Surge Color CVS 1Q

Due to the early close of its deal to purchase Oak Street Health, CVS Health Corp. when reporting first-quarter 2023 results said it would lower its full-year earnings per share (EPS) estimate from a range of $8.70 to $8.90 down to $8.50 to $8.70....

May 7, 2023
Kaiser Plans to Acquire Geisinger, Form New Entity

Kaiser Permanente plans to acquire Geisinger Health in a transaction that would combine two powerful nonprofit health care organizations boasting care delivery and health insurance assets. ...

April 28, 2023
Humana Dodges Cost Concerns, Touts MA Growth in 1Q Earnings Report

Although the managed care earnings season kicked off with concerns about rising medical costs, equities analysts appeared optimistic about Humana Inc.’s prospects after the insurer reported its first-quarter 2023 financial results on April 26....

April 28, 2023
New Push for Medicaid Work Requirements Meets Wall of Opposition

Republicans in the U.S. House of Representatives have passed legislation that would require about one-third of Medicaid enrollees to be employed or looking for work, which would be a radical shift in the safety net program’s mission and operations...

April 28, 2023
‘Days Claims Payable’ Dip Clouds UnitedHealth’s 1Q Earnings

Although UnitedHealth Group’s executives touted “strong and well-balanced” growth in the first quarter of 2023, the company’s stock dropped following its April 14 earnings report. Equities analysts suggested that a decline in the days claims...

April 21, 2023
N.C. Governor Signs Medicaid Expansion Law

North Carolina Gov. Roy Cooper, a Democrat, on March 27 signed the law expanding Medicaid under the Affordable Care Act; the state projects “more than 600,000” North Carolinians to enroll. After North Carolina’s action, only 10 states have yet to...

March 31, 2023
CareSource, Health Alliance Plan Strike Up Medicaid Joint Venture

CareSource, an Ohio-based, nonprofit Medicaid MCO, will work with Michigan nonprofit insurer Health Alliance Plan (HAP) on a new Medicaid joint venture. One managed care insider tells AIS Health, a division of MMIT, that the deal is evidence that...

February 24, 2023
Humana Will Soon Close the Book on Commercial Insurance Division

Humana Inc. will exit the commercial insurance business and focus exclusively on government books of business, the company said on Feb. 23. Industry analysts say it was a wise strategic move, and experts tell AIS Health, a division of MMIT, that...

February 24, 2023
Democrats Push to Make MinnesotaCare Into Public Option

With Democrats now in charge of both chambers of the Minnesota legislature and the governor’s office, a key priority for policymakers will be to give everyone in the state access to low-cost coverage through MinnesotaCare. ...

February 10, 2023
Redeterminations, Social Needs Will Keep Medicaid Plans Busy

Medicaid managed care organizations this year will have their hands full as they support state efforts to resume eligibility redeterminations and try to help members avoid gaps in coverage, or “churn” historically associated with failing to meet...

February 3, 2023
Seniors Make the Switch to Medicare Advantage in Increasing Numbers

The number of seniors who switched from traditional Medicare to Medicare Advantage increased annually from 2016 to 2020, according to new research published in JAMA Health Forum. The switch rate from traditional Medicare to MA grew to 6.8% in 2020...

January 20, 2023
Analysts Predict Another ‘Stable’ Year for Health Insurers

This year, a variety of headwinds and tailwinds are likely to buffet the health insurance industry, including inflation, a possible recession, the return of Medicaid eligibility checks, potential policy changes in Medicare Advantage, a split...

January 6, 2023
By the Numbers: National Health Insurance Market in December 2022

Three years into the COVID-19 pandemic, enrollment in both commercial health coverage and public health insurance continued its growth. Managed Medicaid membership jumped from 61.4 million in December 2020 to 74.0 million in 2022, while Medicare...

December 29, 2022
SCAN-CareOregon Merger Could Face Antitrust Scrutiny

SCAN Group, parent company of SCAN Health Plan, said last week that it plans to combine with CareOregon to become HealthRight Group. But the deal has yet to be approved by regulators — and because of Oregon’s strict antitrust laws and proactive...

December 27, 2022
AHIP, AMA Spar Over Health Insurance Competition Report

The American Medical Association (AMA) released a report on Nov. 1 that found 79% of metropolitan statistical areas (MSAs) in the U.S. had low levels of competition in the Medicare Advantage market. The trade group for physicians and medical...

November 11, 2022
Humana Posts Strong Results, Credits Value Creation Plan

Humana Inc. posted strong third-quarter results, beating the Wall Street consensus earnings projection. The firm credited its lower-than-expected medical loss ratio (MLR), financial tailwinds from merger and acquisitions (M&A) and its yearlong...

November 4, 2022
Amid Headwinds, CVS Beats Street’s 3Q Earnings Estimate

CVS Health Corp., the parent company of insurance firm Aetna, reported solid results in the third quarter, beating Wall Street earnings projections. However, the company also acknowledged headwinds including declining Medicare Advantage Star...

November 4, 2022
Insurers Eye Growing D-SNP Market, Show Modest Interest in I-SNPs

As Medicare Advantage organizations market a host of new products and benefits for the 2023 plan year, large and regional insurers alike are boosting their Dual Eligible Special Needs Plan (D-SNP) presence. And while those plans continue be the...

November 4, 2022
Centene Posts Solid 3Q Results Despite Wall Street Concerns

Centene Corp. managed to beat Wall Street’s earnings expectations in the third quarter of 2022 while also reporting lower-than-expected Medicare Advantage Star Ratings and MCO contract struggles in California and Florida, two of the Medicaid...

October 28, 2022
Pandemic-Transformed Medicaid Faces Looming Eligibility Challenge

At some point in the next year, it’s likely that Medicaid eligibility redeterminations will resume — a process that will be kicked off when the Biden administration declares an end to the COVID-19 public health emergency (PHE). Medicaid has hit...

October 28, 2022
Centene Expands ACA Marketplace Footprint for 2023

Centene Corp. will expand its ACA marketplace footprint by more than 60 counties across 12 states where it already has a presence in 2023, as well as enter Alabama for the first time, the company said on Oct. 17. ...

October 21, 2022
2023 Stars Signal Return to Normal, With Some Caveats

A little over half of Medicare Advantage Prescription Drug (MA-PD) contracts that will be offered in 2023 received an overall rating of 4 stars or higher, according to Medicare Parts C and D Star Ratings data released by CMS on Oct. 6. As expected...

October 21, 2022
Experts, Report Offer Ways to Supercharge Slow-to-Grow PACE Model

As the U.S. population ages and as payers and providers increasingly embrace home-based care — especially in light of the COVID-19 pandemic — a program that one expert calls the “best-kept secret in health care” seems poised to finally have its...

October 14, 2022
Walmart, UnitedHealth Strike Latest Insurer-Retail Clinic Deal

Walmart Inc. and UnitedHealth Group will launch a co-branded Medicare Advantage plan in Georgia, license Optum-branded analytic and decision-making tools to existing Walmart Health clinics in 15 Florida and Georgia locations, and use Optum...

September 16, 2022
Three Major Insurers Will Expand ACA Exchange Footprints in 2023

Galvanized by a growing, stable Affordable Care Act exchange market and a looming dropoff in Medicaid membership, some of the country’s largest health insurers in 2023 are once again expanding their ACA marketplace footprints. At the same time,...

September 9, 2022
Cigna Expands Marketplace Footprint in 2023

For the 2023 benefit year, Cigna Corp. plans to expand its Affordable Care Act exchange footprint to three new states — Indiana, South Carolina and Texas — and enter additional counties in three other states: Georgia, Mississippi and North...

September 5, 2022
Health Insurers, Feds Gear Up to Steer People to ACA Marketplaces

With a law finally passed that extends enhanced Affordable Care Act subsidies for another three years, health insurers and government agencies can now start their consumer-outreach campaigns for the upcoming open enrollment period in earnest. But...

September 5, 2022
Health Insurers, Feds Gear Up to Steer People to ACA Marketplaces

With a law finally passed that extends enhanced Affordable Care Act subsidies for another three years, health insurers and government agencies can now start their consumer-outreach campaigns for the upcoming open enrollment period in earnest. But...

September 5, 2022
CVS May Join Insurers’ Home Health Care M&A Spree

CVS Health Corp. is on the verge of making a bid on home health care provider Signify Health, Inc., according to an Aug. 7 report from the Wall Street Journal. Health care insiders tell AIS Health, a division of MMIT, that CVS’s rumored move —...

August 12, 2022
Molina Posts Solid 2Q Results Despite High MLR

Molina Healthcare, Inc. posted solid results in the second quarter of 2022, earning favorable reviews from Wall Street despite posting a high medical loss ratio (MLR). Executives from the Medicaid- and marketplace-focused carrier touted a recent...

August 7, 2022
Cost-Control Efforts Pay Off for Cigna in Second Quarter

Cigna Corp.’s ability to rein in medical costs during the second quarter of 2022 impressed equities analysts and led the health insurer on Aug. 4 to surpass the Wall Street consensus earnings per share (EPS) estimate while raising its full-year...

August 7, 2022
Alignment Healthcare to Expand Into Florida, Texas for 2023

Following its own pattern of strategic yearly expansions, Alignment Healthcare plans to expand its Medicare Advantage footprint into two new states, Florida and Texas, and into additional counties in the four states it currently serves. ...

July 15, 2022
Pandemic’s Long Tail Will Shape 2023 Premiums

Researchers from the American Academy of Actuaries expect the most notable factors in 2023’s health insurance premium rate-setting will be COVID-19 variants, the expiration of enhanced premium subsidies in the individual marketplace, the...

July 8, 2022
South Dakota Seems Poised to Expand Medicaid

South Dakota voters just moved their state one step closer to expanding Medicaid through a ballot initiative, with over 67% of voters rejecting a proposed amendment to the state constitution that would have made Medicaid expansion prohibitively...

June 17, 2022
Marketplace MLR Rebates Likely to Drop After Record Highs

Health insurers will likely issue about $1 billion in medical loss ratio (MLR) rebates this year, according to data from the Kaiser Family Foundation (KFF) and Mark Farrah Associates. That amount is a drop from both 2020 and 2021, which set the...

June 10, 2022
Insurers’ Venture Capital Firms Pay With Influence Over Vendors

Launching a venture-capital (VC) fund has become commonplace for many health insurers, even smaller ones, industry insiders tell AIS Health. They typically do not disclose returns — and many of these funds are so new that there haven’t been enough...

June 10, 2022
State Medicaid Agencies Grapple With Moving PHE End Date

With the COVID-19 public health emergency presumably continuing into October, state Medicaid agencies and their partners theoretically have more time to communicate with enrollees and prepare for the inevitable resumption of eligibility...

June 4, 2022
Expanded Footprints, Enhanced Benefits Aided Plans’ OEP Gains

Medicare Advantage enrollment reached nearly 28.8 million as of May, reflecting an overall increase of about 1% during the three-month Open Enrollment Period (OEP) that ended on March 31, according to the latest update to AIS’s Directory of Health...

June 4, 2022
Plans Should Strive for ‘Seamless’ Digital Engagement

Health insurers have ramped up their use of digital tools to improve customer satisfaction, but still have more work to do — particularly as utilization returns to normal two years after the pandemic’s start. Customer satisfaction is lagging after...

June 4, 2022
North Carolina Sets Sights on Medicaid Expansion

Republican leaders in North Carolina, one of a dozen states that have yet to broaden access to Medicaid programs, say that they are now ready to embrace expansion, which may be a boon to its managed care organizations. ...

May 29, 2022
Feds Approve Virginia Individual Market Reinsurance Program

HHS and the Treasury Department on May 19 approved Virginia’s waiver for a state reinsurance program starting on Jan. 1, 2023. Although states have been less aggressive when it comes to applying for reinsurance programs recently, the looming...

May 29, 2022
Startups Oscar Health, Bright Health Exit Markets & Tighten Belts

Startup insurers Oscar Health, Inc. and Bright Health Group, Inc. have decided they will no longer sell individual and/or family plans in certain states after this year. Ari Gottlieb, a principal at consulting firm A2 Strategy Group, tells AIS...

May 20, 2022
Marketplace, MCOs Will Face a Rocky Transition When PHE Ends

When the Biden administration ends the COVID-19 public health emergency (PHE), states will disenroll millions of Medicaid beneficiaries — and insurers will have to take Medicaid MCO members off their books. Experts tell AIS Health, a division of...

May 20, 2022
Oscar to Leave Arkansas, Colorado Markets

Oscar Health, Inc. will cease operations in Arkansas and Colorado at the end of this plan year. Chief Financial Officer Scott Blackley defended the decision by saying “they’re really small” markets for the firm in response to a question from...

May 13, 2022
Aetna Is Star of the Show in CVS First-Quarter Financial Results

CVS Health Corp. posted robust financial results in the first quarter of this year, with revenues increasing by 11.2% to $76.8 billion. Wall Street praised the firm — particularly its Aetna health insurance division — for delivering strong results...

May 6, 2022
Favorable Pharmacy Results Power Humana’s Solid Earnings

Humana Inc.’s financial performance in the first quarter of this year received mostly positive reviews from Wall Street. Revenue growth from the health insurer’s mail-order pharmacy business alongside modest care utilization allowed the firm’s...

April 29, 2022
Anthem Raises Profit Forecast for 2022 After Promising 1Q

Anthem, Inc. reported strong first quarter financial results, prompting the insurer to raise its earnings guidance for the year. The company attributed the change largely to a lower-than-expected COVID-19 impact, as the Omicron variant and the...

April 22, 2022
With Medicaid Cliff Looming, Payers Scramble to Limit Outflow

The end of the COVID-19 public health emergency (PHE) is likely to significantly downsize Medicaid enrollment around the nation, and managed care organizations (MCOs) must figure out how to keep enrollment steady and maintain continuity of...

April 22, 2022
Insurers, Private Equity Firms Are Buying Up Home Care Providers

Health insurers are taking over home health care providers: Most notably, the two largest Medicare Advantage health insurers, UnitedHealth Group and Humana Inc., have each moved to acquire sizable home care providers in the last year. Health care...

April 15, 2022
UnitedHealth, Change Signal Support for Salvaging Their Deal

Both UnitedHealth Group and Change Healthcare Inc. are making it increasingly clear that they aren’t giving up on their proposed $13 billion transaction despite federal regulators’ move to block the deal. However, one antitrust attorney is...

April 8, 2022
Anthem’s Contract to Cover NYC Retirees Hits New Roadblock

Just days before the planned start of Anthem, Inc.’s new contract to serve retired New York City workers and their dependents, the city’s comptroller declined to register the proposed contract and turned it back to Mayor Eric Adams (D) for a...

April 2, 2022
HHS Budget Seeks to Give Feds More Power Over Medicaid MCOs

Tucked into the 174-page Fiscal Year 2023 Budget in Brief document recently issued by HHS is a proposal seemingly aimed at giving the federal government more flexibility and power to sanction out-of-compliance Medicaid managed care plans. ...

April 2, 2022
CMS: 14.5M Enroll in Exchange Plans for 2022

The Affordable Care Act (ACA) exchanges have set new records for enrollment, with 14.5 million people enrolling or automatically reenrolling in health insurance during the 2022 open enrollment period, per CMS. ...

March 28, 2022
What’s in a Name? Insurer Rebrands Reflect Diversification Push

Anthem, Inc. said recently that it will rename itself “Elevance” in a bid to be seen a diversified enterprise, known as much for its technology and business services branches as its traditional health insurance business. Anthem isn’t alone in its...

March 28, 2022
As Insurers Bet Big on Government Business, Challenges Remain

For the country’s major health insurers, an increasing amount of revenue and growth comes from business lines that serve government programs. Industry experts tell AIS Health that they don’t envision this changing anytime soon, but they do see...

March 18, 2022
Anthem Reveals Plans to Rebrand as Elevance

If shareholders approve, Anthem, Inc. will change its name to Elevance Health Inc. The rebranding is meant to show that Anthem is moving beyond mainly offering health insurance products. ...

March 11, 2022
UnitedHealth Has Little to Lose if Change Healthcare Deal Fails

With UnitedHealth Group poised to battle the U.S. Dept. of Justice in court over the fate of its proposed purchase of Change Healthcare, Inc., there’s still a host of unknowns about how that legal case will play out. However, one thing does appear...

March 4, 2022
Geographic Expansions Assisted 2022 AEP Winners’ Major Gains

Medicare Advantage membership has grown by 8.5% since February 2021 to top 28.6 million lives, according to AIS Health’s analysis of data that included enrollment during the 2022 Annual Election Period (AEP). While nearly two-thirds of all new...

March 4, 2022
Maine Will Combine Individual, Small-Group Insurance Markets

Maine will merge its small-group and individual exchange health insurance markets starting in plan year 2023. Experts tell AIS Health, a division of MMIT, that the move is a bid to stabilize small-group premiums, which have gone up in recent years...

February 27, 2022
UnitedHealth Will Fight DOJ Move to Block Change Healthcare Deal

The U.S. Dept. of Justice (DOJ) on Feb. 24 sued to block UnitedHealth Group’s proposed $13 billion acquisition of Change Healthcare Inc., arguing that the deal would stymie competition not only in commercial health insurance markets but also the...

February 27, 2022
If Direct Contracting Model Dies, MA Startups Could Suffer

Some Medicare Advantage insurers could take a hit if HHS decides to cancel an increasingly controversial care delivery model that allows participants to share risk and receive capitated payments for serving fee-for-service (FFS) Medicare...

February 18, 2022
CVS Delivers Strong 4Q Results Amid Mixed Aetna Performance

For the fourth quarter and full-year 2021, CVS Health Corp. reported a strong financial performance across its vertically integrated health care business, but its health insurance division Aetna had mixed results. While Aetna delivered higher-than...

February 11, 2022
Centene’s MA Gains Swell Stock, but Could Have Downside

Centene Corp.’s shares rose following its fourth-quarter and full-year 2021 earnings release on Feb. 8, with the market seemingly impressed with the insurer’s Medicaid and Medicare Advantage membership gains. Still, one equities analyst sounded a...

February 11, 2022
Lower MA, Individual Enrollment Estimates Dim Cigna 4Q Earnings

Although Cigna Corp. ended 2021 with earnings that exceeded Wall Street expectations, the company also reported continued struggles with elevated medical costs last year. Further, the insurer disclosed that it expects less Medicare Advantage...

February 4, 2022
Humana’s 4Q Margins Offset Worries About MA Enrollment

Despite Humana Inc.’s recently downgraded Medicare Advantage (MA) enrollment projections for 2022, Wall Street analysts praised the company’s high margins after the insurer reported fourth-quarter and full-year 2021 earnings on Feb. 2. ...

February 4, 2022
Insurers Are Wary, but States Say Standard Exchange Plans Work

In their public comments about a proposed rule that would bring back standardized plans to the Affordable Care Act exchanges, two health insurer trade groups make it clear that they believe such a move will “stifle innovation” in plan design....

February 4, 2022
Anthem Reports Solid End to 2021, Offers Initial Look at 2022

Health insurer Anthem, Inc., reported solid fourth-quarter results on Jan. 26, with some numbers in line with expectations and others hitting above or below expectations. The company also indicated it’s bracing for medical costs to rise above...

January 30, 2022
Medicaid Waiver Whiplash Can Be Problematic for MCOs

Since taking office, the Biden administration has taken a hard line on Section 1115 Medicaid waivers, rescinding multiple demonstrations that were approved by the Trump administration and subsequently becoming ensnared in legal fights with...

January 30, 2022
UnitedHealth Downplays Cost of Omicron, At-Home Tests

For health insurers, the new year has ushered in a mandate to cover at-home COVID-19 tests and a highly transmissible coronavirus variant that is making it clear the pandemic is far from over. During its recent conference call to discuss fourth...

January 23, 2022
Health Care Investment Boom Is Likely to Continue This Year

According to a white paper prepared by PricewaterhouseCoopers (PwC), deals in the U.S. health care sector increased by 56%, for a total volume of $203 billion, through Nov. 15, 2021, compared to the same period in 2020. Meanwhile, a report by...

January 14, 2022
Biden Admin Touts Record Marketplace Open Enrollment

Sign-ups for health plans on the individual exchanges have hit a record high six weeks into open enrollment, according to CMS: 13.6 million people have enrolled in coverage for 2022, with a month still left to go in the annual open enrollment...

December 28, 2021
PACE Is Poised for Expansion as COVID Highlights Home Needs

As Congressional lawmakers consider additional funding for home and community-based services (HCBS) in Medicaid and the pandemic underscores the importance of enhanced support for community-dwelling seniors, a small but growing segment of the...

December 17, 2021
CVS Health Will Spend Up to $25 Billion on Provider M&A

At the firm’s annual investor conference, CVS Health Corp. executives promoted closer vertical integration and promised to move even further into care provision. CVS, which acquired Aetna in 2018, emphasized virtual care and its retail HealthHUB...

December 17, 2021
New Google Maps Tool Shows Providers’ Network Affiliations

Google Maps will show users searching for health care providers which health insurance practitioners will accept — and health care insiders say that the new product could transform how patients access health care. However, they caution that Google...

December 10, 2021
Optum Dominates UnitedHealth’s Investor Day, Growth Strategy

UnitedHealth Group’s Investor Day presentation, Wall Street analysts came away with the distinct impression that the company’s Optum division — which now comprises 52% of its overall earnings — was the “star of the show.” ...

December 3, 2021
Three Major Medicaid Insurers Report 3Q Gains Despite COVID Surge

A diversified portfolio was the name of the game late last month as publicly traded insurers discussed third-quarter 2021 earnings and braced for the return of Medicaid eligibility redeterminations, which could happen anytime after the latest...

November 5, 2021
CVS Indicates Interest in Primary Care Acquisitions

CVS Health Corp. beat earnings projections for the third quarter, with PBM subsidiary Caremark a main driver of profitability. Aetna, the firm’s health insurance subsidiary, was also profitable, but its results disappointed Wall Street analysts....

November 5, 2021
Humana Lowers EOY Guidance, Looks for More Home Care Deals

Humana Inc.’s earnings for the third quarter beat Wall Street projections, but the firm lowered its end-of-year guidance, citing COVID-19 costs. The Medicare Advantage-focused payer’s executives also said it would sell off much of its hospice...

November 5, 2021
Wall Street Isn’t Sweating Cigna’s Third-Quarter MLR Miss

Cigna Corp. on Nov. 4 reported a higher-than-expected medical loss ratio (MLR) for the third quarter of 2021, which the company blamed on rising medical costs from COVID-19 care and from high utilization among customers who signed up for...

November 5, 2021
Centene Touts Strong Medicare, Medicaid Performance in 3Q

Centene Corp. reported solid results for the third quarter of 2021, achieving Medicare and Medicaid membership increases and raising revenue guidance for the full year. To Jefferies analyst David Windley, the company’s results “reflect an...

October 29, 2021
Choices, Competition Abound in 2022 ACA Exchange Market

When the annual open enrollment period for Affordable Care Act exchange plans kicks off on Nov. 1, consumers will be shopping in a market that is experiencing a surge of insurer competition and consequently, a dizzying array of plan choices. ...

October 29, 2021
Anthem Becomes Second Insurer to Ease 3Q MLR Worries

Anthem, Inc.’s third-quarter 2021 financial results — combined with UnitedHealth Group’s strong showing less than a week earlier — have helped to ease investors’ concerns about the Delta variant’s potential impact to insurers’ medical costs,...

October 22, 2021
Beneath High Ratings, MA-PD Stars Scores Show Shortcomings

Thanks to numerous flexibilities granted to plan sponsors during the COVID-19 public health emergency, nearly 70% of Medicare Advantage Prescription Drug (MA-PD) plans earned an overall rating of 4 stars or higher for 2022, CMS said on Oct. 8....

October 22, 2021
UnitedHealth Reports Solid 3Q Despite Rising COVID Costs

UnitedHealth Group’s third-quarter 2021 financial results impressed Wall Street, with equities analysts describing the company’s performance as “solid across the board” and “generally positive” even though the company did see health care costs...

October 15, 2021
Major Expansions, Rich Benefits Will Drive Competitive AEP

As the 2022 Annual Election Period (AEP) approaches, CMS expects the Medicare Advantage program to continue its upward trajectory, with enrollment climbing 10% to an estimated 29.5 million people next year while average monthly premiums will drop...

October 10, 2021
Panelists Urge Better Efforts to Serve ‘Partial Dual Eligibles’

In the world of government-sponsored health plans, there’s an often-underserved “hidden population” that is long overdue for increased attention from both payers and policymakers, panelists said during a recent session at AHIP’s virtual Medicare,...

October 2, 2021
JPMorgan’s Health Care Reboot Ditches Disruption for Insiders

JPMorgan Chase Co. has revamped its troubled effort to become a major player in health care by taking an insider approach and staffing its new venture, Morgan Health, with career health care executives — a move that comes after the firm initially...

September 26, 2021
Medicaid Fraud Suit Could Hurt Aetna’s Future Bid Chances

A recently unsealed whistleblower lawsuit accuses CVS Health Corp.’s Aetna of defrauding the Commonwealth of Pennsylvania and the federal Medicaid program by knowingly misrepresenting the number of pediatricians in Aetna’s Medicaid network. While...

September 19, 2021
Census Data Underscores Plans’ Need to Diversify Engagement

In mid-August, the U.S. Census Bureau released additional results from the 2020 Census that underscored just how diverse the country has become. While people identifying as white remained the largest ethnic group in the U.S., that population has...

September 13, 2021
CareFirst, Highmark Roll Out Union-Focused Insurance

Two sizeable regional Blue Cross Blue Shield plans, CareFirst of Maryland, Inc. and Highmark Inc., are teaming up to offer a “new collaboration and health insurance offering” for labor unions. While it’s certainly not the first insurance product...

September 6, 2021
Puerto Rico Deals Offer Diversification to GuideWell, Anthem

Puerto Rico recently has become a hotbed of merger and acquisition activity, with two of the territory’s largest health insurers agreeing to be sold to mainland-based companies. Industry analysts say that the deals are motivated by the same...

September 6, 2021
Cigna to Expand Exchange Footprint in 2022

Cigna Corp. will offer Affordable Care Act marketplace plans in three new states during the upcoming open enrollment period, the insurer said on Aug. 26. ...

August 29, 2021
GuideWell to Acquire Triple-S Management Corp.

GuideWell Mutual Holding Corporation, the parent company of Florida Blue and Capital Health Plan, Inc. last week revealed it has entered a $900 million deal to acquire Puerto Rico-based Triple-S Management Corp. ...

August 29, 2021
UnitedHealth Acquires PreferredOne

UnitedHealth Group will acquire fellow Minnesota-based health plan PreferredOne from University of Minnesota-affiliated provider Fairview Health Services, according to the Minneapolis Star-Tribune. ...

August 21, 2021
Heightened Medical Costs Cloud Startup Payers’ Second Quarter

The return of some deferred care and an uptick in COVID-19-related utilization weighed on the financial results of a variety of managed care companies during the second quarter of 2021 — a trend that was also evident among a quartet of newly...

August 21, 2021
HCSC Bets Big on MA With Major Expansion in 2022

Health Care Service Corp. (HCSC), the parent company of Blue Cross Blue Shield affiliates in five states, is poised to majorly expand its relatively modest Medicare Advantage footprint. ...

August 15, 2021
Small-Group Market Weathers COVID, but Other Threats Loom

Although the health insurance market catering to small businesses has largely remained stable amid the disruption of the COVID-19 pandemic, some health policy experts say there are reasons to be concerned about the market’s future. One recent...

August 15, 2021
If DOJ Blocks UnitedHealth/Change Deal, Dispute Could Linger

The Department of Justice (DOJ) is considering taking steps to block UnitedHealth Group’s planned acquisition of Change Healthcare Inc., according to press reports. Experts say the DOJ has a strong case — and that if UnitedHealth’s Optum division...

August 15, 2021
Cigna Beats 2Q Expectations With Aid From Evernorth

Cigna Corp. had a better second quarter than equities analysts expected, leading to positive but cautious reviews by Wall Street on the health insurer’s outlook for the rest of the year. Cigna executives credited strong returns from the payer’s...

August 9, 2021
CVS/Aetna Has Solid Quarter Despite COVID Headwinds

CVS Health Corp., the parent company of health insurer Aetna, reported higher than expected profits in the second quarter of 2021. The pharmacy, health insurance and retail giant took in $2.42 in earnings per share, beating Wall Street’s estimated...

August 9, 2021
Centene, Humana Post Solid Second-Quarter Results

Centene Corp. and Humana Inc. both reported slightly better-than-expected second quarter 2021 results, which Wall Street met with cautious optimism. While executives from both health insurers preached caution due to the Delta variant-driven...

August 1, 2021
Moody’s: Jury’s Still Out on Value of Big Insurer Deals

Although health insurance companies in the past decade have significantly grown and diversified — thus strengthening their businesses — their credit ratings haven’t benefitted very much, at least according to one prominent rating firm. The reason,...

August 1, 2021
Analysts View Anthem’s 2Q More Favorably Than Market

Anthem, Inc.’s stock took a dive after its second-quarter 2021 earnings conference call on July 21, surprising equities analysts who saw the large Blue Cross Blue Shield insurer’s financial performance and outlook as relatively solid. ...

July 25, 2021
UnitedHealth Touts Clinical Assets in 2Q Earnings Call

UnitedHealth Group — which in recent months has been tightening the screws on spending drivers like unnecessary emergency care and out-of-network utilization — is signaling that its greater goal for cost containment comprises much more than simply...

July 17, 2021
Executive Order Revives Standardized ACA Exchange Plans

In President Joe Biden’s new executive order aimed at promoting competition in the American economy, he directs HHS Secretary Xavier Becerra to “implement standardized options in the national Health Insurance Marketplace” in a bid to “ensure that...

July 17, 2021
In Early Rate Filings, ACA Plans Largely Shrug at COVID Effects

From lingering COVID-19 impacts to potential enrollment increases from expanded subsidies and slimmed-down Medicaid rolls, health plans have had a slew of factors to consider when filing their 2022 rate request for Affordable Care Act exchange...

July 11, 2021
Biden Admin Backs New SEP, but Is Adverse Selection a Worry?

The Biden administration on June 28 made good on its previous pledge to roll back certain Trump-era regulations regarding the Affordable Care Act exchanges when it issued a proposed rule that CMS deemed a “continuation” of the already finalized...

July 5, 2021
Ruling Blocks Okla. MCO Program, but Fight May Not Be Over

In Oklahoma, the most recent state to implement a Medicaid expansion under the Affordable Care Act, the state Supreme Court recently struck down a plan pushed by Republican Gov. Kevin Stitt to implement a managed care organization (MCO) model for...

June 27, 2021
Supreme Court Upholds ACA, Removing ‘Cloud’ for Insurers

In a move applauded by health insurers that increasingly view the Affordable Care Act exchanges as an attractive market, the Supreme Court on June 17 ruled 7-2 to uphold the ACA in the latest in a string of high-profile legal challenges. ...

June 20, 2021
As COVID-19 Recedes, What Are Next Steps for Telehealth?

Telemedicine utilization boomed during the COVID-19 pandemic, filling some of the unprecedented gaps in care. But its greatly expanded use uncovered some areas where more investment is needed to encourage adoption, while at the same time creating...

June 13, 2021
Nevada Public Option Will Make Payers, Providers ‘Sweat’

Nevada lawmakers this week passed a public option bill, which experts say is the most ambitious and aggressive in a wave of similar policies that have been seriously discussed in recent years. Payers and providers alike objected to the bill, which...

June 6, 2021
Oklahoma Supreme Court Rules Against Managed Care Program

The Oklahoma Supreme Court ruled on June 1 that the Oklahoma Health Care Authority (OHCA) cannot create a managed care program as part of the state’s voter-approved Medicaid expansion — on the same day that enrollment for the expanded Medicaid...

June 6, 2021
Lowering Medicare Age Could Have Mixed Coverage Effects

Lowering the Medicare eligibility age to 60 could add as many as 24.5 million individuals to the program, an analysis from Avalere finds. However, shifting people ages 60 to 64 to Medicare actually could have a mixed effect on coverage overall,...

May 31, 2021
Moves to Block Medicaid Expansion May Spell Trouble for MCOs

Across the country, conservative state officials are going further than ever to thwart Medicaid expansion, taking steps to reverse successful ballot initiatives, reforming processes to block ballot measures before they reach voters — and erecting...

May 23, 2021
Newly Public Startup Insurers All Post First-Quarter Losses

Three startup health insurers that became public companies this year — Oscar Health, Inc., Clover Health Investments, Corp. and Alignment Healthcare, Inc. — recently unveiled their first-quarter 2021 financial results, with all posting substantial...

May 23, 2021
Paramount Sues Ohio Medicaid Dept. Over Contract Loss

Paramount Advantage, a health plan subsidiary of integrated health system ProMedica, is suing the Ohio Dept. of Medicaid over the state’s decision to not renew its Medicaid managed care contract. ...

May 16, 2021
Cigna Is Bullish on Individual, Smaller Group Markets

While Cigna Corp. credited its Evernorth health services division as the primary driving force behind its strong first-quarter 2021 earnings, the company’s management and equities analysts alike seemed satisfied by the performance of Cigna’s...

May 16, 2021
CVS/Aetna 1Q Results Receive Wall Street Stamp of Approval

CVS Health Corp. impressed Wall Street analysts with strong first-quarter 2021 financial results, which were largely driven by the performance of its PBM and health benefits segments. Evercore ISI analysts, for example, gushed that the diversified...

May 10, 2021
Wall Street Is Bullish on Humana Home Care Deal, 1Q Results

Humana Inc. plans to fully acquire home health provider Kindred at Home from private equity firm Welsh, Carson, Anderson & Stowe (WCAS) and TPG Capital, the insurer said on April 27. (WCAS owns a controlling stake in MMIT, AIS Health’s parent...

May 2, 2021
Centene’s 1Q Features Lots of Pandemic Upside, Downside

Centene Corp.’s two dominant business lines — managed Medicaid and the Affordable Care Act exchanges — both were sources of significant headwinds and tailwinds in the first quarter of 2021, underscoring the often-contradictory impact of the COVID...

May 2, 2021
Analysts Expect Plenty of Insurer M&A but Few Big Deals

Industry analysts say they expect the environment for mergers and acquisitions in the health insurance sector to be “favorable” this year, and thus they anticipate “robust M&A activity” among firms that are eager to diversify their assets and...

May 2, 2021
Molina Agrees to Buy Cigna’s Texas Medicaid Contracts

Molina Healthcare, Inc. reached an agreement on Apr. 22 to purchase Cigna Corp.’s Medicaid contracts in Texas. Cigna’s Medicaid and Medicare/Medicaid dual-eligible plans serve 48,335 members in the Hidalgo, Tarrant and Northeast service areas. ...

April 25, 2021
Anthem 1Q Results Tout Gov’t Plan Growth, 85.6% MLR

Anthem, Inc. reported strong membership growth in its Medicare and Medicaid segments along with a lower-than-expected medical loss ratio (MLR) of 85.6% in its 2021 first-quarter earnings report. The MLR results, which handily beat analysts’...

April 25, 2021
Texas Weighs Medicaid Expansion After CMS Revokes Waiver

CMS on Apr. 16 revoked an eleventh-hour Section 1115 waiver the Trump administration had granted to Texas, which makes the shape of the second-most populous state’s Medicaid program after 2022 an open question. Experts say that CMS’s action is an...

April 25, 2021
With IPO Talk, Telehealth Buy, Startup’s Future May Be Bright

After 2020 proved to be a banner year for initial public offerings, three separate startup health insurers — Alignment Healthcare, Clover Health and Oscar Health — rode the wave and launched IPOs in the early months of 2021. Now, Bright Health Inc...

April 18, 2021
Insurers, Feds Move to Promote ACA Special Enrollment Period

Both insurers and the federal government are pushing hard to promote the special enrollment period for the federal health insurance exchange: America’s Health Insurance Plans (AHIP) is launching an online decision tool for consumers, while CMS...

April 12, 2021
With New Subsidies, Holdout States May Expand Medicaid

With the passage of the American Rescue Plan (ARP), states that haven’t expanded Medicaid have an extra reason to do so: the COVID-19 relief bill offers financial incentives to states that increase Medicaid eligibility under the Affordable Care...

April 12, 2021
Centene Becomes Target as Two States Rebid Medicaid Pacts

Centene Corp.’s handling of pharmacy benefits in its managed Medicaid contracts has now become the subject of separate investigations in two states. Following the news of Ohio’s attorney general suing Centene over an alleged breach of contract, it...

April 4, 2021
UnitedHealth’s Latest Transaction Raises Antitrust Concerns

UnitedHealth Group’s deal to acquire Change Healthcare Inc. will receive extra scrutiny from the Dept. of Justice, according to a recent filing. Regulators’ decision regarding the deal could have significant implications in the broad digital...

April 4, 2021
Medicare Advantage Startup Alignment Joins IPO Trend

Orange, Calif.-based Alignment Healthcare, Inc. just became the third startup insurer in recent months to go public. Banking on the strong value proposition of Medicare Advantage, Alignment said it already has a “national expansion strategy” that...

March 29, 2021
Experts Predict Permanent Coverage Shifts Post-Pandemic

Millions of people in the United States have lost their employer-sponsored health insurance as a result of the pandemic and have had to find new sources of coverage — if they have been able to get insurance at all. While experts are still working...

March 22, 2021
ACA Subsidy Expansion Will Make Big Impact on Exchanges

For an individual health insurance market that is already hitting its stride, the new pandemic relief legislation’s expansion of Affordable Care Act (ACA) subsidies is yet another positive catalyst that should make the exchanges more attractive to...

March 22, 2021
Blues’ Earnings Releases Stress Member, Provider Support

Although health insurers typically try to emphasize the strength of their financial performance when issuing quarterly and annual earnings reports, the COVID-19 pandemic’s largely positive effect on managed care margins in 2020 has led some...

March 15, 2021
Oscar Becomes Latest Startup to Draw Scrutiny After IPO

Oscar Health Inc., the perennially buzzy startup health insurer, saw its shares slide almost 11% during its first day as a publicly traded company on March 3. But Oscar’s underwhelming debut doesn’t come as a surprise to some industry consultants,...

March 8, 2021
What Can Insurers Expect From Brooks-LaSure at Helm of CMS?

If Chiquita Brooks-LaSure is confirmed as the next CMS administrator, the managed care industry can expect to see a thoughtful and experienced leader helming an agency that wields vast regulatory power over some of insurers’ most lucrative...

February 26, 2021
Analysts Shrug at Stock Selloff Following CVS Earnings Report

Although CVS Health Corp.’s stock price dropped about 5% after the company reported its fourth-quarter and full-year 2020 financial results on Feb. 16, equities analysts seemed to be unshaken in their view that the firm — which owns health insurer...

February 22, 2021
States Might Not Fight Medicaid Work Requirement Rollback

In recent weeks, the Biden administration has begun the process of rescinding Trump-era waiver programs authorizing Medicaid work requirements. Experts say that the new administration has a strong legal position in doing so, even though it faces...

February 22, 2021
ACA Exchanges Get Another Boost With Aetna’s Planned Reentry

Executives at CVS Health Corp. revealed on Feb. 16 that its Aetna insurance division plans to return to the Affordable Care Act exchanges starting in 2022, a move that health care policy experts say underscores the increasing attractiveness of the...

February 22, 2021
Centene to Shed 4,500 Positions After Fourth-Quarter Loss

Centene Corp. said it would eliminate 4,500 jobs, including 3,000 current employees and another 1,500 open positions, as it focuses on “innovation, growth and agility” after posting a $12 million fourth-quarter loss. However, its overall fourth...

February 16, 2021
Anthem to Acquire MMM Holdings

Anthem, Inc. will acquire MMM Holdings, LLC, Puerto Rico’s largest Medicare Advantage plan and second-largest Medicaid plan, from InnovaCare Health, L.P. ...

February 8, 2021
Cigna, Humana See COVID Costs Creep Up in Fourth Quarter

Although the COVID-19 pandemic has had a largely positive impact on health insurers’ bottom lines — given the sheer magnitude of deferred routine and elective care — two publicly traded payers’ recent fourth-quarter earnings results show that they...

February 8, 2021
Executive Order Aims to Boost ACA Exchanges, Medicaid

President Joe Biden on Jan. 28 launched his Affordable Care Act-centric health insurance agenda with an executive order that will reopen the federal health exchange for a special enrollment period. The administration also directed federal agencies...

February 1, 2021
UnitedHealth Saw COVID Costs, Care Deferral Rise in 4Q

In the fourth quarter of 2020, health care spending patterns experienced by the country’s largest health insurer “returned to seasonal baselines” even as COVID-19 cases surged all over the U.S. Such is one major takeaway from UnitedHealth Group’s...

January 25, 2021
ACA Subsidies Could Expand, but Public Option Is Unlikely

With the new Congress largely in place, and the new presidential administration set to take power on Jan. 20, health care insiders are beginning to make sense of what legislation and rulemaking the Biden administration and Democrats intend to...

January 19, 2021
Amazon, Berkshire, JPMorgan Disband Haven

Three years after they unveiled a joint venture tasked with lowering the cost and improving the quality of employee health care, Amazon, JPMorgan Chase & Co. and Berkshire Hathaway are disbanding the company called Haven. ...

January 11, 2021
Centene, UnitedHealth Start New Year With Acquisitions

Although 2021 has just begun, major health insurers appear to be wasting no time when it comes to spending the influx of cash that they’ve collected as a result of reimbursing lower-than-normal medical claims during the COVID-19 pandemic. ...

January 11, 2021
Payers See Value in Job Training for Medicaid Members

The University of Pittsburgh Medical Center is the largest employer in the Pittsburgh area, with hundreds of job openings on any given day. At the same time, the integrated network’s UPMC Health Plan covers nearly one in five Medicaid...

December 28, 2020
Murky Estimates of Enrollment, Costs Are Risky for Insurers

With unpredictable risk caused by the intensifying COVID-19 pandemic, estimating claims and enrollment will be more difficult than ever for health insurance companies in 2021, and the task has particularly high stakes for smaller payers. ...

December 21, 2020
HHS Nominee Becerra Is Known for ACA Support, M&A Scrutiny

Health care insiders praised President-elect Joe Biden’s decision to nominate California Attorney General Xavier Becerra, a Democrat, to be the next HHS secretary. Though he is not a specialist in health care, experts say Becerra brings relevant...

December 14, 2020
Feds, Insurers Will Pick Up Tab for First Round of Vaccines

With Pfizer Inc. and BioNTech’s coronavirus vaccine on the cusp of FDA authorization, Moderna Inc.’s offering not far behind and AstraZeneca plc also touting promising results from its vaccine, in the coming months there will undoubtedly be a...

December 14, 2020
Boldest Parts of New ACA Exchange Rule Face Uncertain Fate

In a proposed rule released on Nov. 25, CMS floated some ambitious changes to the regulations governing the Affordable Care Act (ACA) exchanges, most notably allowing states to ditch a centralized health plan marketplace and instead rely on...

December 7, 2020
States Look Beyond Reinsurance to Protect Individual Markets

Reinsurance programs can help lower premiums in the individual insurance market, but they’re not enough by themselves — states will need to experiment with broader measures to impact underlying health care costs, particularly for unsubsidized...

November 27, 2020
Still-Dominant Centene Faces More Exchange Competition

Centene Corp., which has come to dominate the Affordable Care Act exchange market by continuing to expand even when other carriers pulled back, is facing more competition now that the market has stabilized and insurer participation has increased....

November 23, 2020
Biden Regs Could Target Payer Testing Liability, Medicaid

Now that the presidential race has been called for Joe Biden, policy experts are predicting that his administration’s health care agenda will be accomplished mainly through executive action. That’s a consequence of the likelihood of a divided...

November 16, 2020
Humana Sees Higher COVID Costs, Still-Lagging Utilization

While Humana Inc., like other health insurers, has seen its profits swell as members avoided non-coronavirus-related care during the pandemic, the company is making it crystal clear that those financial gains will be erased before the year is over...

November 9, 2020
Despite Settlement Payout, Investors Are Bullish on Anthem

Anthem, Inc.’s third-quarter 2020 earnings were not as robust as investors had hoped at the start of the year due to the insurer’s obligation to pay out its $594 million share of a recently settled lawsuit against Blue Cross Blue Shield plans....

November 2, 2020
Centene Talks SCOTUS, Masks, Medicaid on Earnings Call

During their third-quarter 2020 earnings conference call, Centene Corp. executives made the case that despite all the challenges related to the pandemic and politics, there are plenty of reasons to believe the company is well-equipped to weather...

November 2, 2020
Pandemic Could Contribute to ACA Exchanges’ Rising Stability

With open enrollment for the Affordable Care Act (ACA) exchanges set to begin on Nov. 1 in most states, the COVID-19 pandemic — as is the case with nearly everything in 2020 — is expected to play a role. Health insurers had to decide when setting...

November 2, 2020
If Elected, Biden Could Face Tough Choices on New Waivers

With the 2020 election drawing ever closer, the Trump administration has been approving states’ waiver applications at a brisk pace — greenlighting Georgia’s Section 1115 Medicaid waiver on Oct. 15, and another Medicaid waiver from Nebraska on Oct...

October 26, 2020
UnitedHealth’s Results Indicate Care Deferral Trend Is Waning

UnitedHealth Group on Oct. 14 reported that its adjusted earnings per share (EPS) was $3.51 for the third quarter, beating the Wall Street consensus of $3.11. According to a company news release, UnitedHealth brought in $65.1 billion in the third...

October 19, 2020
Individual Market’s Growing Pains Hit Unsubsidized Hardest

To the Trump administration, a recently released report on individual insurance market enrollment demonstrates that “people who do not qualify for subsidies continue to be priced out of the market.” Indeed, between plan years 2016 to 2019,...

October 19, 2020
Increased Weights, Cut Points Likely Led to Drop in 2021 Stars

Although more than three-quarters of Medicare Advantage beneficiaries remain in highly rated plans, the percentage of MA Prescription Drug (MA-PD) plan enrollees estimated to be in contracts receiving 4 or more stars in 2021 fell by approximately...

October 19, 2020
Average MA Star Ratings Fall; United, Anthem See Big Drops

Star ratings for Medicare Advantage plans declined across the board for 2022, signaling an overall drop of around 5.5% in the number of members enrolled in contracts with 4 or more stars, according to an analysis of MA data. ...

October 12, 2020
Molina Agrees to Buy Affinity Health Plan

Molina Healthcare, Inc. on Sept. 29 said it entered into a definitive agreement to acquire substantially all of the assets of New York Medicaid managed care organization Affinity Health Plan for approximately $380 million. ...

October 6, 2020
2021 Landscape Presents Myriad Choices, Benefits in MA

With its annual release of the so-called landscape files for the Medicare Advantage and Part D programs, CMS on Sept. 24 estimated that enrollment in MA will jump 10% to an “all-time high” of 26.9 million beneficiaries, while the average monthly...

October 6, 2020
Pandemic Will Decrease Costs, but Deferral Impact Looms

Health insurers will probably have lower health care expenditures in 2020 and 2021 than before the COVID-19 pandemic, according to a new analysis from Willis Towers Watson. However, the white paper, which analyzed several scenarios of the severity...

October 5, 2020
States’ Moves to Claw Back Funds Raise Medicaid MCOs’ Ire

As state budgets continue to be squeezed by the COVID-19 pandemic and related economic downturn — and as health insurers report large profits due to low utilization of routine health care services — state officials are perhaps understandably...

October 5, 2020
For Payers, Heightened Risk to ACA May Not Spell Doom

In a year when a pandemic and a presidential election are already fueling high levels of uncertainty, the Sept. 18 death of Justice Ruth Bader Ginsburg — which could tip the scales in favor of striking down the Affordable Care Act (ACA) — was...

September 28, 2020
Would Health Insurers Embrace Underwriting Again?

Since at least the 2017 saga when Republicans tried to repeal and replace the Affordable Care Act (ACA), one of the law’s most visible — and politically charged — components has become its protections for people with preexisting conditions. Now,...

September 28, 2020
Recession, ACA Exchange Stability Drive Insurer Expansions

Given that enrollment in the Affordable Care Act (ACA) exchanges has basically flatlined at around 11.4 million — a lower level than originally projected and just a small fraction of the overall health insurance market — one might not expect...

September 22, 2020
Cigna to Expand Marketplace Presence in 2021

Cigna Corp. will offer Affordable Care Act exchange plans in 80 new counties in 2021, reaching 27% more customers in that market, the company said on Sept. 9. ...

September 14, 2020
With Megamerger Saga Finally Over, What’s Next in M&A?

The climate for payer mergers and acquisitions (M&A) has cooled substantially at a national level ever since the collapse of the proposed deals between Anthem, Inc. and Cigna Corp. and between Aetna Inc. and Humana Inc., and experts say...

September 14, 2020
Many COVID-19 Cost-Sharing Waivers Are Set to Expire

Although federal relief legislation tied to the pandemic required health insurers to waive cost sharing for COVID-19 testing, not treatment, many plans opted to do both anyway. In fact, a recent analysis from the Kaiser Family Foundation (KFF)...

August 31, 2020
MCOs Posting 2Q Earnings Saw Satisfactory Gains in MA

While second-quarter 2020 earnings calls centered largely on uncertainty related to the COVID-19 pandemic, insurers with a large Medicare Advantage presence expressed satisfaction in membership growth so far this year and confidence in their...

August 24, 2020
Aetna, Cleveland Clinic to Offer Co-Branded Employer Plans

CVS Health Corp.’s Aetna division — having recently rolled out two new plan designs that aim to ease customers’ cost-sharing burden — is now presenting employers with “a cost-effective offering beyond Aetna’s typical broad network plans” that...

August 24, 2020
Health Plans Face Uphill Battle to Reach Newly Uninsured

Health insurers are conducting outreach to people who may have been left without coverage as a result of the COVID-19 crisis, but experts say they may be partially stymied in their efforts to get people enrolled in new plans by the difficulties of...

August 24, 2020
Sky-High 2Q Profits Train Spotlight on Health Insurers

With health care claims costs reaching ultra-low levels amid lockdowns, canceled elective procedures and consumers’ fear of contracting the novel coronavirus at clinical sites, publicly traded health insurers saw their margins swell significantly...

August 17, 2020
New Mexico Health Connections to Cease Operations in 2021

New Mexico Health Connections, a consumer operated and oriented plan (CO-OP) that offered health plans on the state’s individual insurance exchange, will shut down on Jan. 1, 2021, according to an Aug. 10 press release. ...

August 17, 2020
CVS’s Aetna Unit Gets Big Boost From Utilization Decline

While Aetna is just one part of CVS Health Corp.’s massive health care enterprise, it was disproportionately responsible for the company’s strong financial performance during the second quarter of 2020, thanks to the effects of COVID-19. ...

August 10, 2020
Humana Touts Home Care Deals, Sees COVID Earnings Boost

Humana Inc.’s second quarter earnings exceeded investor expectations due to a drop in utilization, although the insurer expects spending on health care services to rebound somewhat as patients continue to return to medical facilities. ...

August 10, 2020
Oscar Plans Expansion Into Four New States

Pending regulatory approvals, Oscar Insurance Corp. will offer health insurance in four new states during the upcoming individual market open enrollment period, for a total footprint of 19 states. ...

August 10, 2020
MO Voters Pass Medicaid Expansion; Will Other States Follow?

Missouri voters on Aug. 4 approved a constitutional amendment to expand Medicaid coverage, reflecting a trend of ballot-driven expansion initiatives in recent years that has been accelerated by the COVID-19 pandemic. Missouri is the second...

August 10, 2020
Centene Sees Lower Than Expected Enrollment Boost

Centene Corp. reported second-quarter earnings in line with its own projections and Wall Street consensus, but also enrolled fewer members than executives had expected. The firm touted revenue growth from its acquisition of WellCare Health Plans,...

July 31, 2020
Cigna MLR Reaches Record Low as Insurer Beats Expectations

Cigna Corp. handily beat analysts’ expectations for its second quarter earnings and posted a record low medical loss ratio of 70.5% as members continued to defer non-emergency medical visits and procedures due to the COVID-19 pandemic. ...

July 31, 2020
UnitedHealth Stresses Boost From Deferred Care Won’t Last

With COVID-19 cases and deaths surging in some U.S. states, it has become clear that the nation won’t be back to normal anytime soon. Still, the country’s largest health insurer is betting that health care utilization, and the costs associated...

July 20, 2020
Is Molina the Next Aggregator of Smaller Medicaid Plans?

With an increasing share of seniors enrolling each year, a healthy rate environment and a meaningful return on scale, Medicare Advantage is largely seen as a safe space for insurers and one that is likely to drive mergers and acquisitions (M&A)...

July 16, 2020
Advocate Aurora Health Pursuing Partial Acquisition of Quartz

Not-for-profit integrated health system Advocate Aurora Health is pursuing a partial acquisition of Quartz Health Plan Corp. as the two organizations prepare to launch a Medicare Advantage plan in eastern Wisconsin for 2021. The parties in January...

July 16, 2020
Insurers Aim to Help Providers Avoid Crisis-Driven Consolidation

Insurers are taking steps to help providers financially as the COVID-19 pandemic progresses, in part to help stave off more provider consolidation and demands for higher reimbursement, a recent survey from Robert Wood Johnson Foundation and the...

July 13, 2020
Oklahoma Voters OK Medicaid Expansion Initiative

Oklahoma voters on June 30 approved a ballot initiative that expands Medicaid eligibility under the Affordable Care Act, making it the 38th state (including the District of Columbia) to expand Medicaid and the fifth to do so with a ballot...

July 7, 2020
Federal Exchange Sees Enrollment Surge Due to COVID-19 Pandemic

Between the end of open enrollment on Dec. 15, 2019, through May 2020, 46% more people signed up for plans on HealthCare.gov through a “loss of minimum essential coverage” special enrollment period (SEP), compared with the same time period the...

July 6, 2020
Cigna Taps Priority Health, Oscar to Bolster Offerings

Cigna Corporation has now partnered with two smaller insurers, Priority Health in Grand Rapids, Mich., and New York-based Oscar, in an effort to increase its share of commercial group business, particularly small groups. ...

July 6, 2020
Post-COVID, Centene Foresees Expansion in MA and Medicaid

Providing updated guidance three months into the COVID-19 pandemic, managed Medicaid leader Centene Corp. last month raised its full year adjusted earnings per share outlook by 20 cents at the midpoint to an EPS range of $4.76 to $4.96. And while...

July 6, 2020
Cigna, Oscar to Launch Small-Group Joint Venture in 4Q20

Cigna Corp. and Oscar Insurance Corp. said they will launch their joint venture to offer fully insured small group plans in Atlanta, the San Francisco Bay Area and Tennessee’s largest cities starting in the fourth quarter of 2020. ...

June 29, 2020
Reports: Medicaid MCOs Are ‘Dominant,’ Offer Quality Care

Two recent reports found that Medicaid managed care plans now enroll most Medicaid members, help keep costs and premiums low in the markets where they participate, and are competitive with commercial plans at the low end of the individual market...

June 29, 2020
Armed With More Data, Analysts Alter COVID-19 Cost Forecasts

As the COVID-19 pandemic ramped up in the U.S. in early spring, actuaries and analysts raced to develop estimates of how the disease associated with this new coronavirus would impact health care costs. Now, with cases declining in some areas and...

June 15, 2020
Pandemic Presents Barriers, Opportunities for Public Option

To some policy experts, the COVID-19 pandemic offers a chance to rethink the national debate over universal health coverage — potentially bolstering the case for a Medicare for All system or a public option that provides government-sponsored, less...

June 8, 2020
Subsidies Could Defang Risk From New COBRA Guidance

The Trump administration recently released guidance that will allow the newly unemployed to retroactively opt into COBRA months from now, which could increase the risk of adverse selection and thus harm fully insured and self-funded employer plans...

May 26, 2020
MA Growth Drives Earnings Outlook Amid COVID Uncertainty

Insurers’ responses to the COVID-19 outbreak dominated recent first-quarter 2020 earnings calls, as did expected declines in utilization this quarter followed by a likely ramp-up of services later in the year, and waning commercial enrollment...

May 11, 2020
Humana, Centene Maintain 2020 Guidance Despite Crisis

Humana Inc. and Centene Corp. are both maintaining their 2020 earnings outlook despite the emergence of the COVID-19 pandemic and economic contraction at the end of the first quarter. Centene’s earnings fell short of the Wall Street consensus...

May 4, 2020
Anthem, Cigna Beat MLR Estimates, Prep for Enrollment Shift

Anthem, Inc., and Cigna Corp. both reported slightly better-than-expected medical loss ratios (MLRs) as part of their first-quarter 2020 earnings, in part due to delays in elective procedures resulting from the COVID-19 pandemic. Both insurers...

May 4, 2020
MA Plans Should Pivot Due to COVID, Election Impact This Fall

Bids for the 2021 Medicare Advantage and Part D plan year are due June 1, and new research on the 2020 Annual Election Period (AEP) suggests that seniors are flocking to MA plans primarily because of enhanced supplemental benefits such as over-the...

April 27, 2020
UnitedHealth Maintains Outlook, Braces for COVID-19 Impact

UnitedHealth Group didn’t see much of an earnings impact from the COVID-19 pandemic in the first quarter of 2020, but the effects will crystallize in future quarters. Such was the overarching message of the company’s April 15 earnings release and...

April 20, 2020
Insurers, Lawmakers Continue Calls for HealthCare.gov SEP

Facing mounting criticism for deciding not to allow a special enrollment period (SEP) on the federal health insurance exchange amid the COVID-19 crisis, the Trump administration offered up a different strategy to help the uninsured get the care...

April 13, 2020
Analysts Predict How COVID-19 Will Change Health Care

Besides all the other ways it’s changing American life, the COVID-19 pandemic is sure to have a major impact on how the health care industry does business going forward, equities analysts said during a March 31 panel discussion hosted by the USC...

April 6, 2020
Coronavirus Stimulus Bills Leave Health Insurers Wanting

Congress has now passed three separate bills to address the ever-worsening COVID-19 crisis in the U.S., spending trillions of dollars to lessen the economic impact and support the country’s overtaxed health care system. But for the most part, this...

April 6, 2020
Experts: Pandemic Could Spark Higher Premiums, M&A

Many of the nation’s largest health insurers have now waived patient cost sharing and prior authorization requirements for treatment of COVID-19, the disease caused by the novel coronavirus. Experts praise payers for making the change, but say the...

April 6, 2020
GAO to CMS: Get More Data on Default Enrollment of Duals

As states consider new standards for Dual Eligible Special Needs Plans (D-SNPs) that will satisfy statutory requirements beginning in calendar year 2021, the enrollment of dual- eligible beneficiaries in Medicare and Medicaid plans that are...

April 2, 2020
Facing Pandemic, Insurers May Benefit From Diversification

As the COVID-19 crisis continues to ramp up in the United States, projections about how it will affect various business sectors — including managed care — are evolving rapidly. But one concept that industry analysts seem to agree on is that health...

March 30, 2020
Virus-Fueled Recession May Drive More to ACA Plans, Medicaid

The COVID-19 pandemic is shaping up to be a stress-test for the post-Affordable Care Act insurance market, which has not yet faced a recession. The crisis has already caused mass layoffs, especially in the restaurant and retail industries, and...

March 23, 2020
Individual Exchanges Are Likely To Remain Stable in 2020

Individual marketplaces under the Affordable Care Act (ACA) have seen premiums stabilize, according to an analysis of 2020 open enrollment data performed by McKinsey & Co Inc. Health exchange experts tell AIS Health that increased payer...

March 17, 2020
Supreme Court to Reconsider Fate of ACA, Individual Mandate

On March 2, the Supreme Court agreed to hear Texas v. United States, the latest lawsuit intended to overturn the Affordable Care Act (ACA). Though health insurance trade groups indicated they are anxious for a resolution in the case, health care...

March 9, 2020
Strong MA, Individual Results Drive Fla. Profits, Consolidation

Florida’s health insurers remain highly profitable as the overall market has grown significantly more concentrated, with companies such as Anthem, Inc. and Florida Blue snapping up numerous smaller HMOs over the past several years, particularly in...

March 2, 2020
Expanded Subsidies Help Grow California Exchange Enrollment

California’s health insurance exchange, Covered California, expanded enrollment by 1.6% year over year for 2020, according to preliminary results released on Feb. 18 — figures that were highly anticipated since the state was testing new policies...

February 24, 2020
States’ Public Option Efforts Tap Insurers as Reluctant Partners

As the concept of a public insurance option gains increasing visibility in the 2020 presidential race, the spotlight is also trained on Washington and Colorado — states that are at different stages of setting up their own versions of a public...

February 17, 2020
CVS Touts Value of Aetna; Molina Sees Exchange Woes

During a Feb. 12 presentation outlining its 2019 financial results, CVS Health Corp. touted a “successful first full year with Aetna,” saying the transaction produced “synergies above expectations” at approximately $500 million. And CVS’s Health...

February 17, 2020
Humana, Centene Miss on MLR; Cigna Beats Expectations in 4Q

Health insurers continued to struggle with their medical loss ratios in the fourth quarter of 2019, with Humana Inc. and Centene Corp. each posting MLRs that missed analysts’ expectations and indicated higher medical expenses in specific segments....

February 10, 2020
Hawaii Awards Medicaid Contracts

Hawaii awarded contracts, worth a total of $17 billion, to four managed care organizations to serve Medicaid members through its QUEST Integration program. ...

February 3, 2020
Anthem Blames Rising MLR in 4Q on Flu Season, HIF

Anthem, Inc. continued to struggle with a higher-than-anticipated medical loss ratio (MLR) during the last quarter of 2019, and its earnings per share (EPS) guidance for 2020 fell short of what equities analysts were anticipating as the insurer...

February 3, 2020
Friday Health Plans Gains Foothold in Colorado Marketplace

Despite Colorado’s robust insurance market, relative newcomer Friday Health Plans has managed to gain traction in its first few years. The company recently inked a $50 million funding agreement that may help it expand into new territories and...

February 3, 2020
Kentucky, Louisiana Medicaid Rebids Have Silver Linings

On Jan. 21, Paula Tregre, Louisiana’s head of procurement, canceled the state’s newest Medicaid contract awards — but not for the reasons you might think. Meanwhile, Kentucky is working through its own bidding controversy after the state’s new...

February 3, 2020
Louisiana Cancels Medicaid Contracts

A Louisiana official canceled Medicaid contracts awarded by Governor John Bel Edwards (D), citing irregularities in the procurement process, the Associated Press reported. ...

January 27, 2020
Centene, WellCare Complete Acquisition

Having now satisfied all necessary regulatory requirements, Centene Corp. and WellCare Health Plans, Inc. closed their $17 billion deal on Jan. 23. ...

January 27, 2020
Nebraska Applies for Two-Tiered Medicaid Expansion Waiver

With Medicaid demonstration programs that include work requirements struck down in three states, it’s become increasingly clear that such waivers may not survive legal scrutiny. So Nebraska, which last month submitted its own Section 1115 waiver...

January 27, 2020
Kansas Reaches Compromise on Medicaid Expansion

Democratic Kansas Gov. Laura Kelly and Republican Senate Majority Leader Jim Denning on Jan. 9 said they’d reached a compromise proposal to extend Medicaid coverage to an estimated 130,000 more low-income Kansans. ...

January 21, 2020
Kentucky Reissues RFPs for Managed Medicaid Contracts

Kentucky Gov. Andrew Beshear (D) reissued a request for proposals (RFP) for Medicaid managed care contracts after the state legislature removed enrollee work requirements from the authorizing legislation. Beshear’s administration set Feb. 7 as the...

January 21, 2020
Kansas Medicaid Deal Has Implications for Expansion Holdouts

In a move that may turn heads in other historically red states that have held off on expanding Medicaid under the Affordable Care Act (ACA), Kansas Gov. Laura Kelly (D) and Republican Senate Majority Leader Jim Denning on Jan. 9 said they’d...

January 16, 2020
Molina to Acquire NextLevel Health Partners

Molina Healthcare, Inc. agreed to acquire NextLevel Health Partners, Inc., a Medicaid managed care insurer that serves about 50,000 members in Illinois’ Cook County. ...

January 13, 2020
Bright Health Agrees to Buy Brand New Day

Startup health care company Bright Health said Jan. 8 that it signed an agreement to acquire the California-based, family-owned health plan Universal Care, which is doing business as Brand New Day. ...

January 13, 2020
Blues Plans Work on Changes as National Carriers Gain Power

Blue Cross and Blue Shield plans in New Jersey and Michigan are undertaking ambitious efforts at the end of 2019 — one anticipating a shift in corporate form and another introducing a new payment model — aimed at modernizing and enhancing their...

December 26, 2019
UnitedHealth Touts Strong MA, OptumCare Results

UnitedHealth Group spotlighted growth and better cost control in its Medicare Advantage (MA) plans, driven in part by the insurer’s value-based provider network strategy, as company officials reiterated expectations of 13% to 16% growth in 2020...

December 9, 2019
Passport Faces New Hurdle in Losing Ky. Medicaid Contract

It’s been a rollercoaster for Passport Health Plan in 2019, with the Kentucky plan first warning it was on the brink of insolvency, only to “find a path forward” after the state approved Evolent Health’s deal to buy a 70% stake in Passport for $70...

December 9, 2019
Idaho Tries ‘Enhanced Short-Term Plans’ to Lure Uninsured

Taking advantage of regulations loosened by the Trump administration and a new state law, Idaho Blue Cross is now offering short-term health insurance plans that fall somewhere between robust Affordable Care Act (ACA) policies and traditional,...

December 9, 2019
CVS/Centene Deal Could Portend Big ‘Grab’ for MA Assets

CVS Health Corp.’s new agreement to buy Centene Corp.’s Illinois health plan doesn’t fall under the “megadeal” category. But industry experts see broader implications as health care players large and small continue to jockey for position and focus...

December 9, 2019
Mich. Insurers Eye Medicaid, Pursue M&A Strategies

Michigan’s health insurers remain strongly profitable amid consolidation that’s being driven at least in part by the prospects for a large Medicaid contract proposal, says the author of a new report on the state’s health care market. ...

December 2, 2019
Managed Care Indefinitely Delayed for North Carolina Medicaid

In the middle of a budget standoff between the state’s Democratic governor and the Republican-controlled legislature over Medicaid expansion and teacher pay, North Carolina’s plan to transfer some 1.6 million Medicaid enrollees into managed care...

November 26, 2019
Can ACA Exchange Insurers Compete With a Public Option?

As the concept of a public option insurance plan gains increasing prominence in the runup to the 2020 presidential election, a new health care industry-backed report argues that such a policy could drive many private plans out of the Affordable...

November 26, 2019
Kaiser Reports Increasing Revenues, Membership

Kaiser Foundation Health Plan/Hospitals reported combined operating revenues of $20.9 billion and operating expenses of $20.3 billion for the quarter ended Sept. 30. ...

November 19, 2019
Insurers, States Strive to Boost ACA Exchange Enrollment

In many ways, the Affordable Care Act (ACA) exchange market appears to be stabilizing — with premiums set to decrease in many states next year, greater health plan participation and better margins for insurers. Still, enrollment in 2019 ACA plans...

November 19, 2019
Humana Boasts Strong MA Growth, Beats 3Q Estimates

Humana Inc. pointed to favorable utilization trends in its key Medicare Advantage (MA) segment as it beat analysts’ estimates for its third-quarter 2019 earnings and predicted continued strong membership growth for its individual MA enrollment in...

November 11, 2019
CVS Talks Up Aetna’s Role in 3Q, Future Earnings

Just two months after a federal judge signed off on CVS Health Corp.’s purchase of health insurer Aetna Inc. — concluding an unusually rigorous review of the firms’ agreement with the Dept. of Justice — CVS is confidently touting the merits of...

November 11, 2019
Centene, Cigna Expand Individual Market Footprints for 2020

The Affordable Care Act (ACA) individual market looks stable in 2020, with rates decreasing slightly overall and by double digits in a handful of states that have enacted reinsurance programs while various insurers, including Centene Corp., Cigna...

November 4, 2019
Texas Reveals New Medicaid Contract Awards

On Oct. 29, the Texas Health and Human Services Commission unveiled the contract awards for the STAR+PLUS Medicaid program, with Anthem, Inc., CVS Health Corp./Aetna, Centene Corp., UnitedHealth Group, Molina Healthcare, Inc., and El Paso Health...

November 4, 2019
N.C. Blues CEO Scandal Shows What Not to Do, Experts Say

In the wake of a scandal surrounding the news that Blue Cross and Blue Shield of North Carolina’s CEO was arrested in a drunken driving incident back in June, the insurer has officially called off its planned “strategic affiliation” with Cambia...

October 21, 2019
Mary Washington Healthcare Partners With Lumeris on MA Plans

Mary Washington Healthcare (MWH), a not-for-profit health system that primarily serves seven counties in the Fredericksburg, Va., region, has partnered with value- based managed services operator Lumeris to launch a Medicare Advantage plan for...

October 9, 2019
CMS Paints Picture of Robust MA, Part D Landscape for 2020

2020 is shaping up to be another competitive year for the Medicare Advantage program, which will feature an additional 600 plan choices and a continued decline in the average monthly premium. With its annual release of the so-called landscape...

October 9, 2019
Most Insurer-Friendly Health Policy Path? Building on ACA

As it’s increasingly clear that the Affordable Care Act has done as much as it can to reduce the U.S. uninsured rate, “policy risk may be increasing rather than decreasing” for health insurers amid a growing appetite for greater health care reform...

September 24, 2019
Clover Health to Expand to New Counties in 2020

Technology-focused Medicare Advantage startup Clover Health said it is planning to enter eight new counties this coming Annual Election Period (AEP), for a total of 34 counties across seven states where it will have MA offerings in 2020. ...

September 20, 2019
Case Study: Medica, Carrot Take ‘Precision’ AEP Approach

With new insurance startups popping up around the U.S. and the biggest Medicare Advantage players making the biggest enrollment gains, mid-sized and regional health plans marketing during the coming Annual Election Period (AEP) will need to rely...

September 20, 2019
Bright Health CEO Sees Opportunities in HRA Rule, MA Market

The year 2020, it seems, will bring more than just a presidential election: It will also mark a banner year of expansion for health insurance startups. One of those is Bright Health, a Minneapolis-based company that sells individual/family,...

September 16, 2019
Judge Officially OKs CVS/Aetna Deal

After a lengthy, unprecedented review of CVS Health Corp.’s acquisition of Aetna, U.S. District Court Judge Richard Leon officially signed off on the deal in an opinion issued Sept. 4. ...

September 9, 2019
Michigan Payers’ Deal Keeps Pace with Consolidation Trend

Grand Rapids-based Priority Health, the second-largest payer in Michigan, on Aug. 28 said it would acquire Total Health Care, a Detroit-based HMO, in the latest in a flurry of vertical and horizontal deals among insurers in Michigan and the...

September 9, 2019
CMS Worries Unsubsidized People ‘Are Fleeing’ Exchanges

Between 2016 and 2018, 2.5 million people who didn’t receive premium subsidies left the Affordable Care Act (ACA) individual-market exchange — a 40% drop — and multiple states have seen similar or greater levels of decline, CMS recently reported. ...

August 26, 2019
August Proves to Be Challenging for Some Major Medicaid MCOs

It’s been a rough August in Medicaid managed care in various ways, as is perhaps best illustrated by two publicly traded giants in the field: CVS Health Corp.’s Aetna Medicaid unit and Centene Corp. Both Aetna Better Health of Louisiana and...

August 19, 2019
Evolent-Passport Deal Puts Kentucky MCO on ‘Path Forward’

Kentucky’s Passport Health Plan, which warned earlier this year that it was on the brink of insolvency, tells AIS Health it is “on a path forward,” now that a deal with Evolent Health has been approved by the state. It’s also dropped a lawsuit...

August 12, 2019
CVS Earnings Win Tempered by PBM Segment Non-Renewals

CVS Health Corp. reported strong earnings for the second quarter of 2019 across all its business segments, including the Caremark PBM. However, the company said it expects to lose a net $7.4 billion in PBM business for 2020, driven in part by...

August 8, 2019
Humana Avoids MLR Snare for 2Q, Touts Rapid Growth

Touting “the highest individual Medicare Advantage growth we’ve seen in the last decade,” Humana Inc.’s chief said during a second-quarter earnings call on July 31 that he is confident of long-term growth for his managed care company’s MA HMO, PPO...

August 5, 2019
Molina Sees Eligibility Renewals, Not Medicaid Rates, as Issue

Prior to Molina Healthcare, Inc.’s second-quarter earnings call on July 31, previously reporting managed care companies, including Anthem, Inc., downplayed concerns about Medicaid payment rate challenges. Molina’s leadership took a different tack,...

August 5, 2019
Florida Healthy Kids Board Awards New Health Plan Contracts

The Florida Healthy Kids Corp. board of directors on July 22 approved contracts for three health insurers to provide subsidized Children’s Health Insurance Program (CHIP) and full-pay health insurance coverage through the Florida Healthy Kids...

July 31, 2019
Are Some Plans’ Enrollment Declines Due to STLDI Sales?

A national trade group of 66 safety-net plans recently failed to persuade a federal judge, by its submission of some plan enrollment data, that the Trump administration’s rule promoting the sale of short-term limited duration insurance (STLDI)...

July 31, 2019
UnitedHealth Posts Solid 2Q, This Time Avoids Political Talk

UnitedHealth Group led off managed care organizations’ second-quarter 2019 earnings reports by steering clear of political discussions — like the one on Medicare for All that overshadowed the Minnesota-based company’s strong first-quarter...

July 22, 2019
Amid RFP Delays, Oregon Makes Timely Medicaid CCO Awards

Appearing to be the only state staying on schedule with reprocuring its Medicaid managed care program, the Oregon Health Authority (OHA) on July 9 said it planned to negotiate pacts with 15 coordinated care organizations (CCOs) to serve the Oregon...

July 22, 2019
Panelists Debate ‘Tale of Two Cities’ for ACA Exchanges

During a July 9 panel discussion about the individual insurance market, one theme was abundantly clear: Different states have had drastically different experiences with the Affordable Care Act (ACA) exchanges, and thus, divergent views on how to...

July 15, 2019
Experts Declare It’s ‘Off to the Races’ for Health Care M&A

UnitedHealth Group’s still-unofficial plans to buy health care payments firm Equian LLC, as reported June 20 by *The Wall Street Journal* — along with reported suitors for Magellan Health Inc., and Anthem, Inc.’s agreement to buy behavioral health...

July 8, 2019
Centene Seeks MA Growth, Invests in Data, Analytics

Centene Corp. is well-positioned to expand in the Medicare Advantage market while continuing strong performance in Medicaid managed care as it works to close its acquisition of WellCare Health Plans, Inc. ...

June 24, 2019
States Tee Up SDOH Concerns as Part of Medicaid RFPs

Kentucky is looking for five managed care organizations to serve its 1.2 million Medicaid and State Children’s Health Insurance Program (SCHIP) members. It joins another three states — Louisiana, Minnesota and Oregon — that also set to choose new...

June 24, 2019
MA Startup Aims to Offer Pharmacist-Centered Model for 2020

Troy Medicare, a small Medicare Advantage plan start-up, aims to shake up the North Carolina MA marketplace during the coming fall open enrollment in an outsized way — by offering a pharmacist-centered delivery model that will pay local,...

June 24, 2019
Anthem Fortifies Behavioral Health With Beacon Deal

Industry observers seem to agree that Anthem, Inc.’s definitive agreement to acquire behavioral health company Beacon Health Options from a private equity firm makes good strategic sense. But some experts diverge on what this latest corporate...

June 17, 2019
Calif. Lawmakers Add Mandate, Cover Undocumented Adults

California created its own state-based individual mandate, added help for middle-income consumers purchasing coverage on the individual market, and agreed to pay for Medi-Cal coverage for undocumented young adults in a $213 billion legislative...

June 17, 2019
Idaho Seeks First ‘Empowerment Waiver’ for Medicaid/HIX

Nearly eight months ago, CMS issued guidance loosening rules on individual- market exchanges for states seeking Section 1332 waivers under the Affordable Care Act (ACA). Agency officials followed up by highlighting four examples of new “waiver...

June 10, 2019
SEC Filing Details Centene’s ‘Resolve’ to Acquire WellCare

As Centene Corp. pondered whether to pursue WellCare Health Plans, Inc., Centene’s board moved forward partly due to its belief the combined company —with 22 million members across all 50 states — would have “increased scale, meaningful product...

June 3, 2019
Washington State Insurers Await Key Details on Public Option

When Washington Gov. Jay Inslee, a 2020 Democratic presidential candidate, recently signed a bill setting up the nation’s first public option health insurance program, he touted it as a model for the rest of the U.S. Indeed, while states including...

June 3, 2019
Maryland Creates ‘Immediate On-Ramp’ to Health Coverage

Maryland recently became the first state in the nation to try to guide uninsured low-income residents into Medicaid or a subsidized Affordable Care Act (ACA) exchange plan via their tax returns. The state anticipates launching the program in...

May 20, 2019
DOJ Move on Oscar-Florida Health Suit Raises Questions

The Department of Justice has intervened on the side of Oscar Health in a lawsuit where Oscar is asking for the “immediate termination” of Florida Blue’s policy prohibiting its Orlando insurance brokers from selling competing individual plans. ...

May 20, 2019
Short-Term Plans Fail to Make Inroads in Individual Market

Despite warnings that increased availability of short-term health insurance policies would erode the overall individual market significantly, the impact of short-term plans has been modest so far, with few individuals abandoning Affordable Care...

May 20, 2019
Is Centene Weighing How to Create More Value via Humana?

Speculation over what comes next in managed care merger and acquisition activity took an interesting turn on May 6 when Reutersreported that two hedge fund stakeholders in Centene Corp may challenge its planned $17.3 billion acquisition of...

May 13, 2019
Molina, Others Report Solid First-Quarter Earnings

As April turned into May, several major publicly traded managed care companies, including some newly merged combinations, quietly reported solid first-quarter 2019 earnings. Medicare for All, a health system overhaul being urged by many...

May 6, 2019
HHS OIG Probe, Iowa Plan Exits Raise Medicaid MCO Concerns

The HHS Office of Inspector General (OIG) has launched an investigation into Medicaid managed care organization care denials following high-profile news reports of problems in Iowa and Texas in a move that could raise questions about private MCOs...

May 6, 2019
CMS Extends Major Opportunity to States for Duals Integration

Although independent evaluations of ongoing demonstrations to integrate care for dual-eligible Medicare-Medicaid beneficiaries are still underway, an April 24 letter from CMS Administrator Seema Verma signaled the agency’s commitment to proving...

May 6, 2019
Centene Gives Pharma Update, Touts RxAdvance in 1Q Earnings

When it comes to pharma-related matters, Centene Corp., in its first-quarter 2019 earnings call, highlighted its interesting position in an industry awash in multi-layered deal-making. The St. Louis-based managed care giant also gave more broad...

April 30, 2019
Medicaid Churn Poses Multiple Challenges for Health Plans

Newly implemented state paperwork requirements caused around 1.6 million Medicaid beneficiaries to lose coverage in 2018, the advocacy group Families USA says, and Medicaid managed care stakeholders say that this additional churn in Medicaid...

April 30, 2019
Anthem, Centene Focus on PBM Businesses in 1Q Earnings

Following UnitedHealth Group’s lead, Anthem, Inc. reported strong financial results for the first three months of 2019. The Blues giant cited rising profits and raised its 2019 outlook, with its chief executive touting earnings “driven by our...

April 30, 2019
BCBSNC, Duke Collaborate on Medicare Advantage Plan for 2020

In their latest collaboration, Blue Cross and Blue Shield of North Carolina and Duke University Health System recently announced their joint formation of Experience Health, a new health insurance company created for seniors. ...

April 15, 2019
WellCare Purchase Positions Centene for More MA Growth

In what seems like a logical next step for the two government-focused insurers, Centene Corp. on March 27 unveiled plans to purchase WellCare Health Plans, Inc. for approximately $17.3 billion. The combination would create a “premier health care...

April 8, 2019
Ruling Against Association Plans Puts Market in Holding Pattern

A federal judge’s recent ruling, which struck down two key provisions of the Trump administration’s association health plan (AHP) rule, has stymied some organizations’ plans to take advantage of the regulation’s added flexibilities, experts tell...

April 8, 2019
What Are Practical Implications of Dueling Health Care Salvos?

Health insurers, working to finalize bids by a June deadline to participate in 2020 as qualified health plans in Affordable Care Act exchanges, are once again facing uncertainty arising from an action taken by the Trump administration. Some...

April 1, 2019
WellCare Acquisition Would Put Centene in a ‘New Tier’

In a $17.3 billion deal that would make the country’s largest Medicaid managed care organization even larger, give it a greater foothold in the Medicare Advantage (MA) market, and perhaps shield it from uncertainty surrounding the Affordable Care...

April 1, 2019
CMS Nudges Uninterested States, Insurers on Interstate Sales

The notion of allowing individuals to purchase health insurance across state lines is nothing new. But the reality is that states want to retain regulatory authority over products sold within their borders, and health plans already sell in...

March 25, 2019
With Accolade Pact, Humana Aims for Group-Segment Growth

Humana Inc. on March 15 said that it will team up with a Seattle-based company called Accolade to “create a differentiated healthcare and benefits experience for consumers” by combining the insurer’s capabilities with the startup’s data-driven...

March 25, 2019
MA Switching Behavior May Inform 2020 Benefit Design

With switching rates during the 2019 Annual Election Period (AEP) on the rise after years of decline, experts say it’s hard to predict what will happen during the newly reinstated Medicare Open Enrollment Period (OEP) that ends on March 31. But as...

March 21, 2019
As Lawsuits Loom, Ohio Gets Medicaid Work Requirements

Amidst uncertainty around the fate of Medicaid work requirements as they are tested in two separate cases this month, Ohio on March 15 became the ninth state to gain section 1115 demonstration authority to tie work-related provisions to Medicaid...

March 21, 2019
Cambia, BCBS North Carolina Announce Strategic Affiliation

Blue Cross and Blue Shield of North Carolina announced March 12 that it would combine with the Oregon-based Cambia Health Solutions with a goal to “improve quality, lower costs, and deliver an exceptional experience for consumers.” ...

March 18, 2019
Affiliation of Cambia, N.C. Blues May Strike Chord Among Peers

In an era of U.S. health care consolidation, what two major Blues insurers describe as their “strategic affiliation,” announced March 12, would bring together dominant regional not-for-profits with combined net revenue of $16 billion and more than...

March 18, 2019
Not-for-Profit Plans Tout Solid 4Q, Full-year 2018 Results

Fallon Health joins other not-for-profit plans in its home state of Massachusetts and beyond in recently posting overall positive financial performances for fourth quarter and full-year 2018. Among such plans reporting March 1 in Massachusetts: ...

March 11, 2019
Fallon, Other Rooted Community Plans Aim to Adapt and Grow

After more than four decades in business, Fallon Health in Massachusetts credits its strategic investments in government programs and careful management of expenses as helping it continue to adapt and grow in its niche as a community health plan....

March 11, 2019
Struggling Magellan Could Be Next Prime Takeout Target

Magellan Health Inc. — a company with behavioral health, Medicaid managed care and PBM assets — is striving to turn its business around after a challenging 2018 that has stirred speculation it’s primed for a sale. ...

March 11, 2019
Passport’s Lawsuit Over Medicaid Rates Could Aid Other MCOs

After more than two decades of participation in Kentucky’s Medicaid program, Passport Health Plan may be on its way out. The nonprofit insurer warns it is in danger of becoming insolvent unless there is an immediate adjustment related to a...

March 4, 2019
Utah’s Medicaid Moves May Mean Uncertainty for MCOs

In November’s midterm elections, Utah was one of three states that approved ballot initiatives to expand Medicaid, signaling to some that the tide had definitively turned toward embracing that provision of the Affordable Care Act (ACA). ...

February 25, 2019
CVS Reports Mixed 4Q Results, Promotes ‘HealthHUB’ Stores

Despite some skepticism from Wall Street over headwinds primarily arising from its long-term-care pharmacy, along with soft 2019 profit guidance and overhanging debt from its $70 billion acquisition of Aetna Inc., CVS Health Corp. touted its...

February 25, 2019
With Turnaround in Hand, Molina Sets Sights on Growth

Molina Healthcare, Inc. on Feb. 12 released what one analyst called its “fourth consecutive eye-popping earnings report” as the California-based insurer continued its recovery from a rocky 2017 in which it posted multimillion-dollar losses. ...

February 15, 2019
North Carolina Awards Much-Anticipated Managed Medicaid Contracts

North Carolina this week awarded Medicaid contracts worth an estimated $6 billion per year to five managed care organizations: ***AmeriHealth Caritas; Blue Cross and Blue Shield of North Carolina;*** Carolina Complete Health, a provider-led...

February 8, 2019
Public Insurers Report 4Q18 Earnings

Even as some recent headlines have reignited concerns about the long-term prospects of the Affordable Care Act (ACA), the CEO of one of the health insurers that has benefited most from the law told investors that he continues to see more reasons...

February 8, 2019
Anthem Hits the Gas on Launch of In-House PBM IngenioRx

Anthem, Inc. caused its stock to surge and Wall Street analysts to raise their 2019 and 2020 earnings estimates by revealing during its quarterly earnings call on Jan. 30 that it’s planning to launch its in-house PBM three quarters earlier than it...

February 1, 2019
Arizona Selects Centene for Prison Healthcare Contract

Arizona’s Dept. of Corrections notified Centene Corp. subsidiary Centurion of Arizona, LLC of its intent to award it a contract to provide health care services to inmates in the state’s prison system. ...

January 25, 2019
Experts: Medicaid Block-Grant Waivers Would Be Bad for MCOs

The Trump administration is reportedly working on a way to let states use waivers to implement a block-grant system in their Medicaid programs — and if those plans come to fruition, Medicaid managed care organizations might not fare so well, some...

January 25, 2019
UnitedHealth’s Solid Earnings Again Are Driven by Optum Unit

UnitedHealth Group, the bellwether of publicly traded managed care companies’ quarterly financial health, reported strong fourth-quarter and full-year 2018 earnings on Jan. 15 — “starting the year off right,” according to Oppenheimer & Co....

January 21, 2019
MA Plans Face ‘Land Grab’ Year, Focus on ‘Sizzle’ Benefits

Opportunities for managed care plans abound in Medicare Advantage (MA), the popular, competitive program that seems to enjoy bipartisan support, experts tell AIS Health. Nationwide, the market has grown to approximately 3,700 MA plan choices in...

January 21, 2019
Colorado Exchange Says Enrollments Are Up 3% Over 2018

Connect for Health Colorado, one of the dozen state-based ACA exchanges, said Jan. 7 that 2019 health plan selections are running about 3% ahead of the comparable period a year ago, with many rural counties already exceeding the number of plan...

January 11, 2019
Centene Agrees to Buy QualChoice

Centene Corp. entered an agreement to buy Arkansas-based QualChoice Health Insurance (aka QCA Health Plan, Inc.), the Arkansas Democrat Gazette reported on Jan. 4. QualChoice operates in commercial and Medicare Advantage markets in Arkansas and...

January 11, 2019
Medicaid Plans Face Busy Year of Procurements, Waivers

From a flurry of state Medicaid managed care procurements and Section 1115 waiver activity to more states heading toward Medicaid expansion under the Affordable Care Act (ACA), Medicaid plans face a busy year ahead, experts tell AIS Health. They...

January 11, 2019
Industry Experts See a Stable Individual Insurance Market

Even amid factors like loosened rules for skimpy health plans and a court ruling that the Affordable Care Act is unconstitutional, experts expect the individual insurance marketplaces to remain on solid footing in 2019 as insurers integrate their...

January 7, 2019
Cigna Completes Express Scripts Acquisition

Cigna Corp. completed its acquisition of Express Scripts Holding Co. on Dec. 20 after receiving its final state regulatory approval from New Jersey. The Dept. of Justice signed off on the deal in September, concluding that it “is unlikely to...

December 21, 2018
After ACA Ruling, States Worry and Some Extend Enrollment

Timing is everything, and in most states, including those using HealthCare.gov, Dec. 15 was the final day of the open enrollment period (OEP) for coverage starting Jan. 1, 2019, through health plans on or off the Affordable Care Act (ACA)...

December 21, 2018
CVS/Aetna Can Weather Integration Delay, but Not for Too Long

At this point, CVS Health Corp. and Aetna Inc. were supposed to be well on their way to integrating the many facets of their operations after finalizing a $69 billion deal. Instead, CVS is offering to keep some key parts of the two businesses...

December 21, 2018
If ACA Falls, Some Health Insurers’ Earnings Will Take a Big Hit

On Dec. 14, a federal judge sent shockwaves into the health care sector by ruling that the entire Affordable Care Act is unconstitutional. While few legal experts expect the ruling to survive scrutiny by higher-level courts — and note that the law...

December 21, 2018
Potential Humana-WBA Tie-Up Could Lift Insurer’s MA Business

As CVS Health Corp. finalized plans late last month to take over Aetna Inc., a deal was reportedly brewing between another retail giant and Aetna’s former acquisition target Humana Inc. *The Wall Street Journal* on Nov. 20 reported that Walgreens...

December 6, 2018
Iowa Dems Aren’t Satisfied With Managed Medicaid Audit

Iowa’s 2016 transition from fee-for-service to managed Medicaid was a hot-button topic this past election cycle as Democrat Fred Hubbell campaigned for governor with the promise of returning the program to a publicly managed system. Though Hubbell...

December 6, 2018
Coming OEP Has MA, Part D Plans Focused on Happy Members

As Medicare Advantage and Part D sponsors compete for enrollees during the 2019 Annual Election Period (AEP) that began on Oct. 15 and ends on Dec. 7, a major focus this year is the newly reinstated Open Enrollment Period (OEP) during which...

December 6, 2018
Future of Potential Humana/ Walgreens Tie-Up Is Murky

Just days before CVS Health Corp. said it closed its $69 billion acquisition of Aetna Inc., reports emerged that another retail pharmacy giant and health insurer pair — Walgreen Co. and Humana Inc. — are in preliminary talks to take equity stakes...

November 30, 2018
Humana Cites Major Strides in MA Value-Based Agreements

Wall Street analysts view Humana Inc.’s Medicare Advantage (MA) business as poised for growth after the Louisville, Ky.-based insurer touted its strong MA performance — in terms of quality of care and membership growth — in its Nov. 7 quarterly...

November 16, 2018
Lots of Robocalls Mar Open Enrollment in Florida, Other States

This fall’s open enrollment season for Affordable Care Act (ACA) individual-market plans and, separately, Medicare plans, is marred in some places by what one spam-call-blocking service described to Kaiser Health News as “epidemic levels” of...

November 16, 2018
Medicaid MCOs Aim to Seize Available RFP Opportunities

With several notable Medicaid managed care contracts up for grabs, publicly traded insurers during recent calls to discuss third-quarter 2018 results showed enthusiasm for new bid opportunities and stressed the importance of having strong...

November 16, 2018
Election Results May Mean Growth for MA, Medicaid Insurers

Health care was a pivotal issue during the recent midterm elections, and with the Democrats on Nov. 6 winning back control of the House, the GOP’s plan to repeal and replace the Affordable Care Act is presumably off the table. And given some key...

November 16, 2018
Land of Lakes to Sponsor Association Health Plan

Land O’Lakes, Inc. said Nov. 1 it is the first organization to sponsor a self-insured multi-state group health plan under new association health plan regulations issued by the Trump administration this past summer. ...

November 9, 2018
Analysts See Headwinds Aplenty for Humana’s MA Business

Thanks in part to the calming effect of a divided government, Medicare Advantage is poised to keep growing in the next two years — and Humana Inc. is one of the companies best positioned to reap the benefits, according to Wall Street analysts. ...

November 9, 2018
Medicaid Expansion Passes in Idaho, Utah and Nebraska

Voters in three historically red states — Idaho, Utah and Nebraska — on Nov. 6 passed ballot initiatives to expand Medicaid to residents living at less than 133% of the Federal Poverty Level. To date, 36 states and Washington, D.C., have decided...

November 9, 2018
Following Midterms, New Health Care Roadmap Takes Shape

With the November midterm elections in hindsight, and Democrats controlling the House and gaining key governors’ seats come January, a new road map for health care in the U.S. is taking shape — and much of it affords potential business...

November 9, 2018
Amid 3Q Results, Insurers Discuss Medicare, Exchanges, Tech

With its third-quarter financial results, Molina Healthcare, Inc. continued to showcase a redemption story that contrasted significantly from the situation in 2017, when it experienced multimillion-dollar losses and ousted its two top executives. ...

November 2, 2018
Best Case Scenario Is Keeping Exchange Enrollment at ’18 Level

Similar to a year ago, the open enrollment period for Affordable Care Act exchange plans began Nov. 1 surrounded by political “noise.” And, for the second consecutive year, slashed federal funding for ACA exchange advertising and navigator...

November 2, 2018
For Third Quarter, Centene Touts Exchange Business, Fidelis Care

In reporting third-quarter earnings on Oct. 23, Centene Corp., the largest player in the Affordable Care Act (ACA) marketplace, said its exchange membership now tops 1.5 million — up from 1.02 million a year ago. The insurer said its major...

October 26, 2018
Plan Leaders Stress Compromise With States on Medicaid

The way Joan Alker sees it, Medicaid work requirements — a concept embraced by red states and the Trump administration — add nothing but administrative burden and increased enrollee churn to the Medicaid program. ...

October 26, 2018
Devoted Health Launches MA Plans in Florida

Devoted Health, which bills itself as a “next-generation Medicare Advantage plan,” launched on Oct. 16 and began to enroll members across eight counties in south and central Florida. ...

October 19, 2018
BayCare Health Plans Begins Florida MA Enrollment

On Oct. 15, BayCare Health Plans Inc. began enrollment in its first health insurance products — two Medicare Advantage (HMO) plans called BayCarePlus — in four Florida counties. ...

October 19, 2018
UnitedHealth Touts Broad Strategies in Solid 3Q Earnings

Continuing its track record, UnitedHealth Group released solid third-quarter financial results on Oct. 16, emphasizing Medicare Advantage (MA) as an area of strength while promoting its broad competitive strategies and optimistic outlook. This...

October 19, 2018
Experts: Public Plan Proposals Are All Bad News for Insurers

Medicare-for-All, a system in which a single, federal government-administered program would provide coverage to all U.S. residents, has long been seen as more of an ideal than a feasible political possibility. However, with some analysts expecting...

October 19, 2018
Meals, OTC Benefits May Be ‘Heavy Hitters’ in 2019 AEP

CMS is expecting Medicare Advantage enrollment to grow by 11.5% next year, with more than 36% of Medicare eligible consumers projected to be in an MA plan in 2019. And plans are using improved payment rates and new benefit design flexibility from...

October 18, 2018
With More Plans, Lower Premiums, CMS Projects MA Growth

New data from CMS signals an increasingly robust Medicare Advantage market in 2019, with significantly more plan choices per county that are likely driven by a combination of new entrants, geographic expansions and the elimination of meaningful...

October 5, 2018
MA Plans Expand Benefits, Steady Their Premiums for 2019

As Medicare Advantage (MA) plans confront an even more crowded, competitive marketplace this fall, they largely intend to hold steady on premium rates, industry experts tell AIS Health. MA plans also continue to focus on zero-premium offerings and...

October 5, 2018
Low Switching, Return of OEP Complicate MA Marketing Tactics

As Medicare Advantage organizations and Part D plans approach the Oct. 15 start date of the 2019 Annual Election Period (AEP), many of their marketing activities will carry over from recent years. But how they go about retaining members will be...

October 4, 2018
NCQA Plan Ratings Highlight Two ‘Perfect’ Commercial Plans

Numerous press releases are flooding into public view now that the National Committee for Quality Assurance (NCQA) has unveiled its latest annual iteration of health plan ratings based on consumer satisfaction, prevention and treatment. ...

September 28, 2018
DOJ Approves Cigna/Express Scripts Deal, but Risks Remain

Wall Street analysts expect to hear favorable news soon from the Dept. of Justice about CVS Health Corp.’s plans to acquire Aetna Inc., though this may require both companies to divest some of their Medicare Part D plans. That’s because the DOJ’s...

September 21, 2018
Amid Megadeals, Mid-Sized PBMs Seek Growth Opportunities

Beneath the surface of headline-grabbing PBM megadeals lies significant growth opportunity for mid-market players, which are strategizing to remain competitive and acquisitive themselves, industry experts tell AIS Health. For their part, major...

September 21, 2018
ACA Rate Hikes Slow Down, but Enrollment Surge Is Unlikely

Affordable Care Act (ACA) exchange premium increases are on track to moderate significantly in 2019, according to a new analysis — but experts say insurers shouldn’t expect that to materially affect individual market enrollment or plan sales. ...

September 14, 2018
Will Health Systems’ New Project ‘Transform’ Medicaid?

A national collaborative of 17 major health systems recently unveiled a two-year initiative that it anticipates will transform the Medicaid program by leveraging shared digital solutions and innovative care models to improve care for complex,...

September 7, 2018
Sharing Ministries May Be a Threat to Individual Market

Though the expansion of short-term and association health plans (AHP) has garnered considerable attention, some say a different variety of coverage also has the potential to damage the individual marketplaces: health care sharing ministries. ...

September 7, 2018
United Scales Back California Medicaid Presence

After one year of serving Medi-Cal beneficiaries in Sacramento and San Diego counties, UnitedHealthcare Community Plan of California will exit Sacramento County on Oct. 31. The exit impacts about 4,400 Medi-Cal members. ...

September 6, 2018
WellCare Completes Meridian Acquisition

WellCare Health Plans, Inc. on Sept. 1 completed its acquisition of Meridian Health Plans, which significantly boosts its Medicaid membership, enhances the insurer’s MA presence and adds the MeridianRx pharmacy benefit manager. ...

September 6, 2018
Technology-Focused Startup Insurers Plot Expansion in MA

Insurers that started up in the Affordable Care Act (ACA) exchange marketplace and sought to differentiate themselves with consumer-friendly technology solutions are now setting their sights on the Medicare Advantage market. After launching MA...

September 6, 2018
Small Group Is Mostly Stable, but Faces Non-ACA, ASO Plans

The small-group market, which has been largely stable with single-digit rate increases for Blue Cross and Blue Shield plans despite upheaval in the individual market, could face headwinds driven by two forces: the Trump administration’s moves to...

August 31, 2018
States’ Reactions Vary on Trump Regs for AHPs, Short-term Plans

State regulators run the gamut in their reactions to the Trump administration’s recent final rules expanding short-term limited duration (STLD) health insurance policies and association health plans (AHPs) in the individual and small-group markets...

August 24, 2018
Direct-to-Employer Pacts Are Rare Despite High-Profile Deals

Direct-to-employer contracting for integrated delivery systems got a boost this month when Detroit-based Henry Ford Health System launched its first-ever direct-to-employer contract, offering its network to General Motors employees and their...

August 24, 2018
‘Partial’ Medicaid Expansion Concept Stirs Up Controversy

Though President Donald Trump has reportedly shut down the debate over so-called partial Medicaid expansion until after the midterm elections, a new paper argues that there are greater problems with the idea than the potential political risks. ...

August 17, 2018
Plans to Embark Upon New, Improved Selling Strategies This Fall

From individual and group commercial sales to Medicare Advantage (MA), health insurers are embarking upon new selling strategies and further streamlining the enrollment process as annual sign-up periods approach. In Massachusetts, a former...

August 17, 2018
Done Deals? Cigna/Express Scripts, CVS/Aetna Get a Boost

Though both deals have recently faced some blowback, Cigna Corp.’s acquisition of Express Scripts Holding Co. and CVS Health Corp.’s purchase of Aetna Inc. are looking more and more likely to close, industry experts say. ...

August 17, 2018
NC Medicaid Opens Bidding on ‘Highly Competitive’ RFP

In what is expected to be a cutthroat procurement process, the North Carolina Dept. of Health and Human Services (DHHS) on Aug. 9 released its long-awaited request for proposals from managed care organizations hoping to be the first to serve the...

August 16, 2018
Molina Blows Away Wall Street With Second-Quarter Results

With across-the-board improvements in medical cost trend that the company attributed to better medical management and provider contracting, Molina Healthcare, Inc. on July 31 delivered second-quarter 2018 results that far exceeded analysts’...

August 16, 2018
Centene Plans to Expand Its Medicare Advantage Market

Centene Corp. and Ascension, the nation’s largest Catholic and non-profit health system, recently signed a letter of intent to establish a Medicare Advantage (MA) plan, which will serve multiple geographic markets beginning in 2020. ...

August 10, 2018
Deal Talk Dominates Insurers’ Second-Quarter Earnings

As second-quarter earnings season kicked into full gear, publicly traded health insurers largely fell in line with the trend of strong results started by UnitedHealth Group and continued by Anthem, Inc. and Centene Corp. ...

August 3, 2018
With Final Rule Out, Will Insurers Embrace Short-Term Plans?

The Trump administration’s Aug. 1 release of the final rule for short-term limited duration (STLD) plans allows insurers to begin selling the so-called “skinny coverage” products Oct. 1, subject to individual states’ regulatory action or inaction....

August 3, 2018
Mutual of Omaha Links Up With Ohio Providers for MA Launch

After unveiling plans earlier this year to enter the Medicare Advantage space in 2019, longtime insurance company Mutual of Omaha on July 17 disclosed that it is preparing to launch the first of its MA products in the greater Cincinnati area....

August 2, 2018
Centene, Anthem Report Solid 2Q, Potential for Growth

Similar to first-quarter financial reports, Anthem, Inc. and Centene Corp. posted solid earnings for the quarter ended June 30, thus signaling the continuation of a positive managed care trend for the year. UnitedHealth Group, the first managed...

July 27, 2018
State Regulators Strive to Keep Individual Markets Afloat

During a recent panel discussion on “state responses to the individual health insurance market,” hosted by the Alliance for Health Policy, one expert succinctly summed up what the rate-filing season has been like in recent years. ...

July 27, 2018
Avalere Study: MA Beats FFS on Quality, Outcomes

A new Avalere Health study analyzing health care cost, quality and utilization of nearly 2.8 million Medicare beneficiaries suggests that Medicare Advantage enrollees with chronic conditions receive higher care quality and have lower inpatient...

July 19, 2018
Bright Health to Double ACA Markets

In 2019, Minneapolis-based Bright Health will double the number of states in which it participates in the Affordable Care Act (ACA) exchanges. ...

July 13, 2018
DOJ Set to Approve CVS Acquisition of Aetna

The U.S. Department of Justice (DOJ) is set to approve CVS Health Corp.’s acquisition of Aetna Inc., Bloomberg reported July 12, citing a report from the trade publication Reorg Research. ...

July 13, 2018
ACA Exchanges See Lower Premiums, Few Exits for ’19

Against heavy odds, the Affordable Care Act (ACA) health insurance exchanges are stabilizing, and plans’ preliminary premium rates for 2019 are falling below last year’s rates, industry consultants and Wall Street analysts say. Credit Suisse...

July 6, 2018
Ky. Medicaid Ruling Leaves MCOs, States in Holding Pattern

A federal judge on June 29 struck down Kentucky’s plan to implement Medicaid work requirements, answering the question of whether the state’s waiver — the first of its kind to be approved — would hold up under legal scrutiny. ...

July 6, 2018
MAOs Deploy a Variety of Approaches to In-Home Primary Care

In-home primary care is increasingly being used by Medicare Advantage organizations looking to avoid costly emergency room visits and hospital admissions, and new investments and partnerships are popping up every month as insurers make this a key...

July 3, 2018
Kansas Trades Anthem Unit for Aetna in Medicaid Revamp

Despite a partial rejection of its section 1115 demonstration application for KanCare 2.0, Kansas recently moved forward with a key step in revamping its managed Medicaid program: the awards of three new managed care organization contracts....

July 3, 2018
Kansas Awards Managed Medicaid Contracts for New Program

After a competitive bidding process, the Kansas Dept. of Health and Environment said June 22 it has chosen three managed care organizations — newcomer Aetna Better Health of Kansas, Inc., along with incumbents Sunflower State Health Plan, Inc., a...

June 29, 2018
Insurers Face Opportunities as Final Rule on AHPs Is Issued

Whether it’s being slammed as the latest effort to undermine the Affordable Care Act (ACA) or touted as a way to broaden affordable coverage options for small businesses, the expansion of association health plans (AHPs) recently took a step...

June 25, 2018
Florida Awards Additional Medicaid Managed Care Contracts

After Florida’s Agency for Health Care Administration in April unveiled the nine managed care organizations that initially won contracts for its statewide Medicaid managed care reprocurement, the state recently made more awards. ...

June 20, 2018
MA Plans Look Forward to More Marketing Flexibility in 2019

As plans continue to refine their marketing strategies in an increasingly competitive landscape, recent regulatory changes as well as program modifications being considered by CMS will likely allow greater flexibility in their endeavors to engage...

June 20, 2018
MA Plans Try Variety of Year-Round Engagement Tactics

Medicare Advantage plans, realizing that increased competition in the MA space means they need to stay visible and keep members engaged year-round, are seeing success with a variety of tactics, from mall-based educational centers to Facebook Live...

June 20, 2018
UnitedHealth Agrees to Buy MA Insurer Peoples Health

UnitedHealth Group entered into an agreement to buy Peoples Health, a Medicare Advantage insurer based in Metairie, Louisiana, The Times-Picayune reported, noting the terms of the deal were not disclosed. According to the most recent AIS’s...

June 15, 2018
Experts Debate Merits of Vertical Health Care Deals

Though it’s not yet clear whether CVS Health Corp’s bid to buy Aetna Inc. and Cigna Corp’s planned purchase of Express Scripts Holding Corp. will pass regulatory muster, experts participating in a June 8 panel discussion expressed both skepticism...

June 15, 2018
ACA Litigation Poses No Immediate Threat to Exchange Plans

A year ago, health plans — though worried by the threatened loss of federal cost-sharing reduction (CSR) payments and by Republican lawmakers’ efforts to repeal and replace the Affordable Care Act — largely decided to stay put and file preliminary...

June 15, 2018
Are Insurer Deals in the Clear After AT&T/Time Warner Ruling?

After a highly watched district court ruling gave AT&T the green light to acquire Time Warner, Wall Street analysts predicted that the CVS Health Corp./Aetna Inc. and Cigna Corp./Express Scripts Holding Co. deals now have a better chance of...

June 15, 2018
Individual Mandate Debate: How Effective Was It Actually?

The individual mandate penalty, one of the most divisive provisions of the Affordable Care Act (ACA), is set to disappear in 2019 — a fact the law’s detractors see as a victory but others worry will contribute to higher premiums in the individual...

June 8, 2018
Virginia’s Medicaid Expansion Offers $2B Business Opportunity

After several years of political wrangling, another red state made national headlines when its Republican-controlled legislature — as part of the budget that had to pass by July 1 to avoid a government shutdown — recently approved Medicaid...

June 8, 2018
Experts Question UnitedHealth’s ACA Exchanges Analysis

While the conventional wisdom now seems to indicate the Affordable Care Act (ACA) marketplaces are stabilizing, a recent report from the country’s largest health insurer argues that Medicaid expansion — not the exchanges — is the true success...

June 4, 2018
WellCare’s Bid to Buy Meridian Is Latest Medicaid Power Play

In a move that some say further illustrates the attractiveness of the Medicaid managed care market, WellCare Health Plans, Inc. on May 29 unveiled a $2.5 billion deal to purchase Meridian Health Plan of Michigan, Inc., Meridian Health Plan of...

June 4, 2018
Centene Subsidiary Awarded Medicaid Contract in Iowa

Centene Corp. said its subsidiary Iowa Total Care, Inc. was tentatively awarded a statewide contract for the IA Health Link Program, which provides integrated Medicaid managed care coverage to more than 600,000 Iowa Medicaid members. ...

May 25, 2018
Actuaries Predict AHPs Could Lure 10% of Market

Up to 10% of individuals currently buying Affordable Care Act-compliant individual policies could jump ship to new, non-ACA-compliant association health plans (AHPs), leading to an increase in premiums of as much as 4% for the ACA-compliant plans,...

May 25, 2018
On Strong 1Q, Cigna Looks to Regain Lost MA Momentum

With better-than-expected medical cost trends and enrollment gains in the commercial market driving strong first-quarter 2018 results and a favorable full-year outlook, Cigna Corp. on May 3 said it is starting to focus on recapturing momentum in...

May 18, 2018
Cigna/Express Scripts Filing Shows They Mulled Other Suitors

Before Cigna Corp. and Express Scripts Holding Co. unveiled their $67 billion deal on March 8, both companies considered combinations with different heavy hitters in the industry, according to a proxy statement filed by the companies. ...

May 18, 2018
Policy Changes Loom Large in Early ACA Exchange Rate Filings

As health insurers begin to file their 2019 rate requests for Affordable Care Act (ACA) exchanges, they are sending clear signals that recent legislative and regulatory actions will factor prominently into their calculations. ...

May 11, 2018
Aetna, WellCare Continue Favorable MCO Trend in 1Q

For the quarter ended March 31, UnitedHealth Group proved once again to be a harbinger of solid financial performance for publicly traded managed care companies, as other major players in the industry recently reported their own favorable trends. ...

May 4, 2018
Price, CareFirst CEO Criticize Individual Mandate Repeal

Chet Burrell, president and CEO of CareFirst BlueCross BlueShield, and Tom Price, M.D., former secretary of HHS, are two very different men with different perspectives on the Affordable Care Act (ACA). But they seem to agree on one thing:...

May 4, 2018
Amid Solid 1Q Results, Insurers Talk Up Deals, Partnerships

As they reported first-quarter earnings over the past week, major health insurance companies also took the opportunity to stress the value of partnerships and deals, assess the regulatory landscape, react to recent Medicaid contract awards and...

May 4, 2018
1Q Earnings Were a Mixed Bag For Some Medicaid MCOs

While some publicly traded Medicaid insurers reported better-than-expected earnings for the quarter ending March 31, the reasons appeared to be varied. Centene Corp., for starters, experienced a delay in the funding of its planned deal to acquire...

May 3, 2018
Centene, Humana, WellCare Win In Florida Medicaid Reshuffle

Florida’s Agency for Health Care Administration (AHCA) on April 24 said it intended to award contracts to nine health plans that will provide Managed Medical Assistance (MMA) and Long-Term Care (LTC) programs to more than 3 million Floridians...

May 3, 2018
Tax Cuts, HIF Return, MA Growth Impacted MCOs’ 1Q Earnings

A strong first quarter reflecting membership growth in Medicare Advantage product lines had several publicly traded managed care organizations increasing their expectations for full-year 2018 earnings, which were already lifted last quarter on the...

May 3, 2018
For Humana, a New Deal, New Programs and a Medicaid Win

Though it hasn’t yet released its first-quarter earnings, Humana Inc. has been making headlines recently with the debut of a proposed acquisition, a new partnership, a value-based care initiative and an expanded presence in Florida’s Medicaid...

April 27, 2018
Strong 1Q for Centene, Anthem Despite Regulatory, Other Issues

Two more managed care companies recently reported strong financial results for the quarter ended March 31, both weathering a severe flu season though failing to exit the quarter unscathed. Centene Corp. downplayed the delay and extra regulatory...

April 27, 2018
UnitedHealth Touts 1Q Gains Despite Severe Winter Flu

Continuing its track record of solid financial performance, UnitedHealth Group again beat Wall Street’s expectations on earnings and revenue in first-quarter 2018. The nation’s largest private health insurer on April 17 reported quarterly revenues...

April 20, 2018
WellCare Uses Peer Power To Address Social Factors

Connecting low-income and elderly members with available community resources such as food banks and housing programs has become a common part of managed care organizations’ overall strategy to address social determinants of health. One alternative...

April 20, 2018
As MA Program Grows, Insurers Weigh EGWP Opportunities

Nearly 4.2 million out of 21 million total Medicare Advantage beneficiaries are currently enrolled in an Employer Group Waiver Plan (EGWP), with enrollment in these group retiree options rising by double-digit percentages in the last couple of...

April 20, 2018
With Latest Provider Buy, Humana Boosts Fla. MA Positioning

Amid speculation that the nation’s second-largest Medicare Advantage insurer is seeking to further entwine itself with long-time Medicare Part D partner and retail giant Wal-Mart Stores, Inc., Humana Inc. on April 10 said it had acquired Orlando...

April 19, 2018
ACA Final Rule Gives States, Health Plans More Leeway

With its newly issued final rule for the Affordable Care Act (ACA) marketplaces, the Trump administration said it aimed to reduce the law’s regulatory burden, return more control to the states and stabilize the exchanges. ...

April 13, 2018
CMS: 11.8M Enroll in Public Exchanges for 2018

CMS on April 3 issued a final report showing that 11.8 million consumers selected or were automatically re-enrolled in 2018 Affordable Care Act (ACA) exchange coverage nationwide. ...

April 10, 2018
Amid Different Cultures, Walmart/Humana May Partner First

If Walmart Inc. is in early talks to acquire Humana Inc., or at least to strengthen its Medicare partnership with an insurer that’s worth about $37 billion, as first reported March 29 by *The Wall Street Journal*, industry observers and...

April 10, 2018
Final Rate Notice Forecasts 3.4% Pay Boost, Advances EDS Use

While the final 2019 payment notice and Call Letter for Medicare Advantage and Part D plans posted April 2 contained few deviations from what was proposed in the Advance Notice and draft Call Letter, MAOs were pleasantly surprised to see a sizable...

April 5, 2018
Lumeris Seeks to Drive Value-Based Shift With Payers, Providers

As the health care landscape transitions to value-based care and Medicare Advantage enrollment reaches new highs, providers are increasingly becoming sponsors of MA plans through a variety of arrangements. And well in advance of marketing for the...

April 5, 2018
Medicaid Plans Brace for More Policy, Regulatory Changes

The Medicaid landscape is undergoing rapid transformation as the Trump administration loosens some benefit and policy limitations and states tackle prescription drug costs with new approaches, according to analysts from health care consulting firm...

March 30, 2018
Insurers, Experts See Stabilizing ACA Individual Marketplaces

Congress’ latest failure to pass an Affordable Care Act (ACA) stabilization package, taken together with policy changes that have chipped away at the law, have renewed concerns about spiking premiums and insurer exits in the marketplaces next year...

March 30, 2018
Humana Plows Ahead Amid Speculation of Its Own Megadeals

Humana Inc. has kept a low profile over the past year after abandoning a proposed acquisition by Aetna Inc. amid antitrust concerns — up until now, that is. Humana is back in the headlines amid a March 29 *Wall Street Journal* report speculating...

March 30, 2018
UnitedHealth’s ACOs Gain Steam

UnitedHealthcare reports that it’s seeing increasing client interest in its unique, national accountable care organization (ACO) model as employers look for ways to get more value for their health care dollar. ...

March 23, 2018
Overview of Express Scripts’ Clients

Express Scripts, the last major stand-alone pharmacy benefit manager in the United States, serves 51 health insurance clients that cover over 60.5 million medical members in total. About 22% of its clients are affiliated with Blue Cross Blue...

March 22, 2018
Experts Are Split on Value of Payers’ Diversification Moves

From new joint ventures to proposed acquisitions, health insurers are increasingly getting into the care delivery business. Industry experts, though, are split on whether such moves are the best ways to improve quality and control costs. ...

March 16, 2018
Cigna-Express Scripts Deal Could Pose Quandary for Insurers

If Cigna Corp. completes its acquisition of Express Scripts Holding Co., the PBM’s health insurer clients will have to decide whether to keep working with an entity now owned by a fellow payer. However, any insurers that do opt to cut ties with...

March 16, 2018
As Provider-sponsored Plans Grow, They Face New Challenges

Expectations, since dashed, were high when Premier Health System in Dayton, Ohio, launched its commercial and Medicare Advantage (MA) insurance products several years ago, joining a wave of provider-sponsored health insurance plans being...

March 16, 2018
Centene Beefs Up Fla. Business With Provider Group Purchase

Marking the second acquisition unveiled in a week and the third since September, Centene Corp. on March 5 said it plans to acquire at-risk primary care provider Community Medical Holdings Corp., a move that analysts say could boost its Medicaid...

March 15, 2018
Cardinal, UHC Expand Housing Breaks for Medicaid Members

As more state Medicaid programs address social determinants of health, housing is becoming a critical piece of insurers’ integrated, patient-centered care strategies. During the World Congress’ 11th Annual Medicaid Managed Care Summit, held from...

March 15, 2018
Idaho Warned Against ACA Violations

HHS sent a warning letter to Idaho officials on March 8, informing them that the state’s move to allow the sale of “state-based plans” may violate the Affordable Care Act (ACA). The letter comes after Gov. C.L. “Butch” Otter (R) issued an...

March 9, 2018
Health Partners Plans Reaches Its Unreachable Members

In an effort to scoop up its off-the-grid members, Health Partners Plans (HPP), a hospital-owned Pennsylvania-based provider of Medicaid managed care, has formed a three-way partnership with Philadelphia FIGHT Community Health Centers and Broad...

March 9, 2018
CEOs Criticize Short-Term Plans, Medicaid Work Requirements

The CEOs of three health insurance companies aren’t pleased with some of the Trump administration’s major health care policy priorities, including expanding the use of short-term plans and adding work requirements to Medicaid. ...

March 9, 2018
Cigna-Express Scripts Deal Could Stymie CVS-Aetna Tie-up

Cigna Corp. on March 8 unveiled a $67 billion deal to buy Express Scripts, a transaction that analysts say could strengthen the insurer’s business but also complicate CVS Health Corp.’s pending purchase of Aetna Inc. ...

March 9, 2018
Centene Aims to Become Bigger Player in Correctional Care

In a move that will greatly expand its footprint in the correctional healthcare sector, Medicaid managed care giant Centene Corp. has announced plans to acquire a company called MHM Services. Industry analysts say the transaction is a savvy move...

March 2, 2018
Iowa Lawmakers Seek Non-ACA-Compliant Plan for Farmers

Iowa recently joined Idaho in efforts to sidestep Affordable Care Act (ACA) requirements, as state lawmakers advanced a bill that would allow the Iowa Farm Bureau Federation (IFBF) to offer non-ACA-compliant — and thus presumably skimpier and...

March 2, 2018
Final 2018 AEP Numbers Reflect the ‘Value Proposition’ of MA

The final results from the 2018 Annual Election Period (AEP) demonstrate continued growth in Medicare Advantage enrollment as well as MA penetration. Total MA enrollment as of February 2018 grew to 21.08 million members, up nearly 8% from the 19.6...

March 1, 2018
Trump’s Rule on Short-term Plans May or May Not ‘Bridge Gaps’

If finalized, a proposed rule that aims to broaden the availability of short-term health plans that are non-compliant with the Affordable Care Act, issued Feb. 20 by the Trump administration, likely won’t in itself destroy ACA individual-market...

February 23, 2018
Molina Posts Loss for ’17, Fights for NM, FL Business

Molina Healthcare, Inc. on Feb. 12 reported net losses of $262 million for the fourth quarter and $512 million for full-year 2017. That was on premium revenues of nearly $4.7 billion for the quarter and $18.9 billion for the year. In releasing its...

February 19, 2018
Medicaid, Medicare MCOs Lift Guidance on Tax Reform

In light of tax reform that will result in lower corporate rates this year, several publicly traded Medicare and Medicaid managed care organizations raised their expectations for full-year 2018 earnings. And during conference calls to discuss...

February 15, 2018
Oscar, Cleveland Clinic Partnership Shows Promise

An early look at enrollment results from the payer-provider joint venture formed last June by Oscar Health and Cleveland Clinic shows that the agreement is paying off, an Oscar executive tells AIS Health. ...

February 9, 2018
How Marketing Campaigns Spurred State Exchange Enrollment

Directors of state-run public health insurance exchanges say innovative and aggressive advertising campaigns are what helped them show growth in the 2018 open-enrollment period, despite widespread confusion over policy, a shorter enrollment period...

February 9, 2018
Centene, Humana, WellCare Tout Robust ’17 Performance

Similar to three months ago, Centene Corp. stressed it is “business as usual” in its fourth quarter and full-year 2017 earnings call on Feb. 6 — downplaying the potential impact of the intense influenza season and again touting its still-to-be...

February 9, 2018
Blues Plans Partner, Buy to Get Medicaid-Specific Expertise

More and more Blue Cross and Blue Shield plans are starting to compete for Medicaid managed care business as they see potential growth opportunities in that arena. To do so, many plans are renting capabilities or buying companies that already...

February 2, 2018
Cigna Reports Growth in 4Q2017 Earnings Release

Cigna Corp. said its fourth-quarter 2017 earnings report showed growth across the company’s health care, supplemental benefits and group disability and life segments. ...

February 2, 2018
Marketplace Enrollment by State

Approximately 8.7 million people selected or were automatically re-enrolled into marketplace plans using the HealthCare.gov platform during the open enrollment period from Nov. 1 to Dec. 15, 2017. Enrollment dropped 5% compared to last year, even...

February 2, 2018
Enrollment in State-Based Exchanges Surges Despite Obstacles

Despite what state-run marketplace executives called a confusing and challenging shortened enrollment period, 2018 enrollment in these public health insurance exchanges is up. Leaders of the state-run Affordable Care Act (ACA) marketplaces say the...

February 2, 2018
Amazon, Partners May Disrupt Market, but Face Complexities

Views differ widely as to how disruptive Amazon, Warren Buffet’s Berkshire Hathaway and JPMorgan Chase & Co.’s plans to jointly launch an independent health care company will be. While details remain unknown, the barest outline of the new venture...

February 2, 2018
2019 HIF Holiday Presents Opportunity to Grow MA Plans

While states breathed a sigh of relief last month as lawmakers finally passed a continuing resolution (CR) containing long-term federal funding for the Children’s Health Insurance Program, insurers got an extra treat in the form of another holiday...

February 1, 2018
Centene Beat Out Incumbents For NM Medicaid Contract

A week after it was reported that Molina Healthcare, Inc. was not selected to renew its managed Medicaid contract in New Mexico, the state Human Services Dept. (HSD) unveiled the three winners of the new five-year pacts that start in 2019,...

February 1, 2018
Congress Reauthorizes CHIP for Six Years

After months of uncertainty, Congress reauthorized the Children’s Health Insurance Program (CHIP) for six years — a move applauded by the National Governors Association in a statement Jan. 23. ...

January 26, 2018
New Mexico Awards Centene New Medicaid Contract

Centene Corp. said Jan. 22 its New Mexico subsidiary, Western Sky Community Care, was awarded a statewide five-year contract in New Mexico for the Centennial Care 2.0 Program. Blue Cross Blue Shield of New Mexico and Presbyterian Health Plan also...

January 26, 2018
Facing Budget Woes, New York Eyes Medicaid Plans’ Reserves

New York Medicaid plans are the latest to see a proposed raid on their reserves as states struggle with soaring health care costs. Gov. Andrew Cuomo (D) has gained national attention for his recent vow that so-called Dreamers won’t lose Medicaid...

January 26, 2018
Medicaid Plans Look to Operationalize Work Requirements

With the Trump administration’s approval of Kentucky’s waiver to require work and other qualifications for Medicaid eligibility, health plans have new concerns about churn — and subsequent declines in health status and outcomes — in their Medicaid...

January 26, 2018
Investors See Optimism in UnitedHealth Earnings

Citing growth momentum entering 2018, UnitedHealth Group reported strong fourth-quarter and full-year 2017 earnings Jan. 16. Its solid performance came on the heels of its two multi-billion-dollar acquisition deals in December — one in the U.S....

January 19, 2018
Molina Returns to Fundamentals Amid Loss of New Mexico Contract

Struggling Molina Healthcare, Inc. intends to be “tactical and practical” in the coming year, focusing on managed care fundamentals like operational execution and financial discipline, “because that’s what’s missing from the Molina story,” the...

January 19, 2018
Humana Third Major Insurer to Part Ways With AHIP

Following the lead of UnitedHealth Group and Aetna Inc., Humana Inc. became the third major insurer to part ways with America’s Health Insurance Plans (AHIP), FierceHealthcare reported Jan. 11. An AHIP spokesperson, confirming Humana’s departure...

January 19, 2018
MA Plans Might Gain Flexibility at Expense of Steeper Competition

If changes unveiled by CMS last November to the Value-Based Insurance Design Model take effect for the 2019 program year, MA plans could enjoy more flexibility, which would allow them to tailor benefit designs toward populations with certain...

January 19, 2018
States Go Their Own Way in Response to ACA Uncertainty

With the extended battle over health care reform far from resolved, some states are beginning to make long-term plans of their own, and the most recent examples of state actions show the divergent directions states are taking. One health insurance...

January 19, 2018
2018 ACA Exchange Enrollment Continues to Beat Expectations

Questions lingered until the end of December 2017: Would the Trump administration’s shortened 2018 open enrollment period — and the president’s decision to slash marketing and navigator assistance and halt cost-sharing reduction (CSR) payments to...

January 19, 2018
Aetna Mulled Retail Ventures Outside of CVS, Reveals Filing

Prior to reaching an agreement with CVS Health Corp. to be purchased for approximately $69 billion, Aetna Inc. considered strategic partnerships and/or joint ventures with at least two other “retail and health care industry participants,”...

January 18, 2018
Plans Could Be ‘Center of Action’ on Medicaid Work Provisions

CMS made mainstream news this month when it issued its first-ever guidance for states seeking to promote work and other “community engagement” activities among so-called able-bodied Medicaid beneficiaries, then immediately granted Kentucky the...

January 18, 2018
Amid Cost Pressures, Employers Eye Commercial Benefit Design

Major employers are focusing increasingly on member-centric benefit designs for commercial health insurance products in 2018 and beyond, industry consultants tell AIS Health. Companies also will be looking at higher deductible plans — though some...

January 8, 2018
Health Reform Uncertainty Is Top Challenge for Blues CEOs

Potential instability in the individual health insurance market represents the biggest challenge for Blue Cross and Blue Shield plans as they enter 2018, Blues plan CEOs tell AIS Health. To counter that, the CEOs say they’re working with...

January 5, 2018
2018 Exchange Enrollment Snapshot

More than 8.7 million individuals either selected or were automatically re-enrolled in exchange plans in the 39 states using the HealthCare.gov platform during the 2018 open enrollment period, shortened to run from Nov. 1 through Dec. 15, 2017,...

January 5, 2018
Uncertainty Continues to Cloud Managed Medicaid Market

The start of 2017 contained vast uncertainty for Medicaid stakeholders, as a president intent on repealing and replacing the Affordable Care Act (ACA) assumed control of the White House and the GOP counted implementing block grants and doing away...

January 4, 2018
MAOs Are Advised to Stay Sharp, Watch for Market Disruptors

Following a directionally challenged year for Congress that ended with the Tax Cuts and Jobs Act of 2017 (H.R. 1) killing the Affordable Care Act’s individual mandate penalty — but left a host of other to do’s, including stabilizing the individual...

January 4, 2018
As MA Enrollment Grows, Group Plan Membership Surged in AEP

Individual Medicare Advantage enrollment as of the Dec. 1, 2017, payment date grew 6.4% from the same period last year, while group MA enrollment climbed 13.8% from the prior year, according to CMS data posted Dec. 14. While the December figures...

December 29, 2017
Centene Unit Pays Fine, Resumes ACA Signups in Wash.

Centene Corp.’s subsidiary in Washington state recently reached an agreement with state regulators after a tussle over network adequacy issues that temporarily closed its Affordable Care Act (ACA) marketplace plans to enrollment. ...

December 22, 2017
Consultant Asserts Aetna CEO Being Overpaid by $440 Million

How much CEO pay is too much CEO pay? Aetna Inc.’s CEO Mark Bertolini is in the spotlight these days since CVS Health Corp. announced a few weeks ago its $69 billion acquisition of Bertolini’s company. If the deal is finalized, Bertolini stands to...

December 22, 2017
Health Plans Play Up the Personal in Video, TV Advertising

Highmark Health and Aetna Inc. have separately launched new ad campaigns within the last year — to significant success, the plans report — with a focus on patient empowerment and the member’s perspective. One industry insider says video should be...

December 22, 2017
Humana to Buy Home Care Unit Amid Year-End ‘Vertical’ Deals

Undaunted by a year that began with federal regulators nixing mega-mergers between Anthem Inc. and Cigna Corp., and Aetna Inc. and Humana Inc., over anticompetitive concerns, the nation’s major health insurers continue to pursue multi-billion...

December 22, 2017
Congress Battles Over the Fate of ACA Marketplace via Tax Bill

Earlier this year, the Trump administration and Congress agreed that the Affordable Care Act (ACA) health insurance exchanges should be stabilized, but now it appears the effort remains in the hands of only a few senators. As the GOP forges ahead...

December 15, 2017
CVS’s $69B Deal to Buy Aetna May Set Up ‘Channel Conflict’

CVS Health Corp. put an end to rumors and unveiled its $69 billion megadeal to acquire health insurance giant Aetna Inc. on Dec. 3. By and large, industry experts say the retail pharmacy services behemoth’s self-description — as “a company at the...

December 14, 2017
CMS Makes Big Changes for MA VBID Test, but Are They Enough?

In keeping with the new administration’s theme of providing Medicare Advantage organizations more flexibility, CMS on Nov. 22 unveiled a set of revisions to the MA Value-Based Insurance Design (VBID) model that grants MA organizations in certain...

December 11, 2017
Proposed Aetna-CVS Deal Has MA, Part D Growth Potential

After more than a month of speculation, CVS Health Corp. on Dec. 3 confirmed its agreement to acquire Aetna Inc. for about $69 billion, or $207 per share. Although both companies operate multiple lines of business, executives during their first...

December 7, 2017
As Federal CHIP Funds Dwindle, States Scramble on Coverage

In late November, states began to feel the impact of federal dollars lost when Congress failed to reauthorize the Children’s Health Insurance Program (CHIP) by the Sept. 30 deadline. Some states are scrambling now, trying to maneuver through...

December 1, 2017
3Q Earnings Roundup: MCOs Anticipate MA Growth From AEP

As publicly traded managed care organizations reported earnings for the quarter ending Sept. 30, some carriers highlighted opportunities for growth in Medicare Advantage through new service area expansions, stars improvements that will help them...

November 17, 2017
Early ACA Signup Surge May Not Translate to Fruitful Season

The early November deluge of individuals enrolling in Affordable Care Act (ACA) exchange plans far exceeds expectations in a season marked by ongoing political brinkmanship and ensuing public confusion over marketplace stability. Even CMS — which...

November 17, 2017
As CMS Considers Demos, Plans Must Prep for Work Provisions

In her first major speech on the Medicaid program, CMS Administrator Seema Verma on Nov. 7 informed attendees of the National Association of Medicaid Directors fall conference that the agency is streamlining its approach to reviewing and approving...

November 16, 2017
Humana Sees MA Strain in 2018 After Falling Profits, Job Cuts

November began as a busy month for Humana Inc. On Nov. 2, the Louisville-based insurer filed a lawsuit against the federal government in the U.S. Court of Federal Claims, seeking just over $611 million in unpaid funds from the Affordable Care Act...

November 10, 2017
Possible CVS/Aetna Buy, Other Moves May Be ‘Game Changers’

If Aetna, Inc. is negotiating its potential $66 billion-plus sale to CVS Health Corp. and hoping to finalize the deal as soon as December — as sources have confirmed to multiple media outlets since The Wall Street Journal broke the story in late...

November 10, 2017
McLaren Health Care Set to Expand to Indiana With MDwise Purchase

Michigan-based McLaren Health Care announced Nov. 2 it has finalized a deal to acquire MDwise, an Indiana insurer that primarily serves the state’s Medicaid population. The acquisition is expected to close by the end of the year, pending...

November 6, 2017
AmeriHealth Caritas to Exit Iowa Medicaid

After months of rate renewal negotiations with the state of Iowa “yielded no agreement on contract rates and terms,” AmeriHealth Caritas Iowa informed state officials it would exit the managed Medicaid program at the end of November. ...

November 3, 2017
BMCHP, Tufts Will Play Key Roles in MassHealth Transformation

As part of a major overhaul of the MassHealth program, the Executive Office of Health and Human Services (EOHHS) in Massachusetts recently reached agreements with Boston Medical Center HealthNet Plan (BMCHP) and Tufts Health Public Plans. The two...

November 3, 2017
Post Mega-Mergers, Anthem Rolls Up MA in Fla., CVS Pursues Aetna

Since Aetna Inc. in February called off plans to acquire Humana Inc., and Anthem, Inc. and Cigna Corp. in May terminated their own deal, analysts have been speculating on future mergers and acquisitions among the mega-insurers. Aetna’s proposed...

November 3, 2017
CVS’s Rumored Bid to Buy Aetna Is Seen as ‘Potentially Risky’

If Aetna Inc. is negotiating its potential $66 billion sale to CVS Health Corp. — as sources have confirmed to multiple media outlets since *The Wall Street Journal* broke the story Oct. 26 — the insurer kept mum during its Oct. 31 earnings call. ...

November 3, 2017
CVS Health Corp. in Talks to Buy Aetna

CVS Health Corp. is in talks to buy Aetna Inc. for $66 billion, or more than $200 per share, sources told The Wall Street Journal on Oct. 26. ...

October 27, 2017
Maryland Approves Amended ’18 Premium Rates

The Maryland Insurance Administration (MIA) on Oct. 25 unveiled approved amended premium rates for individual-market, on-exchange Silver plans through Maryland Health Connection for coverage beginning Jan. 1, 2018. ...

October 27, 2017
Anthem Inks Deal to Acquire America’s 1st Choice

Anthem, Inc. said Oct. 24 it has entered an agreement to buy America’s 1st Choice, a Florida-based Medicare Advantage (MA) insurer. The acquisition, which is expected to close in the first quarter of 2018, will add 127,066 MA and Dual-Eligible...

October 25, 2017
UnitedHealth Continues to Benefit in 3Q From Exchange Exits

UnitedHealth Group, the bellwether of publicly traded managed care companies’ quarterly financial health, reported strong third-quarter earnings Oct. 17. The insurer beat Wall Street’s expectations, largely on the performance of its Medicare &...

October 20, 2017
Covered California to Add CSR Surcharge to Silver Plans

In a prescient move, Covered California said Oct. 11 it is adding the cost-sharing reduction surcharge to silver plans for 2018 to stabilize premiums, in the absence of a federal commitment to make consistent CSR payments. ...

October 13, 2017
Anthem Pulls Out of Maine Individual Exchange

Anthem, Inc. said Sept. 27 it is pulling out of Maine’s Affordable Care Act individual-market exchange for 2018. However, the insurer will continue to offer off-exchange individual policies and group insurance in the state, according to CNBC on...

September 29, 2017
Medica, CHI Health Collaborate on Exchange Plan

Medica and CHI Health said Sept. 27 they are collaborating on a new health exchange plan option for individuals in 23 counties in Nebraska and two counties in southwestern Iowa, available Nov. 1 for coverage starting Jan. 1, 2018. ...

September 29, 2017
AHIP Medicaid Stakeholders Cheer Demise of Graham-Cassidy Bill

At the Sept. 26 session of America’s Health Insurance Plans’ (AHIP) National Conferences on Medicare, Medicaid & Duals, moderator Leanne Gassaway, AHIP’s senior vice president of state affairs, interrupted an ongoing session to share some news she...

September 29, 2017
Anthem Set to Grow Florida MA Market With HealthSun Purchase

Anthem, Inc. announced Sept. 20 it has finalized an agreement to acquire Florida-based Medicare Advantage insurer HealthSun Health Plans, Inc. HealthSun currently offers three Medicare Advantage (MA) plans with 39,233 members, according to AIS’s...

September 20, 2017
Anthem to Stay in Virginia Exchanges After All

Anthem Inc. announced Sept. 15 it has revised its decision to exit the individual exchange market in Virginia, and will now offer individual plans in 63 would-be “bare” counties in Virginia. ...

September 18, 2017
Sen. Sanders Introduces Single-payer Bill

Sen. Bernie Sanders (I-Vt.) introduced his “Medicare for All” single-payer bill on Sept. 13, drawing support from several likely 2020 Democratic presidential hopefuls. ...

September 15, 2017
As RFPs Roll Out, Competition Is Healthy Among Medicaid MCOs

Despite issues with starting up new contracts in some states and an increasing reliance on Medicare Advantage to lift earnings, publicly traded insurers reporting financials for the second quarter of 2017 continued to express interest in vying for...

August 24, 2017
Illinois Awards New Medicaid Contracts to Six Carriers

For its new program expanding Medicaid managed care statewide, Illinois awarded new contracts on Aug. 11 to six managed care organizations, including subsidiaries of incumbents Blue Cross and Blue Shield of Illinois, Centene Corp., Molina...

August 18, 2017
Montana Health CO-OP Resumes Accepting New Enrollees After Hiatus

After a nine-month hiatus to boost its financial reserves, the Montana Health CO-OP, a nonprofit Consumer Operated and Oriented Plan (CO-OP) created under the Affordable Care Act (ACA), resumed accepting new enrollees on Aug. 12, AP reports. ...

August 18, 2017
Anthem Exits Virginia Individual Marketplace

Anthem, Inc. announced Friday that it will be leaving the Affordable Care Act marketplace in Virginia for 2018. The “Individual market remains volatile” and is “shrinking and deteriorating” the company said in a statement on August 11, citing ...

August 14, 2017
Kaiser Reports $1B Net Income

Nonprofit Kaiser Foundation Health Plan, Inc. and Kaiser Foundation Hospitals on Aug. 4 reported net income of $1 billion on combined total operating revenue of $18.1 billion for the second quarter. As of June 30, Kaiser Permanente’s membership...

August 11, 2017
Cigna 2Q Revenues Up 4% to $10.3 Billion

Cigna Corp. reported Aug. 4 that total revenues increased 4% to $10.3 billion for the quarter ended June 30, similar to other managed care companies’ strong second-quarter earnings performance. Quarterly net income was $813 million, or $3.15 per...

August 11, 2017
Evergreen, Minuteman CO-OPs Fall Into Receivership Amid Money Woes

Two of the handful of nonprofit Consumer Operated and Oriented Plans (CO-OPs) created under the Affordable Care Act (ACA) that remain in business recently entered state-controlled receivership. Both HMOs — Maryland’s Evergreen Health, Inc. and New...

August 11, 2017
Despite Exits, Nationwide Exchange Coverage Increases

Since the July 26 CMS press release detailing health insurance exchange participation by county, the number of U.S. counties without an exchange carrier has decreased 58% from 40 to 17, according to an August 9 coverage map released by CMS. The...

August 10, 2017
California Strategizes to Keep Exchange Plans for ‘Long Haul’

Covered California’s executive director recently unveiled a 12.5% average preliminary premium rate hike year-over-year among the 11 participating plans for 2018. In doing so, he stressed that all plans have opted to remain in the Affordable Care...

August 4, 2017
Unsubsidized Exchange Enrollees Face More Difficulties for 2018

For every 10 individuals getting health insurance on Affordable Care Act (ACA) exchanges, four of them aren’t eligible for subsidies. And, given that exchange plan options almost certainly will narrow and premium rates are likely to increase by...

July 28, 2017
Anthem’s 2Q Accents Exchanges, Need for Quick Clarity on CSRs

Anthem Inc. highlighted its continuing worries about 2018 participation and pricing in Affordable Care Act (ACA) exchanges during its second-quarter earnings call July 26. The Indianapolis-based health insurance giant touched on its continuing...

July 28, 2017
Humana, Oscar Health Partner on Products in Nashville

Louisville, Ky.-based Humana Inc. and New York-based startup Oscar Health said they have entered into a strategic partnership to offer commercial health insurance to small employers with 50 or fewer workers in nine counties around Nashville, Tenn....

July 14, 2017
Senate Unveils Proposed Revisions to BRCA

On July 13, Senate Majority Leader Mitch McConnell (R-Ky.) unveiled his proposed revisions to the Better Care Reconciliation Act (BRCA), keeping intact dramatic cuts to Medicaid and adding a proposal spearheaded by Sen. Ted Cruz (R-Texas) to let...

July 14, 2017
Medicaid Plan Exits May Disrupt Enrollees, but Not Care Quality

Medicaid enrollees and states may experience some temporary turbulence when managed care organizations choose to leave a state, but a new study finds that plan exits do not create significant changes in market-level quality or self-reported...

July 14, 2017
CareSource to Begin Serving Georgia Medicaid Enrollees

Nonprofit CareSource was set to begin covering nearly 250,000 enrollees in Georgia’s Medicaid managed care program on July 1, which the insurer describes as the largest single-day spike in membership in its 28-year history. ...

June 30, 2017
CO-OP Minuteman Health to Convert to For-Profit

Minuteman Health, Inc. (MHI), a Boston-based HMO created under the Affordable Care Act’s Consumer Operated and Oriented Plan (CO-OP) program, said June 23 that it will convert to for-profit status under a new name, Minuteman Insurance Co., as of...

June 30, 2017
Exchange Savvy to M&A Potential: Investor Days Spark Interest

When touting future prospects and trying to inform large audiences about what sets them apart from rivals, many companies take the investor day route. Two major health insurers held such events recently, capitalizing on significant publicity of...

June 30, 2017
Nevada Governor Vetoes Medicaid for All

At the eleventh hour, Nevada Gov. Brian Sandoval (R) vetoed legislation that would have created the Nevada Care Plan, a landmark Medicaid-for-All health care delivery model. ...

June 23, 2017
Senate’s Version of AHCA Would Slash Medicaid Funding, Too

When Senate Majority Leader Mitch McConnell (R-Ky.) on June 22 released a “discussion draft” of his team’s revisions to the American Health Care Act (AHCA), some observers reacted swiftly to what the *Washington Post* described as “rolling back...

June 23, 2017
CMS Actuary Expects Fewer Uninsured From AHCA Than CBO Does

CMS’s chief actuary on June 13 offered more analysis of the potential financial and coverage effects of House Republicans’ American Health Care Act (AHCA), passed May 4 and aimed at repealing the Affordable Care Act (ACA). ...

June 16, 2017
What Effect Will Anthem-Express Scripts Fallout Have on Industry?

As the simmering feud between Anthem, Inc. and Express Scripts Holding Co. looks to finally have an end date, it’s anyone’s guess as to how the PBM industry will look when the dust settles. Evercore ISI, however, offered some potential outcomes...

June 8, 2017
Anthem to Administer Maine Employee Plan

Anthem Blue Cross and Blue Shield will administer Maine’s employee health insurance plan beginning July 1 after winning the $5.5 million-per-year contract away from Aetna Inc., the *Portland Press Herald* reported. ...

June 2, 2017
Insurers Form Pacts, Set Stage For NC Medicaid Transformation

Far in advance of an RFP for three statewide managed care contracts, insurers are already laying the groundwork for a major overhaul of North Carolina’s Medicaid program. As the state anticipates transitioning its 1.9 million Medicaid enrollees...

May 25, 2017
UnitedHealth Group Closing Harken Health

UnitedHealth Group said it is closing Harken Health, an individual insurer that promised patients unlimited free primary care visits as long as they used Harken’s clinics. ...

May 19, 2017
CMS Wants to Shift SHOP Exchange Enrollment From HealthCare.gov

CMS said May 15 it intends to propose rules, taking effect Jan. 1, 2018, that would allow small employers in states with federally facilitated Small Business Health Options Program exchanges under the Affordable Care Act (ACA) to enroll directly...

May 19, 2017
Zoom Health Plan Winds Down Insurance Business

Oregon start-up insurance company Zoom Health Plan Inc. is winding down operations, according to the Oregon Department of Consumer and Business Services (DCBS). All current Zoom Health Plan individual policies will be canceled effective Dec. 31,...

May 16, 2017
Molina’s Board Shows Namesake Brothers the Door

Investors cheered the decision by Molina Healthcare, Inc.’s board of directors to replace Chairman, CEO and President J. Mario Molina, M.D., and Chief Financial Officer (CFO) John Molina on May 2, with some viewing it as the equivalent of a “For...

May 5, 2017
UnitedHealth Begins Year With Growth, Gains

UnitedHealth Group started the year off with higher-than-anticipated revenue growth and strong enrollment gains, including the addition of about 675,000 Medicare Advantage members, about half of whom are in employee retiree programs, executives...

April 28, 2017
UnitedHealth Cruises to Strong 1Q, Growing Despite Big ACA Pullout

UnitedHealth Group reported strong first-quarter 2017 financial results on April 18, beating Wall Street analysts’ estimates — and in keeping with the industry giant’s solid earnings performance in multiple product lines reported three months ago....

April 21, 2017
Alabama Authorized to Launch RCO-Based Managed Medicaid System

After a one-year delay in the implementation of a five-year Section 1115 demonstration to transform its Medicaid program, Alabama was authorized to launch a statewide managed care delivery system run by provider-based Regional Care Organizations ...

April 13, 2017
March MA Enrollment Jumps Nearly 38K From February

Total enrollment in Medicare Advantage and other prepaid plans grew month-over-month by nearly 38,000 lives to 19,631,399 as of the March 1 payment date, according to CMS data reflecting enrollments accepted through Feb. 3. Enrollment in MA and...

March 31, 2017
Illinois Medicaid Seeks to Expand Managed Care With Fewer MCOs

As part of an ongoing process to streamline its managed Medicaid program, the state of Illinois is in the midst of soliciting bids from insurers who will compete for a limited number of statewide contracts to serve a larger swath of Medicaid...

March 31, 2017
CMS Releases Report, Data on 2017 OEP

As of Jan. 31, more than 12.2 million consumers either signed up or reenrolled in coverage through federally facilitated exchanges (FFEs) and state-based marketplaces (SBMs)—roughly 9.2 and 3 million, respectively, according to a March 15 CMS...

March 27, 2017
What Role Will Carriers Play in Trump’s ACA Replacement Plan?

Leaders from some of the nation’s largest health plans, along with the industry’s two trade groups, turned up at the White House on Feb. 27 to meet with President Trump — and his recently confirmed HHS secretary — to discuss replacing the...

March 3, 2017
With Major Insurers Single, Are MA Sponsors Willing to Mingle?

The ironic Valentine’s Day breakups of two of the biggest proposed health insurance mergers played out like the cover of a gossip magazine, with two partners definitively calling it quits, one suing for divorce and one clinging to its rejecter....

March 2, 2017
Virginia Chooses Six MCOs to Lead New Duals Effort

The Virginia Dept. of Medical Assistance selected six managed care organizations to serve the Commonwealth’s first ever Medicaid managed long-term services and supports (LTSS) program. ...

March 2, 2017
CMS February Data Show MA Enrollment Surpassed 19.5 Million

The final results from the 2017 Annual Election Period (AEP) indicate strong growth in Medicare Advantage, in which more than 19.5 million seniors are now enrolled, and imply the MA program is growing at a slightly faster pace than it has in...

March 2, 2017
Rhode Island Exchange Sees Decline, Technical Problems

During the 2017 open enrollment period (OEP), state-based exchanges increased enrollment between 3.5% and 31.5%, with one exception: Rhode Island. HealthSource RI, Rhode Island’s health exchange, saw enrollment decrease more than 20% from 2016. At...

February 24, 2017
Exchanges Are More Volatile Than Viable

While there are indications that the public insurance exchanges are beginning to stabilize after four years, public insurance carriers continue to bleed red ink. ...

February 17, 2017
4Q 2016 Earnings for Centene, Humana, WellCare Indicate Growth

Centene Corp. ended 2016 with 11.4 million members — up 6.3 million members, or 124%, from the end of 2015, the company said Feb. 7 when it reported its fourth-quarter 2016 earnings. In addition to its Medicare and Medicaid business, the company...

February 10, 2017
Block Grants Would Slash Federal Medicaid Budget, Constrain Growth

Moving Medicaid to a block-grant program could cut federal spending by $150 billion over five years, while switching to a per capita cap model would trim costs by $110 billion, according to an analysis from Avalere Health. But states, particularly...

February 10, 2017
With Aetna-Humana Deal Blocked, What MA Opportunities Remain?

Two weeks after a federal judge agreed with the Dept. of Justice’s recommendation to block Aetna Inc.’s planned acquisition of Humana Inc., Aetna is still weighing its options. Chairman and CEO Mark Bertolini during a Jan. 31 conference call to...

February 9, 2017
Some SBEs Report Double-Digit Enrollment Gains for 2017

With the Jan. 31 conclusion of the open-enrollment period (OEP), state-based exchanges (SBEs) say sign-ups are up markedly from a year ago, with a large boost coming during the final two days for some states. ...

February 3, 2017
Judge Says Aetna Tried to Duck Antitrust Scrutiny; Investors Sue

It was a rough week for Aetna Inc. On Jan. 26, just three days after a court blocked its proposed $37 billion takeover of Humana Inc., investors filed a class-action lawsuit against the company — prompted by U.S. District Judge John D. Bates...

January 27, 2017
Enrollment Snapshot Suggests Big January Jump in MA Figures

Medicare Advantage enrollment as of the Jan. 1, 2017 payment date reached 19.4 million beneficiaries, or 33.9% of total Medicare-eligible individuals, according to CMS data posted Jan. 17. While the January figures typically do not provide a...

January 25, 2017
Trump Takes First Stab at Killing ACA With Vague Exec Order

An executive order issued the first day of President Donald Trump's administration symbolizes his first hit to the Affordable Care Act (ACA), and while it’s rather nonspecific, it’s the broad language contained in it that has some industry experts...

January 25, 2017
Court Blocks Aetna-Humana Deal; Is Anthem-Cigna Next?

A federal judge on Jan. 24 blocked Aetna Inc.'s proposed $37 billion takeover of Humana Inc., ruling that the resulting merged company would likely "substantially lessen competition" for Medicare Advantage (MA) in areas where the two companies now...

January 24, 2017
Anthem Extends Deadline to Acquire Cigna

Anthem, Inc. extended its deadline to acquire rival Cigna Corp. by three months as it waits for a federal court to decide if the deal will be allowed, Reuters reported Jan. 19. ...

January 23, 2017
SNPs Hope for Permanency, Stars Fixes, Enhanced Dual Integration

A major change in risk-adjustment methodology that went into effect for 2017 alleviated a deep concern of many Medicare Advantage plans with large percentages of dual eligibles. But topping their wish list this year is permanent authorization of...

January 11, 2017
HealthCare.gov Signups Increase From 2016

As of Dec. 31, 8.7 million people had signed up for coverage through HealthCare.gov — up 1.8% from the same date a year ago, CMS reported Jan. 4. ...

January 6, 2017
Here’s How a Regional Non-Profit Crossed State Lines Four Times

President-elect Donald Trump and Republican lawmakers want to give health insurers the ability to sell individual coverage across state lines. But Minnetonka-based Medica has been doing just that for the past several years. Last year, the regional...

December 16, 2016
Medica Exit From Minn. Medicaid Leaves Lives Up for Grabs in 2017

Citing substantial losses incurred this year and a failure to secure actuarially sound payment rates for the second year of a new contract, longtime Minnesota insurer Medica has informed the Minnesota Dept. of Human Services (DHS) that it will...

December 15, 2016
CO-OP Evergreen to Leave Individual Market for 2017

Evergreen Health Cooperative Inc. — a Maryland-based Consumer Operated and Oriented Plan (CO-OP) — will not issue or renew individual policies for the 2017 plan year, the Maryland Insurance Administration (MIA) announced Dec. 8. Evergreen had...

December 9, 2016
In Friendly MA Climate, Time Is Right for WellCare-Universal Deal

WellCare Health Plans, Inc.’s planned acquisition of Universal American Corp. (UAM), unveiled last month, came with a whole host of positives, starting with a projected 34% membership boost in its Medicare Advantage business. Analysts say the...

December 2, 2016
President-Elect Trump Picks Devoted ACA Adversary to Lead HHS

President-elect Trump on Nov. 28 said he intends to appoint Rep. Tom Price, M.D. (R.-Ga.), an outspoken critic of the Affordable Care Act (ACA), to head HHS. Trump also plans to nominate Indiana consultant Seema Verma as CMS administrator. Both...

December 1, 2016
3Q Earnings for Select MCOs Reflect Medicaid Cost Pressures

While reporting third-quarter 2016 earnings over the last month, several publicly traded carriers have boasted improved performance in their Medicare Advantage products. But for some, cost pressures on the Medicaid side contributed to increases in...

November 18, 2016
WellCare Unveils Plans to Acquire Universal American

WellCare Health Plans, Inc. has entered into a definitive agreement with Universal American Corp. to acquire Universal American for $10 a share, for a total equity value of $600. This move follows WellCare’s Oct. 5 announcement that it had entered...

November 17, 2016
Where ACA, Medicaid Businesses Lag, MA Growth Picks Up Slack

As publicly traded carriers with multiple lines of business reported third-quarter 2016 earnings from mid-October through Nov. 1, Medicare Advantage products largely helped insurers offset losses in the Affordable Care Act (ACA) exchange...

November 3, 2016
WellCare to Enter Arizona Medicaid, Duals Market with Care1st Deal

WellCare Health Plans, Inc. has inked a deal to acquire Care1st Health Plan (Blue Shield of California) subsidiary Care1st Arizona, which offers Medicaid managed care plans to about 114,000 people. The $157.5 million deal is expected to close by...

October 7, 2016
Arise Health Plan to Exit Wisconsin Public Exchange

Arise Health Plan, a WPS Health Solutions subsidiary, Sept. 29 said it will withdraw participation in the 2017 Wisconsin public health insurance exchange, according to the *Milwaukee Journal Sentinel.* ...

September 30, 2016
UnitedHealthcare’s Harken Health to Exit Atlanta, Chicago Markets

UnitedHealthcare subsidiary Harken Health said on Sept. 29 that it is withdrawing its participation on public exchanges in 2017, leaving the exchanges in Illinois and Georgia, where it previously offered plans in Chicago and Atlanta, according to ...

September 30, 2016
Nebraska Blues to Exit Individual Exchange in 2017

Blue Cross and Blue Shield of Nebraska (BCBSNE) says it has decided to exit the state’s federally facilitated public exchange individual market in 2017, according to a statement on the insurer’s website. ...

September 28, 2016
Harken Health Lost $70 Million in First Half of '16, Names New CEO

Tom Vanderheyden, CEO of Harken Health Insurance Co., has stepped down amid substantial losses, *The Minneapolis Star Tribune* reported Sept. 9. Stevan Garcia, who has been an executive at UnitedHealth since 1998, will take over as the company's...

September 14, 2016
New Jersey CO-OP to Be Shuttered; Six of 23 Are Now Left

Health Republic Insurance of New Jersey is the latest Consumer Operated and Oriented Plan (CO-OP) to fizzle. The New Jersey Dept. of Banking and Insurance announced that the insurer has consented to be placed in rehabilitation due to its ...

September 14, 2016
For Some MA Insurers, 2Q16 Offered Membership, MLR Improvements

As publicly traded Medicare Advantage insurers late last month and in early August reported earnings for the second quarter of 2016, several touted gains in MA enrollment, higher premium yields and improved medical loss ratios. But those with MLR...

August 18, 2016
Medicaid MCOs Show Big Growth, But Problems on MLRs, Pay Rates

The plus side of the ledger for Medicaid managed care in the second quarter was membership and revenues, which several publicly held managed care organizations (MCOs) said had big gains. But those same gains also contributed to the minus side of...

August 8, 2016
Another Insurer to Exit New York's Struggling Duals Demo

Magellan Health, Inc. will exit New York’s ailing Fully Integrated Duals Advantage program at the end of this year because of “lower than anticipated FIDA enrollment,” Chief Financial Officer Jonathan Rubin said during the company’s second-quarter...

August 8, 2016
How Did Horizon Succeed on the Exchanges as Others Staggered?

While many Blues plans have suffered substantial financial losses on the public insurance exchanges, Horizon Blue Cross Blue Shield of New Jersey is touting record enrollment in the individual market. Between 2013 and 2016 membership in that...

June 27, 2016
UnitedHealth Group Names John Rex as CFO

In a move that has Wall Street applauding, UnitedHealth Group on June 9 named John Rex, formerly executive vice president and chief financial officer for its Optum unit, as the CFO for the parent company, effective immediately. ...

June 13, 2016
After Mulling Exit, BCBSNC Seeks 18.8% Hike

After losing more than $400 million on the public exchanges in 2014 and 2015, Blue Cross Blue Shield of North Carolina (BCBSNC) considered pulling out. The company says it paid out $1.29 billion in claims for the sickest 5% of its exchange members...

June 13, 2016
WellCare Grows SC Medicaid Business With Advicare Purchase

WellCare Health Plans, Inc. on June 1 said it finalized the purchase of certain assets of Advicare Corp.’s Medicaid business, adding approximately 30,000 lives to the 61,000 Medicaid members already served by WellCare of South Carolina. ...

June 13, 2016
State, MCOs Plan to Bring Fallon Members Back to One Care

It was nearly a year ago when Fallon Total Care unveiled plans to exit One Care, Massachusetts’s CMS-based Medicare-Medicaid alignment initiative, attributing its decision to the demonstration’s disappointing financial outlook. While only a small...

June 6, 2016
Ohio CO-OP InHealth Mutual to Cease Operations

On May 26, Ohio became the latest state to close its Consumer Operated and Oriented Plan (CO-OP) formed under the Affordable Care Act (ACA) when Lt. Gov. Mary Taylor (R) was appointed receiver for Coordinated Health Mutual, Inc. ...

May 27, 2016
N.M. Blues Jumps Back Into Individual Exchange for 2017

After dropping out for the 2016 plan year, Blue Cross Blue Shield of Mexico, a subsidiary of Health Care Service Corp. (HCSC), filed to sell coverage through the state-run exchange for the 2017 plan year, according to the New Mexico Office of...

May 26, 2016
Wellmark Partners With Health Systems for Iowa Exchange

After sitting on the sidelines for the past three years, Wellmark Blue Cross and Blue Shield will sell individual and small-group coverage through HealthCare.gov when the open-enrollment period begins Nov. 1. For its new exchange products, the...

May 26, 2016
Plan M&A Trend Remains Intact Despite Slow Pace of Deal OKs

Leavitt Partners recently released fresh survey data showing more than 250 health plan industry veterans foresee the consolidation trend in their sector to continue for some time, even as one of the two pending mega-deals of Anthem, Inc. and Cigna...

May 23, 2016
Modified Rule Could Help Surviving CO-OPs

An interim final rule (CMS-9939-IFR) released May 6 could help the surviving Consumer Operated and Oriented Plans (CO-OPs) find their financial footing. ...

May 11, 2016
Arizona Restores KidsCare Program

Arizona Gov. Doug Ducey (R) on May 5 signed legislation to restore KidsCare, a federal Children's Health Insurance Program (CHIP) for children from low-income families, according to the Associated Press. ...

May 10, 2016
Sen. Cantwell Wants to Bring BHP Back to Washington State

Sen. Maria Cantwell (D-Wash.) and Rep. Jim McDermott (D-Wash.) are calling on state leaders to bring back the state’s Basic Health Plan (BHP), which they contend would create a more affordable health insurance option for the 162,000 Washingtonians...

May 4, 2016
Premera Subsidiary to Leave Oregon Market at Year’s End

Premera Blue Cross subsidiary LifeWise Health Plan is pulling out of Oregon after doing business in the state for more than two decades, the company said April 21. LifeWise Oregon has fewer than 50,000 individual and group members, down from 163...

April 29, 2016
Public Exchange Enrollees Were Financial Drag on Blues in 2015

A handful of Blues plans last month released 2015 financial results indicating the fiscal hit they took from underpriced insurance exchange products. Some reported their first financial losses in more than a decade, while others said losses on the...

April 29, 2016
Centene Says Exchange Margins Are Better Than Expected

As of March 31, Centene Corp. had more than 680,000 members enrolled in coverage purchased through an insurance exchange across 15 states. That number is expected to decline to 550,000 due to normal attrition. ...

April 28, 2016
In Iowa, UnitedHealth Is Out, Wellmark Is In

UnitedHealth told Iowa state regulators that it will not sell individual insurance coverage — on or off the state’s public exchange — for 2017, the Iowa Insurance Division said April 25. ...

April 28, 2016
Molina to Buy Universal American’s New York Medicaid Plan

Molina Healthcare, Inc. on April 19 said it agreed to purchase Universal American Corp.’s Total Care Medicaid plan in upstate New York. Total Care is a prepaid health services plan that serves nearly 40,000 members under New York’s Medicaid and...

April 22, 2016
Covered California Votes to Allow Sales to Undocumented Residents

On April 7, Covered California’s board voted to allow undocumented residents to purchase non-subsidized health coverage through the state-run exchange. Under the Affordable Care Act, undocumented residents are not eligible for federal premium...

April 13, 2016
Idaho Exchange Runs Into Enrollment Problems

Several months after signing up for coverage through Idaho’s insurance exchange, many people have not yet been enrolled in a plan. Moreover, Idaho’s state-run exchange is months late sending hundreds of Idahoans a document they need to file their...

April 13, 2016
Veteran Health Plan Execs Found New Insurer Bright Health

On April 6, three veteran health plan executives unveiled a new insurer based in Minneapolis led by Bob Sheehy, former UnitedHealthcare CEO (a unit of UnitedHealth Group). Called Bright Health, the carrier is prepared to launch nationally in the...

April 8, 2016
Fairview Health Services, UCare to Combine

Fairview Health Services and Medicare Advantage plan sponsor UCare on April 5 said they agreed to combine and that they aim to finalize the transaction by mid-summer 2016. The insurer lost about half of its business this year after Minnesota...

April 7, 2016
Attempts to Block Insurer Deals Are Seen as Increasingly Likely

Now that the Centene Corp. acquisition of Health Net, Inc. became a done deal March 24, attention has shifted to the two other — and bigger — pending purchases of insurers with major stakes in Medicare Advantage. And several observers are saying...

April 7, 2016
Carriers Have a Tough Time Keeping Exchange Enrollees

The majority of people who purchase insurance through HealthCare.gov stay enrolled in their selected plan for one year or less, according to an analysis from consulting firm Avalere Health LLC. ...

April 7, 2016
Calif. Exchange Can’t Explain Why Some Enrollees Were Dropped

Some people who purchased health insurance through California’s state-run insurance exchange are complaining that they’ve been unexpectedly dropped by their carriers, despite having paid premiums on time, according to an April 5 *Sacramento Bee*...

April 7, 2016
Centene Completes Health Net Acquisition

Centene Corp.’s acquisition of Health Net, Inc. received approval from both the California Dept. of Insurance (CDI) and California Dept. of Managed Health Care on March 22, allowing the deal to close on March 24, according to statements by the two...

March 25, 2016
New Startup Canopy Health Says Young Enrollees Are Prime Target

A new health insurer has sprouted up in a market segment where others have stumbled of late in the form of Denver-based Canopy Health Insurance (unveiled earlier this month as Melody Health Insurance). The new player wants to be known as the go-to...

March 25, 2016
Prime Wins Bid for Rhode Island Blues Plan Contract

Prime Therapeutics LLC won a five-year deal to manage the pharmacy benefits for approximately 300,000 commercial, individual market and Medicare members of Blue Cross & Blue Shield of Rhode Island, effective Jan. 1, 2017. ...

March 18, 2016
Health Insurance Start-Up Hires Former CO-OP CEO

Melody Health Insurance, a Denver-based start-up focused on the individual insurance market, recruited the former CEO of two now defunct Consumer Operated and Oriented Plans (CO-OPs) to head its Western markets. ...

March 16, 2016
Exchange Enrollment Climbs 8.5% From a Year Ago

As of Jan. 31, about 12.7 million individuals selected, or were automatically re-enrolled into, 2016 coverage sold through a public insurance exchange, the HHS Assistant Secretary for Planning and Evaluation (ASPE) reported March 11. ...

March 16, 2016
More Than 41K New Horizon Enrollees Chose Tiered Plan OMNIA

Horizon Blue Cross Blue Shield of New Jersey on March 10 said an estimated 41,258 of its new enrollees in the individual market who were previously uninsured chose the tiered health plan OMNIA. The OMNIA option created a firestorm in New Jersey,...

March 11, 2016
WellCare to Replace Aetna in Nebraska’s New Medicaid Program

On March 8, the Nebraska Department of Health and Human Services’ Division of Medicaid and Long-Term Care changed its recommendation for one of the three insurers previously announced to administer its Heritage Health program. ...

March 11, 2016
2016 CO-OP Enrollment Update

Executives from five Consumer Operated and Oriented Plans say diversifying beyond the individual exchange market and not relying too heavily on the risk-corridors program kept them clear of the financial abyss that swallowed a dozen other CO-OPs. ...

March 11, 2016
Highmark, UPMC Both Gain, but Aetna Loses MA Members in W. Pa.

Bitter rivals Highmark Inc. and UPMC Health Plan both turned in a strong Medicare Advantage enrollment performance in their western Pennsylvania service area during the recently completed 2016 Annual Election Period (AEP). The two Pittsburgh-based...

March 10, 2016
Slavitt: Exchanges Are Now Bigger Than Coffee Industry

After just three years, public insurance exchanges have become a $40 billion industry, “bigger than the coffee industry,” acting CMS administrator Andy Slavitt told attendees at America’s Health Insurance Plan’s annual Exchange Forum on March 8. ...

March 9, 2016
Feds Now Will Demand Verification for All ACA Special Enrollments

In a nod to health insurers’ continued displeasure over loosely managed Special Enrollment Periods (SEPs) for individuals seeking coverage on HealthCare.gov public exchanges, CMS on Feb. 24 took a bolder move in requiring that anyone seeking to...

February 26, 2016
Independence Exploring Potential Mergers, Consolidations

Philadelphia-based Independence Health Group, Inc. is exploring strategic options such as a merger or a consolidation of business functions to better compete with publicly traded competitors that are on the verge of merging, The Wall Street...

February 26, 2016
State Regulators Come Up With Plan to Keep Moda Health Afloat

In January, concerns about Moda Health Plan, Inc.’s (MHP) “excessive operating losses and inadequate capital and surplus” prompted the Oregon Dept. of Consumer and Business Services (DCBS) to take control of the company’s financial decisions. On...

February 16, 2016
Moda Has Plan to Stabilize Finances

The Oregon Department of Consumer and Business Services, Division of Financial Regulation, on Feb. 8 issued a consent order outlining a plan for Moda Health Plan, Inc. “to stabilize its financial position and continue to serve its customers.” As...

February 12, 2016
Nebraska Awards Aetna, UnitedHealth Medicaid Contracts

Incumbents Aetna Inc. and UnitedHealth Group should be able to build on their market strength in the Nebraska Medicaid market after the state on Feb. 5 awarded the two insurers contracts for its Medicaid managed care services program, according to...

February 12, 2016
Some MCOs See Slower MA Growth, but Two Cite Acquisition Appetite

Two of the smaller publicly held players in the Medicare Advantage market may be looking to grow in it by acquisitions this year. But one of those firms — WellCare Health Plans, Inc. — along with Humana Inc. indicate they will be growing only...

February 12, 2016
Centene Nearly Doubles Exchange Enrollment from 4Q2014

Centene Corp., a publicly traded Medicaid managed care company, ended 2015 with 146,100 members who had signed up for coverage through public exchanges in a dozen states — that’s up from 74,500 in the fourth quarter of 2014 and a slight drop from...

February 10, 2016
Open Enrollment Results Provide Clues to 2016 Market Share Shifts

CMS announced Feb. 4 that 12.7 million people enrolled in 2016 plans during the open enrollment period that concluded Jan. 31 — 3.1 million from state-based exchanges and 9.6 million from the federally facilitated exchange. Nationwide, the agency...

February 8, 2016
Iowa Set to Launch New Medicaid Managed Care Program in March

After a handful of setbacks, IA Health Link, Iowa’s new Medicaid managed care program, will launch March 1, pending final CMS approval. The program will coordinate physical, behavioral, in-home and long-term care services for about 560,000...

February 5, 2016
Michigan Merger Between Health Alliance Plan, HealthPlus Completed

The merger between Health Alliance Plan (HAP) (MCO 177) and HealthPlus of Michigan (MCO 362) became effective Feb. 1, resulting in a single company that will maintain the HAP name and remain headquartered in Detroit, according to a press release...

February 2, 2016
Anthem Gains Members Despite Tumbling Exchange Enrollment

Blues plan operator Anthem, Inc. finished 2015 with 38.6 million members — 1.1 million more than it had at the end of 2014 — the company said Jan. 27 when it reported fourth-quarter earnings. Sustained growth in Anthem’s Medicaid managed care...

January 29, 2016
Anthem Lost 33,000 Exchange Lives in Fourth Quarter

Anthem, Inc., which operates Blue Cross and Blue Shield plans in 14 states, finished 2015 with 791,000 lives covered by policies sold on public insurance exchanges. That number is down 33,000 from the end of the third quarter of the year, but up...

January 28, 2016
UnitedHealth Lost $720 Million on Exchanges in 2015

UnitedHealth Group says it lost $720 million on qualified health plans (QHPs) sold on public insurance exchanges for 2015, including $245 million in the fourth quarter. In November, the company predicted it would lose $425 million on the exchanges...

January 20, 2016
CMS Eliminates Six More Special Enrollment Periods

CMS is following up on its vow to crack down on “unintended loopholes” provided by special enrollment periods (SEPs), which provide individuals with opportunities to sign up for public exchange plans outside open enrollment, but also make it...

January 20, 2016
Aetna CEO Certain Humana Buy Will Close This Year

Aetna Inc. CEO Mark Bertolini on Jan. 12 said he remains certain the insurer’s deal to purchase Humana Inc. will close this year despite reports that 15 state attorneys general have joined the Dept. of Justice review of both the proposed Aetna...

January 19, 2016
CMS’s Slavitt Vows HHS Agency Will Crack Down on SEP Loopholes

CMS intends to tighten existing rules that allow people to sign up for health coverage outside of the official open-enrollment period. While special enrollment periods (SEPs) have helped boost exchange enrollment numbers, the broad parameters make...

January 15, 2016
Blues Plans Increased HMOs, EPOs on Exchanges for 2016

For the 2016 plan year, more than half of the products being sold on public exchanges by Blue Cross and Blue Shield plans are HMOs and exclusive provider networks (EPOs) — an increase of 41% from 2015, according to information released Jan. 13 by...

January 13, 2016
Aetna Projects Flat Exchange Enrollment

Aetna Inc. said it expects that enrollment in its individual plans will be "at least flat" for the first quarter of 2016, Credit Suisse equities analyst Scott Fidel said in a research note on Jan. 11. ...

January 13, 2016
Kentucky Gov. Moves to Shut Down State Exchange

Kentucky Gov. Matt Bevin (R) in a Dec. 30 letter to federal officials stated that he plans to dismantle kynect, the state’s public health insurance exchange, moving the state to the federal exchange for next year. The move would not affect the...

January 13, 2016
CMS Changes Could Aid Slow-Starting Duals Demo Growth in 2016

The focus in the ongoing CMS-backed demonstration for Medicare-Medicaid dual eligibles will begin shifting in 2016 from enrollment to actual results. And with that shift plus ongoing actions being taken by CMS’s Medicare-Medicaid Coordination...

January 11, 2016
More Than 11.3M Have Enrolled in Public Exchange Plans

HHS on Jan. 7 said more than 11.3 million people have enrolled in coverage on public exchanges across all 50 states and the District of Columbia. This marks the first time the agency has put out numbers for all the exchanges. ...

January 8, 2016
Can Blues Plans Bounce Back From Public-Exchange Challenges?

Several Blues plans say they lost money on the public health insurance exchanges in 2014. Blues plan operator Health Care Service Corp. (HCSC), for example, said it lost $382 million on exchanges last year. Some Blues plans fared better that...

December 30, 2015
SEP Enrollment Might Have Added to United’s Exchange Woes

After methodically expanding its presence on public insurance exchanges over the past three years, UnitedHealth Group stunned the industry Nov. 19 when it told investors that it might exit the exchanges entirely for 2017 due to deep losses. ...

December 11, 2015
Maine, N.H. CO-OP to Suspend Enrollment

Community Health Options, the Consumer Operated and Oriented Plan (CO-OP) serving Maine and New Hampshire, will suspend offering new individual coverage for the 2016 plan year before open enrollment for public exchanges ends Jan. 31, 2016....

December 10, 2015
UnitedHealth CEO Says Exchange Expansion Was 'Bad Decision'

At a Dec. 1 investor meeting in New York, UnitedHealth Group CEO Stephen Hemsley said his company should have waited longer before expanding its reach through public insurance exchanges. Hemsley told investors that it was, "for us, a bad decision,...

December 2, 2015
Colorado Access Exits Commercial Market

Colorado Access, a 501(c)4 nonprofit health plan, has confirmed that its subsidiary, New Health Ventures (dba Access Health Colorado), is not enrolling new members for 2016. The health plan will also cease offering Medicare Advantage plans next...

December 1, 2015
Land of Lincoln Withdraws From SHOP Exchange

Land of Lincoln, Illinois’s Consumer Operated and Oriented Plan (CO-OP), has stopped offering its small group policies on the state’s federal-partnership exchange, the health plan told AIS, confirming a *Chicago Tribune* article explaining the...

December 1, 2015
Columbia United Providers Withdraws From WA Market

Columbia United Providers (CUP) said it will stop offering any new or renewal individual health plans in the Washington state for 2016. Initially, the insurer was offering five plans on the state’s 2016 individual marketplace. ...

November 24, 2015
Advantage Health Solutions to Exit MA, SNP Market

Provider-owned insurer Advantage Health Solutions Inc. is terminating its Medicare Advantage products Dec. 31 under an agreement reached with CMS Nov. 4, according to the Indianapolis Business Journal. The publication also said that the Indiana...

November 23, 2015
Avera to Buy DAKOTACARE; Enrollment Would Approach 200K

Avera Health, owner of Avera Health Plans (MCO 352), says it will purchase DAKOTACARE (MCO 353), a move that would push the health system’s enrollment to nearly 200,000 members and make it South Dakota’s second largest insurer, Avera said in a...

November 19, 2015
N.Y. Regulators Will Shutter Health Republic on Nov. 30

The New York State Department of Financial Services (NYDFS) and the New York State of Health public insurance exchange are taking additional actions to protect people who have health coverage through Health Republic, one of a dozen Consumer...

November 11, 2015
Now 12 CO-OPs Won’t Be Back; Will HHS Help the Others Survive?

On Nov. 4, three days after the open-enrollment period began, the Michigan Dept. of Insurance and Financial Services announced Consumers Mutual Insurance, the state’s Consumer Operated and Oriented Plan (CO-OP), would run off its business and not...

November 5, 2015
Most New and Departing MA Plans in 2016 Are HMOs, KFF Study Finds

The vast majority (77%) of the 259 new Medicare Advantage plans for 2016 will be HMOs, according to an analysis released Oct. 14 by the Kaiser Family Foundation of the CMS “landscape files” for MA. Kaiser also found that 61% of the 203 exiting MA...

October 30, 2015
Aetna, Anthem Portray Rocky Road for ACA Exchange Lines

Aetna Inc. and Anthem, Inc. posted fundamentally strong third-quarter 2015 earnings, but both carriers raised concerns about the individual Affordable Care Act (ACA) marketplaces, which have developed a darkening cast about them in recent weeks. ...

October 30, 2015
Another CO-OP, Community Health Alliance, to Cease Operations

Community Health Alliance (CHA) has opted to wind down its operations and will not offer insurance coverage in 2016, the Tennessee Department of Commerce & Insurance (TDCI) and CHA announced on their websites. The insurer said it currently covers...

October 20, 2015
Oregon’s Health Republic Insurance the Latest CO-OP to Fold

Health Republic Insurance, one of Oregon’s two Consumer Operated and Oriented Plans (CO-OPs), said Oct. 16 it will not offer plans in 2016 and will cease operations effective Dec. 31, 2015. Following in the footsteps of two other recently...

October 20, 2015
Colorado DOI Shutters State’s CO-OP for 2016

The Colorado Division of Insurance (DOI) has closed Colorado HealthOP’s operations, preventing it from selling 2016 plans on the state’s health exchange. The DOI cited concerns about the Consumer Operated and Oriented Plan’s (CO-OP’s) financial...

October 20, 2015
Cigna Works Directly With SoCal Provider on New HMO, EPO Products

Mirroring moves made across the health plan-provider and employer-provider spectrum, Cigna Corp. said it formed a joint venture with Irvine, Calif.-based St. Joseph Hoag Health to offer Orange County employers integrated HMO and exclusive provider...

October 20, 2015
Aetna, Anthem CEOs Lay Out Case For Deals; Others Aren’t So Sure

Aetna Inc. CEO Mark Bertolini and Anthem, Inc. CEO Joseph Swedish appeared before a Senate Judiciary Committee panel on Sept. 22 to address antitrust concerns tied to their carriers’ pending purchases of Humana Inc. and Cigna Corp, respectively. ...

October 12, 2015
  • DHP Sample Spreadsheets for Prospective Customers

    Sample workbook to demonstrate the data layout of the Enrollment Data Spreadsheets.xlsx document available as an instant In-App Download to DHP subscribers.

  • Enrollment Data Spreadsheets

    Latest available enrollment data spreadsheets.

  • Monthly Medicaid Enrollment Changes by State - Special Report

    Excel report capturing monthly Medicaid enrollment changes, by state

  • Enrollment Trends, 1Q2024 vs. 2Q2024

    An analysis of major changes from the prior quarter

  • Enrollment Trends Year-Over-Year Comparison, 2023-2024

    A report comparing the full health insurer data set representing first quarter 2024 against the data set representing first quarter 2023 update of AIS’s Directory of Health Plans.

  • Highlights of AIS Enrollment Data

    Highlights report in Excel, featuring insurer rankings and analyses by sector. This report replaces the PDF of the Directory of Health Plans book that was published in previous versions of this database.

  • BCBS Enrollment Data

    Excel spreadsheet of data available in the Online Search tool, plus market share analyses

  • Public-Sector Plan Enrollment

    Monthly enrollment update of Medicare, Medicaid and Dual-Eligibles plans, most recently available as of November 2024

  • Payer Portraits

    PDF report allowing full page (or more) view of each insurer in the database. Similar to Chapter 2 of AIS formerly published book, this report provides expanded narrative about each entity and an overview of sectors within each state in which the company operates.

  • Specialty Vendors and Affiliates

    Pharmacy benefit managers, specialty pharmacy providers and behavioral health vendors contracted or affiliated with the insurers represented in the DHP enrollment database.

  • Integrated Delivery Systems Report

    PDF report tracking the growth and proliferation of integrated delivery systems that have an ownership relationship with an insurer.

  • Enrollment Field Hierarchy and Definitions

    Definitions of each enrollment field included in AIS's Directory of Health Plans, with a graphical representation of how the different enrollment categories relate to one another and which enrollment fields add up to which.

  • Index of Health Insurance Entities

    Alphabetical index of all entities listed in AIS's Directory of Health Plans, including former names, aliases, affiliates, owners, subsidiaries and product names by which the plans are well-known.

  • ACO Directory

    BONUS Excel spreadsheet of accountable care organizations and other value-based contract agreements entered into by health plans listed in AIS’s Directory of Health Plans, as well as CMS ACOs.

  • Supplemental Programs-Public Sector

    Enrollment data for all supplemental public sector health plans, including BHOs and MLTC plans

  • Key Financial Indicators Quarterly Report

    A quarterly spreadsheet with up-to-date financial data points for more than 50 of the leading health plans.

  • MCO ID Master

    For users comparing DHP files on a year-over-year basis, this spreadsheet tracks all numbers assigned to health plan records in the MCO ID key field, starting with the first edition of AIS's Directory of Health Plans, published in 2004.

November Update: Quarterly Trends Report Posted

DHP has posted the new trend report to your subscriber dashboard, **Enrollment Trends, 1Q2024 vs. 2Q2024,** which compares second-quarter 2024 data to the previous quarter. This report contains analyses of major trends since the last update. ...

November 6, 2024
Second-Quarter 2024 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects second-quarter 2024 status but includes third-quarter 2024 data for Medicare...

September 27, 2024
August Update: 1Q2024 Trends Reports Posted

DHP last month posted two new reports to your subscriber dashboard. **Enrollment Trends Year-Over-Year Comparison, 2023-2024,** compares DHP’s full health insurer data set representing first quarter 2024 against the data set representing first...

August 7, 2024
First-Quarter 2024 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects first-quarter 2024 status but includes second-quarter 2024 data for Medicare...

June 28, 2024
Fourth-Quarter 2023 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects fourth-quarter 2023 status but includes first-quarter 2024 data for Medicare...

May 1, 2024
Third-Quarter 2023 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects third-quarter 2023 status but includes fourth-quarter 2023 data for Medicare...

December 20, 2023
November Update: Quarterly Trends Report Posted

DHP has posted the new trend report to your subscriber dashboard, **Enrollment Trends, 1Q2023 vs. 2Q2023**, which compares second-quarter 2023 data to the previous quarter. This report contains analyses of major trends since the last update. ...

November 6, 2023
Second-Quarter 2023 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects second-quarter 2023 status but includes third-quarter 2023 data for Medicare...

September 26, 2023
First-Quarter 2023 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects first-quarter 2023 status but includes second-quarter 2023 data for Medicare...

June 29, 2023
Fourth-Quarter 2022 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects fourth-quarter 2022 status but includes first-quarter 2023 data for Medicare...

May 2, 2023
January Update: Quarterly Trend Report Posted

DHP last month posted the new trend report to your subscriber dashboard, **Enrollment Trends, 2Q2022 vs. 3Q2022**, which compares third-quarter 2022 data to the previous quarter. ...

January 4, 2023
Third-Quarter 2022 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects third-quarter 2022 status but includes some fourth-quarter 2022 data for Medicare...

December 15, 2022
November Update: Public Insurers Post 3Q22 Results

Publicly traded insurers are posting their third-quarter-2022 financial results, and the newsfeed on your subscriber dashboard has it all covered. In the meantime, the AIS data team will be analyzing insurer reports and aiming for a mid-December...

November 7, 2022
October Update: Quarterly Trends Report Posted

DHP has posted the new trend report to your subscriber dashboard, Enrollment Trends, 1Q2022 vs. 2Q2022, which compares second-quarter 2022 data to the previous quarter. This report contains analyses of major trends since the last update. ...

October 6, 2022
Second-Quarter 2022 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects second-quarter 2022 status but includes some third-quarter 2022 data for Medicare...

September 21, 2022
August Update: Year-Over-Year, Quarterly Trends Reports Posted

DHP last month posted two new trend reports to your subscriber dashboard. **Enrollment Trends Year-Over-Year Comparison, 2021-2022** compares DHP’s full health insurer data set representing first quarter 2022 against the data set representing...

August 2, 2022
First-Quarter 2022 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects first-quarter 2022 status but includes some second-quarter 2022 data for Medicare...

June 29, 2022
Fourth-Quarter 2021 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects fourth-quarter 2021 status but includes some first-quarter 2022 data for Medicare...

May 3, 2022
January Update: Quarterly Trend Report Posted

DHP last month posted the new trend report to your subscriber dashboard, **Enrollment Trends, 2Q2021 vs. 3Q2021,** which compares third-quarter 2021 data to the previous quarter. ...

January 5, 2022
Third-Quarter 2021 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects third-quarter 2021 status but includes some fourth-quarter 2021 data for Medicare...

December 14, 2021
November Update: Quarterly Trend Report Posted

DHP last month posted the new trend report to your subscriber dashboard, **Enrollment Trends, 1Q2021 vs. 2Q2021**, which compares second-quarter 2021 data to the previous quarter. ...

November 1, 2021
Second-Quarter 2021 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects second-quarter 2021 status but includes some third-quarter 2021 data for Medicare...

September 23, 2021
August Update: Year-Over-Year, Quarterly Trends Reports Posted

DHP last month posted two new trend reports to your subscriber dashboard. **Enrollment Trends Year-Over-Year Comparison, 2020-2021** compares DHP’s full health insurer data set representing first quarter 2021 against the data set representing...

August 2, 2021
First-Quarter 2021 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects first-quarter 2021 status but includes some second-quarter 2021 data for Medicare...

June 29, 2021
Fourth-Quarter 2020 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects fourth-quarter 2020 status but includes some first-quarter 2021 data for Medicare...

May 4, 2021
March Update: Insurers Report 4Q20 Earnings

Publicly traded insurers continued to report their fourth-quarter 2020 earnings in February, continuing to show effects of the COVID-19 pandemic, and your subscriber dashboard has it all covered. ...

February 26, 2021
January Update: Quarterly Trends Report Posted

DHP has posted a new trends report to your subscriber dashboard: **Enrollment Trends, 2Q2020 vs. 3Q2020** compares DHP’s full health insurer data set representing third-quarter 2020 against the data set representing the previous quarter. ...

January 5, 2021
Third-Quarter 2020 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects third-quarter 2020 status but includes some fourth-quarter 2020 data for Medicare...

December 15, 2020
November Update: Publicly Traded Insurers Discuss 3Q20 Results

Publicly traded insurers are beginning to release their third-quarter 2020 financial results, and DHP has it covered on your subscriber dashboard. Be sure to keep an eye out over the coming weeks as insurers discuss the COVID-19 impact on earnings...

November 4, 2020
October Update: Quarterly Trends Report Posted

DHP has posted a new trend report to your subscriber dashboard: **Enrollment Trends Year-Over-Year Comparison, 1Q2020-2Q2020,** compares DHP’s full health insurer data set representing second-quarter 2020 against the data set representing the...

October 7, 2020
Second-Quarter 2020 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects second-quarter 2020 status but includes some third-quarter 2020 data for Medicare...

September 23, 2020
August Update: Year-Over-Year, Quarterly Trends Reports Posted

DHP last month posted two new trend reports to your subscriber dashboard. **Enrollment Trends Year-Over-Year Comparison, 2019-2020** compares DHP’s full health insurer data set representing first quarter 2020 against the data set representing...

August 5, 2020
First-Quarter 2020 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects first-quarter 2020 status but includes some second-quarter 2020 data for Medicare...

June 29, 2020
Fourth-Quarter 2019 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects fourth-quarter 2019 status but includes some first-quarter 2020 data for Medicare...

May 1, 2020
Third-Quarter 2019 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects third-quarter 2019 status. ...

December 11, 2019
Second-Quarter 2019 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects second-quarter 2019 status; all related in-app downloads and special reports now...

September 19, 2019
August Update: DHP Posts New Year-Over-Year Comparison Report

The AIS Data Team has posted a new in-App Download, ***Enrollment Trends Year-Over-Year Comparison, 2018-2019,*** now available on your subscriber dashboard. This report compares the full health insurer data set representing first quarter 2019...

August 5, 2019
June Update: First-Quarter 2019 Data Posted; Reports Updated

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects first-quarter 2019 status; all related in-app downloads and special reports now...

June 27, 2019
May Update: New Data Posted; New Market Share Report Included

The AIS Data Team has posted new data to the subscriber dashboard Online Search Tool and In-App Download Enrollment Data Spreadsheets. This data primarily reflects fourth-quarter 2018 status; all related in-app downloads and special reports now...

May 1, 2019
April Update: Fourth-Quarter 2018 Data to Be Posted Next Month

The AIS Data Team wants to alert you that we will be posting fourth-quarter 2018 updates to your subscriber dashboard in early May. This means we’ll be removing current in-app downloads, so be sure to download any third-quarter 2018 data before we...

April 3, 2019
March Update: Public Insurers Report Annual Results

Publicly traded insurers have in the past several weeks posted their fourth quarter 2018 financial results, and the AIS Data Team has been tracking it all on the newsfeed on your subscriber dashboard. The Key Financial Indicators report should be...

March 5, 2019
January Update: DHP Features New, Monthly, Public-Sector Dataset

The AIS Data Team has posted new in-app downloads featuring public-sector enrollment data to the subscriber dashboard. These downloads will be a permanent new feature of the DHP dashboard as AIS Health adds more granularity and targeted coverage. ...

January 8, 2019
Second Quarter Enrollment Data Now Available!

The AIS Data Team has uploaded new enrollment data, now available via the Search Tool and in the In-App Download Enrollment Data Spreadsheets. The data is the latest available, primarily reflecting second quarter 2018 status. ...

September 17, 2018
September Update: Second Quarter Update Coming Soon!

The AIS Data Team wants to alert you that we will be posting second-quarter 2018 updates to your subscriber dashboard later this month. This means we’ll be removing current in-app downloads, so be sure to download any first-quarter 2018 data...

September 4, 2018
August Update: Public Companies Release 2Q18 Results

It’s been a little more than a month since the AIS Data Team posted first-quarter 2018 enrollment data, but we are already hard at work preparing the next update, as public insurers have released their second-quarter 2018 financial results. We...

August 9, 2018
July Update: DHP Updates 1Q2018 Data, Adjusts Reports

Late last month, the AIS Data Team uploaded new enrollment data, now available on your subscriber dashboard via the Search Tool and in the In-App Download Enrollment Data Spreadsheets. Since the initial update, we have made a few tweaks to the...

July 20, 2018
May Update: DHP Uploads New Enrollment Data

The AIS Data Team has uploaded new enrollment data, now available on your subscriber dashboard via the Search Tool and in the In-App Download Enrollment Data Spreadsheets. The data is the latest available, primarily reflecting fourth quarter 2017...

May 8, 2018
April Update: New Enrollment Data Coming Later This Spring

The AIS Data Team suggests that customers download Enrollment Data Spreadsheets, as well as any desired search outputs currently available on your subscriber dashboard. We will be refreshing the data later this spring, so be sure to grab the most...

April 13, 2018
October Update: DHP Editors Update Search Engine with Revised Data

Your DHP editors last week made several updates to data in your subscriber dashboard. Several changes in enrollment resulted from substantial contract shifts and corrections, and new health plan executives and updated pharmacy benefit manager (PBM...

October 10, 2017
September Update: DHP Editors to Make Updates in the Coming Weeks

Your DHP editors would like to let you know that several updates will be coming in the next few weeks. There have been several changes in enrollment resulting from substantial contract shifts and corrections, as well as new health plan executives...

September 13, 2017
June Update: All Downloads Posted, New Report Added

DHP editors have posted all of the standard In-App Downloads containing data and supporting documentation for 2017. As we analyze the data, we have made numerous minor updates to the search engine data and spreadsheets, including a tweak to the...

June 14, 2017
AIS Health to Exhibit at AHIP Institute & Expo June 7-9

AIS Health will be manning a table at the AHIP Institute & Expo 2017 in Austin next week, and we would love a chance to meet any of our data subscribers who might be there—BJ Taylor, Erin Trompeter and I will be hanging out to offer tips on how to...

May 30, 2017
Medicare Fee-for-Service Enrollment Updated

Your DHP editors would like you to know that we've updated the Medicare fee-for-service (FFS) figures to eliminate potential overlap between FFS beneficiaries and members also enrolled in employer plans. This reduces the overall FFS figure by...

May 25, 2017
Welcome to AIS’s Directory of Health Plans 2017!

If you are accessing the DHP dashboard today, thank you for purchasing the 2017 edition of AIS’s Directory of Health Plans—Online version. The search tool is currently populated with 2017 data. Please note that we may continue to refine this over...

May 10, 2017
Open Enrollment Report Now Available

AIS editors have just posted a new report, 2017 Open Enrollment Results, in the In-app Downloads section. The report contains a table of the latest available public exchange enrollment reported for each state, along with a list of insurers...

February 24, 2017
February Update: ACO Directory Updated; 2017 Research Cycle Begins

DHP editors have updated the **ACO Directory** In-App download to include the most recent accountable care agreements. Be sure to head to subscriber-only dashboard to see new value-based contracts between insurers and providers, including several...

February 13, 2017
DHP Examines What's Ahead For 2017

As public exchange participation deadlines hit, AIS editors have been tracking the latest market moves and exits. Even more insurers have announced exchange withdrawals following CMS’s Sept. 23 deadline, greatly reducing the number of options for...

October 11, 2016
DHP Examines Recent Market Moves That Will Impact Enrollment in 2017

Several recent developments will directly affect enrollment numbers in 2017. Molina Healthcare has agreed to purchase through all-cash transactions worth about $117 million “certain assets” related to Aetna’s and Humana’s Medicare Advantage (MA)...

August 9, 2016
Welcome to AIS's Directory of Health Plans Demo Dashboard

This demo database has been created with pretend data designed to simulate the live version of AIS's Directory of Health Plans, now populated with brand-new 2016 data. The data provided in the online search tool below is an approximate simulation...

June 17, 2016
2016 Data Is Now Available

It’s here! 2016 data is now posted for subscribers. Data reflects contracts being served during 2016. All In-App Downloads currently contain data from the new edition, and data in the search engine is updated to reflect the most recent figures. ...

May 13, 2016
AIS's Directory of Health Plans Now Available Online!

The powerful enrollment database used for years by health industry leaders for accurate market-share analysis can now be accessed online. *AIS's Directory of Health Plans*, aka "the bible" of the health insurance industry, is now available as an...

October 22, 2015